Comparison

SVC Mobile vs BOI Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SVC Mobile

Manage your bank account conveniently and securely on the go. Access account balances, statements, transfer funds, and perform various banking services. Enjoy 24/7 access to your finances with this time-saving and easy-to-use mobile solution.

Highlights
  • View account balance and statement
  • Transfer funds (own, SVC, NEFT, RTGS, IMPS)
  • Stop payment and request cheque book
  • Manage debit card PIN and usage
  • Locate bank branches and ATMs
  • Earn and redeem reward points
Features
Read full description

A quick and secure way to operate your bank account, when on the move. SVC Mobile Banking Application is a bank-in-the-pocket solution which brings the convenience of checking account balance, accessing mini-statement, transferring money to accounts, and more, to your fingertips. This application is time-saving, secure and easy to use, giving you 24/7 access to your bank account. Services Offered: 1. Account -  View Account Balance -  View Account Statement 
 2. Fund Transfer -  Own Accounts -  Third party - SVC Accounts -  NEFT -  RTGS -  IMPS (Mobile No. + MMID) -  IMPS (Account No. + IFSC) 3. Other service -  Stop Payment: -  Cheque Book -  Draft Issue -  Request MMID -  Change Debit Card PIN -  Set Debit Card PIN -  Stop / Block Debit Card -  Manage Card Usage -  Set transaction limit -  Locate SVC Bank Branches / ATMs 4. SVC Rewards Under SVC Rewards Loyalty Program, customers can earn Reward Points on specific digital transactions, to be redeemed against a wide range of products and services across leading brands in Electronics, Home
Décor, Fashion, Lifestyle, Sports & Fitness and Health & Beauty. Important Information: A. Refrain from sharing your MPIN, Card Number, CVV / CVD / CVC, PIN, OTP, Expiry Date, etc. with anyone. SVC Bank would never ask you for such details. B. Your personal information / financial data is safe with SVC Bank. SVC Bank would never share it with a Third Party Entity without your initiation / consent.

About

BOI Mobile

Access all your banking services securely from your mobile device. View account details, transfer funds, manage cheques, and receive personalized offers. Enjoy convenient banking from home.

Highlights
  • View and transact from all accounts
  • Check balance and view statements
  • Fund transfers via UPI/IMPS/NEFT/RTGS
  • Quick access with Favourite feature
  • Personalized offers
  • Locate ATMs and manage cheques
Features
Read full description

BOI Mobile is Bank of India’s official mobile banking application. BOI Mobile, the most comprehensive and secure Mobile Banking application, offers all banking services on your mobile. A quick and easy registration is all you need to avail Bank of India Mobile Banking services. The features of the new BOI Mobile are: a) View and transact from all your accounts including Loans and Deposits b) Check your bank balance, view & email detailed statement and view passbook on your mobile c) Transfer funds to an any Bank account using UPI/IMPS/NEFT/RTGS d) Transact super fast using Favourite feature. By tagging a transaction as favourite, you can quickly access and complete your transactions for fund transfer e) Get personalised offers on your mobile f) Service At Your Convenience: Avail banking services from the comfort of your home. You can locate an ATM, stop or check status of your cheque, order a cheque book, track your service requests and more.

Screenshots

SVC Mobile4 screens
BOI Mobile4 screens

Verdict

The call

The clearest difference is rating: BOI Mobile at 2.9 against SVC Mobile's 1.0. BOI Mobile also leads on update cadence (every 2 months vs every 7 months) and ratings volume (97 vs 2). SVC Mobile's advantage is iOS requirement (13.5 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BOI Mobile holds the better App Store score, 2.9 against 1.0. That said, the two scores are not equally well evidenced: BOI Mobile has 97 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 16% of SVC Mobile's written reviews are positive against 26% of BOI Mobile's.

UpkeepUpdate frequency

SVC Mobile ships an update every 7 months, BOI Mobile every 2 months. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

Scorecard5 real differences · 5 level
SVC Mobile versus BOI Mobile: the parameters behind the verdict, then further details
ParameterSVC MobileBOI Mobile
PriceFreeFree
Rating1.0 (2 ratings)2.9 (97 ratings) — better
Positive reviews16.0% of reviews26.4% of reviews — better
Number of ratings297 — better
Update frequencyEvery 7 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.5 — better15.1
Further details — not scored
Size10 MB122 MB
Age rating4+9+
DeveloperSVC Co-Operative Bank LtdBank of India

Customer experience

SVC Mobile

All ratings2 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews50 reviews
Positive16.0%
Neutral0.0%
Negative84.0%

BOI Mobile

All ratings97 ratings
Positive45.4%
Neutral4.1%
Negative50.5%
Written reviews87 reviews
Positive26.4%
Neutral3.4%
Negative70.1%

In-app purchases

None

SVC Mobile

No in-app purchases

None

BOI Mobile

No in-app purchases

Questions

Is SVC Mobile free?
SVC Mobile is free to download, with no in-app purchases.
Is BOI Mobile free?
BOI Mobile is free to download, with no in-app purchases.
Which has better reviews, SVC Mobile or BOI Mobile?
BOI Mobile is rated higher. SVC Mobile averages 1.0 out of 5 from 2 ratings, while BOI Mobile averages 2.9 from 97 ratings.
Do SVC Mobile or BOI Mobile have ads?
Neither SVC Mobile nor BOI Mobile shows ads.
Which is updated more often, SVC Mobile or BOI Mobile?
SVC Mobile ships an update every 7 months, and BOI Mobile every 2 months. Most recently, SVC Mobile was updated on October 16, 2026 and BOI Mobile on October 18, 2026.

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