OVO vs eBranch BCA
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OVO
This all-in-one app simplifies payments and savings for everyday needs and online shopping. Enjoy secure, fast transactions with numerous rewards, including cashback and discounts. Upgrade to access exclusive deals and bonus points.
- Secure and fast mobile payments
- Cashback on transactions
- Exclusive discounts and deals
- Bill payment options
- Savings account features
- Welcome treats for new users
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Indonesia’s all-in-one app: Pay and Save with ease From the local market to your favorite online stores, from daily essentials to special treats, OVO fits for everyone. Whether you’re paying, shopping, or saving, OVO makes it easy and rewarding. Say goodbye to carrying cash. OVO let you handle your daily needs from your phone, securely, quickly, and with plenty of perks. Wanna see what’s in it for you? Welcome treats for new users > First top-up = zero admin fees. > Cashback up to 20.000 OVO Points (min. total transaction Rp30.000) Upgrade to OVO Nabung and enjoy more > Claim 10.000 OVO Points bonus (T&C applied). > Up to 99% off at Hokben, D’Crepes, Solaria, Alfagift, MyTelkomsel, and more. > GrabFood 75% discount up to Rp50.000. Deals that follow you everywhere > Online shopping? Cashback up to Rp1.000.000 is ready. > Cashback up to 500.000 for groceries, foods, gas station, and more. Pay your bills with Harga Jongkok > PLN token Rp10.000 for only Rp8.888. > Cashback up to 3% (max 50.000 OVO Points) for bill payments (min. Rp25.000). > Pay SBN investments and get 1% cashback (max 100.000 OVO Points). Download OVO now and unlock a simpler way to pay, save, and enjoy life, plus a bunch of deals you don’t want to miss. Instagram.com/ovo_id www.ovo.id
eBranch BCA
Streamline your banking experience by filling out various transaction forms digitally before visiting a branch. Open accounts, make deposits, apply for credit cards, and more, all from your mobile device. Schedule appointments for teller or customer service to save time.
- Digital form submission
- Account opening
- Cash deposit/withdrawal forms
- Credit card applications
- Service time reservations
- Finger ID login
- Transaction reminders
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Want to make transactions at BCA branches easier and more practical? With eBranch BCA, you can fill out forms anytime and anywhere, directly from your mobile phone. Now, you can fill out mobile forms for Account Opening (Tahapan BCA , Tahapan Xpresi, Tahapan Prestasi, BCA Dollar, and Tahapan Berjangka), Cash Deposits, Cash Withdrawals, BCA Credit Card Applications, Internet/Mobile Banking, and Foreign Currency Orders. Also enjoy other features, such as log in with Finger ID, transaction reminder, ease of contacting HaloBCA, and information on the status of your BCA credit card application and delivery. Want to make a reservation for Customer Service and Teller services? Can! After filling in the form, you can make a reservation for Customer Service or Teller service time according to your wishes. Haven't you had time to fill out the form yet? You can reserve service times using the online reservation feature without filling out a form first. To enjoy additional features and reservations, don't forget to sign up. Let's download eBranch BCA now! Use eBranch BCA – easy and practical! More info: www.bca.co.id
Screenshots
Verdict
The clearest difference is rating: OVO at 3.9 against eBranch BCA's 2.5. OVO also leads on ratings volume (328 vs 8) and update cadence (fortnightly vs every 2 months). eBranch BCA's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OVO holds the better App Store score, 3.9 against 2.5. That said, the two scores are not equally well evidenced: OVO has 328 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 31% of OVO's written reviews are positive against 13% of eBranch BCA's.
OVO ships an update fortnightly, eBranch BCA every 2 months. The most recent releases landed on September 22, 2026 and September 14, 2026 respectively.
| Parameter | OVO | eBranch BCA |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (328 ratings) — better | 2.5 (8 ratings) |
| Positive reviews | 31.3% of reviews — better | 12.7% of reviews |
| Number of ratings | 328 — better | 8 |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 101 MB | 417 MB |
| Age rating | 17+ | 4+ |
| Developer | Visionet Internasional, Pt | PT Bank Central Asia Tbk. |
Customer experience
OVO
eBranch BCA
Bugs and requests
OVO
Reported bugs
4 issues- Inability to change language to English
- Stuck transactions not resolved
- Inconsistent app behavior
- Delayed or missing top-up credits
Requested features
4 requests- Add English language option
- Improve account closure process
- Enhance security and privacy measures
- Streamline transaction processing
eBranch BCA
Not enough reviews yet to summarise bugs or requests.
In-app purchases
OVO
No in-app purchases
eBranch BCA
No in-app purchases
Questions
Is OVO free?
Is eBranch BCA free?
Which has better reviews, OVO or eBranch BCA?
Do OVO or eBranch BCA have ads?
Which is updated more often, OVO or eBranch BCA?
Other comparisons
