Comparison

LSBTexas Mobile vs ZYNLO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

LSBTexas Mobile

Aggregate all your financial accounts, including those from other institutions, into a single, up-to-the-minute view. Stay organized and make smarter financial decisions with fast, secure tools to manage your personal finances.

Highlights
  • Multi-account aggregation
  • Transaction history and spending analysis
  • Customizable alerts and notifications
  • Add tags, notes, and images to transactions
  • ATM and branch locator
  • Direct customer service contact
Features
Read full description

The Lone Star Bank App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Lone Star Bank customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Lone Star Bank App, you must be enrolled as a Lone Star Bank Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

ZYNLO

This app helps you save and earn money by rounding up your debit card purchases and matching the difference. It also offers early access to your paycheck and high-yield accounts with no fees.

Highlights
  • Round up debit card purchases
  • Match savings roundups
  • Early payday access
  • High-yield checking and savings accounts
  • No monthly fees
  • Savings goals
  • Spending insights
Features
Read full description

EARN MORE. BANK SMARTER. Bank better with ZYNLO—where your money works harder with high-interest accounts, no monthly fees, ZYNG Round-Up rewards^, Early Payday^^, and simple digital tools designed around you. MAKE MORE OF YOUR MONEY • ZYNLO helps you grow your money faster—and rewards you along the way with ZYNG. • High-yield checking^^^, savings* and Certificates of Deposit** • Award winning High Yield Money Market Account*** • No caps on interest earnings • Earn rewards with ZYNG while you bank • No monthly account fees BUILT FOR REAL LIFE • Everything you need—right in your pocket. • Get paid early with Early Payday • Move money easily between all your bank accounts • Add your debit card to your digital wallet • Diverse offering of high-yield products • Secure access with multi-factor authentication SMART SAVING, SIMPLIFIED • Whether you’re just getting started or building serious savings: • Savings and money market accounts designed to grow • Clear, simple savings tools to help you stay on track • Diverse offering of high-yield products to meet the needs of all customers • No hidden fees—ever Why Customers Choose ZYNLO • FDIC Insured • Competitive high-yield account offerings • No monthly fees • Early Payday—get paid up to two days early • Simple, modern digital banking mobile app Download ZYNLO today and start earning more from your money. PRODUCT DETAILS & DISCLOSURES ^ZYNG Round Up & Match is available only while you maintain eligibility requirements. See Truth in Savings section of Terms and Conditions for more details. Zynlobank.com/file/accountDisclosures. ^^Early Payday: Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Current interest rates and Annual Percentage Yield (APY) for ^^^More Spending Account, *Tomorrow Savings Account, ***ZYNLO Money Market Account, and **ZYNLO Certificates of Deposit (CDs), are available at zynlobank.com/rates. Product terms, minimum opening deposit requirements, minimum balance requirements to earn APY, fees, eligibility requirements, and account disclosures are available at zynlobank.com/file/accountDisclosures Rates for variable-rate products are subject to change after account opening. CD rates are fixed for the term of the account. A penalty may be imposed for early withdrawal from a CD and is based on the maturity term and could reduce earnings. Transaction Limitations apply. Must be 18 or older to open any ZYNLO Bank account.

Screenshots

LSBTexas Mobile4 screens
ZYNLO4 screens

Verdict

The call

The clearest difference is review sentiment: LSBTexas Mobile at 100% against ZYNLO's 51%. LSBTexas Mobile also leads on rating (4.8 vs 4.2). ZYNLO's advantage is monetization model (free vs ad-supported) and iOS requirement (16.0 vs 18.4). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

LSBTexas Mobile holds the better App Store score, 4.8 against 4.2. Both are backed by a comparable volume of ratings — 131 and 149 respectively. Written reviews point the same way: 100% of LSBTexas Mobile's written reviews are positive against 51% of ZYNLO's.

UpkeepUpdate frequency

LSBTexas Mobile ships an update monthly, ZYNLO every 5 weeks. Both last shipped on October 24, 2026.

Scorecard4 real differences · 6 level
LSBTexas Mobile versus ZYNLO: the parameters behind the verdict, then further details
ParameterLSBTexas MobileZYNLO
PriceFreeFree
Rating4.8 (131 ratings) — better4.2 (149 ratings)
Positive reviews100.0% of reviews — better51.4% of reviews
Number of ratings131149 — better
Update frequencyMonthly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS18.416.0 — better
Further details — not scored
Size198 MB138 MB
Age rating12+4+
DeveloperLone Star BankPeoplesBank

Customer experience

LSBTexas Mobile

All ratings131 ratings
Positive94.7%
Neutral2.3%
Negative3.1%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

ZYNLO

All ratings147 ratings
Positive81.0%
Neutral2.0%
Negative17.0%
Written reviews37 reviews
Positive51.4%
Neutral0.0%
Negative48.6%

In-app purchases

None

LSBTexas Mobile

No in-app purchases

None

ZYNLO

No in-app purchases

Questions

Is LSBTexas Mobile free?
LSBTexas Mobile is free to download, with no in-app purchases.
Is ZYNLO free?
ZYNLO is free to download, with no in-app purchases.
Which has better reviews, LSBTexas Mobile or ZYNLO?
LSBTexas Mobile is rated higher. LSBTexas Mobile averages 4.8 out of 5 from 131 ratings, while ZYNLO averages 4.2 from 149 ratings.
Do LSBTexas Mobile or ZYNLO have ads?
Neither LSBTexas Mobile nor ZYNLO shows ads.
Which is updated more often, LSBTexas Mobile or ZYNLO?
LSBTexas Mobile ships an update monthly, and ZYNLO every 5 weeks. Most recently, LSBTexas Mobile was updated on October 24, 2026 and ZYNLO on October 24, 2026.

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