Comparison

MPay WALET vs S PAY GLOBAL

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MPay WALET

This eWallet allows users to pay for retail and services, transfer funds, and top up cash easily. It offers features like bill payments, mobile reloads, and parcel delivery services. Users can also manage their cards and explore investment and loan options.

Highlights
  • Retail and service payments
  • Quick fund transfers
  • Easy cash top-ups
  • Mobile and bill payments
  • Parcel delivery service
  • Card management
  • Investment and loan options
Features
Read full description

MPay WALET is a Malaysian homegrown eWallet that you can use to pay for retail and services, transfer funds quickly, and top up cash easily with a single dedicated app. We’ve redesigned MPay WALET to give users a better in-app experience and transaction flow. EASY RELOAD Add funds to your MPay WALET eWallet easily via online banking (any FPX supported bank account) or through physical top ups (only available at Public Bank CDM in Malaysia) to reload your eWallet. PAY ANYWHERE Pay using MPay WALET for your favourite, food, mobile top-ups, bills and more through your own unique QR code. QUICK MONEY TRANSFER Send and receive funds with a few easy steps. Simply key-in a phone number to instantly transfer money to other MPay WALET users. LOCAL & INTERNATIONAL PREPAID RELOAD No more reloading with long PIN numbers, just top up your Hotlink, Digi, Celcom, U Mobile, Altel, Tune Talk, XOX, YES, RedONE, and more, straight from MPay WALET. International reloads are also available for more than 150+ countries. PARCELPAY EXPRESS Send your parcel without having to leave your home or office. If you've got a package that's ready to be delivered, all you need to do is log on to ParcelPay, select a destination and let ParcelPay handle the rest. ONLINE SHOPPING WITH BUYMALAYSIA Discover the best of authentic Malaysian brands and products on BuyMalaysia. Link your MPay WALET account with BuyMalaysia for easy access to your cart and order history. Enjoy exclusive deals and promotions for MPay WALET users! PAY BILLS Settle utility bills like water and electricity straight from your eWallet! • Assessment – Majlis Perbandaran Kota Bahru, Majlis Perbandaran Selayang, Majlis Perbandaran Subang Jaya • Broadcasting – Astro • Internet Service Provider – TM Streamyx, TM Unifi • Telecommunication – RedONE, U Mobile, XOX • Utilities – Air Kelantan, Lembaga Air Kuching, Lembaga Air Perak, Nur Power, Pengurusan Air Pahang, Sabah Electric, Sesco, Syarikat Air Darul Aman, Syarikat Air Johor, Syarikat Air Melaka, Syarikat Air Negeri Sembilan, Syarikat Air Perlis, Syarikat Bekalan Air Selangor CARDS Bye-bye bulky wallets! Add your MPay Mastercard Prepaid card, MPay Mastercard Virtual Card, or even your Bank Cards into MPay WALET. View recent transactions and have all your cards neatly in one app. INVEST WITH QUICKASH Making funds more accessible to SMEs and investing more rewarding for investors. Check out MPay’s Malaysian P2P Financing / Investment platform with QuicKash. BORROW WITH QUICKREDIT KPKT licensed operator offering personal loans up to RM50,000 with fixed monthly repayments. Check out MPay’s short term loan offering with QuicKredit. YOU CAN TRUST MPAY WALET MPay’s reliable environment for online transactions keeps your personal and financial information secure and encrypted. Every transaction can only be authorised by you with your 6-digit PIN. Learn more at www.walet.my Like us on Facebook for more updates at https://www.facebook.com/mpaywalet

About

S PAY GLOBAL

This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.

Highlights
  • Scan & Pay using QR Codes
  • Split bills
  • Peer to peer fund transfers
  • Loyalty Rewards discounts
  • Bill subscription and payment
  • Transaction history
Features
Read full description

SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle!
 It’s FREE! Need assistance? Email us at customerservice@spayglobal.my 
Like and follow our Facebook page at @S PAY GLOBAL.

Screenshots

MPay WALET4 screens
S PAY GLOBAL4 screens

Verdict

The call

The clearest difference is rating: MPay WALET at 5.0 against S PAY GLOBAL's 1.9. S PAY GLOBAL's advantage is iOS requirement (12.0 vs 15.6). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MPay WALET holds the better App Store score, 5.0 against 1.9. Both are backed by a comparable volume of ratings — 4 and 9 respectively. Written reviews complicate that: 18% of MPay WALET's written reviews are positive against 23% of S PAY GLOBAL's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MPay WALET ships an update every 4 weeks, S PAY GLOBAL every 5 weeks. The most recent releases landed on October 24, 2026 and October 20, 2026 respectively.

Scorecard2 real differences · 8 level
MPay WALET versus S PAY GLOBAL: the parameters behind the verdict, then further details
ParameterMPay WALETS PAY GLOBAL
PriceFreeFree
Rating5.0 (4 ratings) — better1.9 (9 ratings)
Positive reviews18.2% of reviews23.2% of reviews — better
Number of ratings49 — better
Update frequencyEvery 4 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.612.0 — better
Further details — not scored
Size92 MB50 MB
Age rating4+4+
DeveloperManagePay Services Sdn Bhd.Sarawak State Government

Customer experience

MPay WALET

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive18.2%
Neutral0.0%
Negative81.8%

S PAY GLOBAL

All ratings9 ratings
Positive22.2%
Neutral0.0%
Negative77.8%
Written reviews69 reviews
Positive23.2%
Neutral15.9%
Negative60.9%

In-app purchases

None

MPay WALET

No in-app purchases

None

S PAY GLOBAL

No in-app purchases

Questions

Is MPay WALET free?
MPay WALET is free to download, with no in-app purchases.
Is S PAY GLOBAL free?
S PAY GLOBAL is free to download, with no in-app purchases.
Which has better reviews, MPay WALET or S PAY GLOBAL?
MPay WALET is rated higher. MPay WALET averages 5.0 out of 5 from 4 ratings, while S PAY GLOBAL averages 1.9 from 9 ratings.
Do MPay WALET or S PAY GLOBAL have ads?
Neither MPay WALET nor S PAY GLOBAL shows ads.
Which is updated more often, MPay WALET or S PAY GLOBAL?
MPay WALET ships an update every 4 weeks, and S PAY GLOBAL every 5 weeks. Most recently, MPay WALET was updated on October 24, 2026 and S PAY GLOBAL on October 20, 2026.

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