Comparison

CRDB BANK SimBanking vs ShiftPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CRDB BANK SimBanking

Manage your finances with this mobile banking application. It offers account visibility, secure transactions, and convenient payment options. You can also manage cards, access insurance services, and review financial statements.

Highlights
  • Open full KYC accounts
  • Make payments and transfers
  • Buy airtime and send money
  • Withdraw cash without a card
  • Pay merchants via Lipa Namba
  • Get LUKU tokens
  • Block TemboCard
  • Access insurance services
Features
Read full description

Benki ni SimBanking! Our new CRDB Bank SimBanking App gives you full visibility of your accounts and total control over your money. It’s more secure, simpler and faster! Open a fully KYC account, buy insurance, block or apply for TemboCard. Plus, you can make the App personal by selecting exciting features that suit your personal taste and many more features we think you’ll love… Simple day-to-day banking • Open a full KYC account • Ease payments and transfers including bulk payments • Buy airtime and send money without the selecting the mobile company • Easier way to withdraw cash from CRDB ATM or Wakala without a TemboCard • Pay for your shopping and services conveniently through merchant CRDB Lipa Namba • Get your LUKU token instantly on your App screen Take control of your money • Block your TemboCard • Get insurance or Insurance premium calculator • Review you monthly, quarterly or annual statement Single view of your account • Single view of all your CRDB Bank accounts • Manage your loans • Link your accounts Safer, smarter banking • Secure login with your PIN • Ability to scan your fingerprint for account opening Benki ni SimBanking

About

ShiftPay

Features
Read full description

ShiftPay is a private shift calendar and gross-pay estimator for hourly workers. Record your schedule, understand how each total was calculated, and compare your estimate with the pay stub you received. PLAN SHIFTS YOUR WAY • Add shifts in seconds • Reuse templates or paint shifts across multiple days • Build repeating rotations such as 2-2-3, Pitman, DuPont, or custom cycles • Import a posted schedule from a photo with on-device text recognition • View upcoming work in Home Screen, Lock Screen, and Apple Watch widgets ESTIMATE EXPECTED GROSS PAY • Track regular hours, unpaid breaks, tips, differentials, and overtime • See a transparent line-by-line calculation • Use U.S. federal and state overtime presets, or build custom rules for your own country • Review monthly, quarterly, and year-to-date earnings COMPARE PAYCHECKS Enter or scan a pay stub and compare it with ShiftPay’s saved estimate. ShiftPay helps you spot differences worth reviewing without claiming to provide payroll, tax, or legal advice. PRIVATE BY DEFAULT No ShiftPay account is required. Schedule and pay information stays on your device. Schedule photos are processed on-device. Optional private iCloud sync stores a copy in your private CloudKit database. Optional analytics and crash reporting remain off until you enable them. FREE AND PRO The calendar, unlimited shifts, templates, rotations, paint mode, pay estimates, CSV export, and one schedule import are free. ShiftPay Pro adds multiple jobs, supported state overtime presets, unlimited schedule scans, saved paycheck comparisons, long-range statistics, calendar and PDF export, and private iCloud sync. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel in your Apple Account settings. A lifetime purchase is also available. Prices and trial eligibility are shown by the App Store. Important: ShiftPay provides estimates based on information you enter. Your employer and official pay statement remain authoritative. The app interface is currently available in English. Terms: https://shiftpay-ff58e.web.app/terms Privacy: https://shiftpay-ff58e.web.app/privacy Support: https://shiftpay-ff58e.web.app/support

Screenshots

CRDB BANK SimBanking4 screens
ShiftPay4 screens

Verdict

The call

The clearest difference is in-app purchases: CRDB BANK SimBanking at none against ShiftPay's 3. CRDB BANK SimBanking also leads on iOS requirement (15.5 vs 17.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. ShiftPay sells 3 in-app purchases, starting at $3.99 per month. CRDB BANK SimBanking asks for nothing beyond the download.

Scorecard2 real differences · 8 level
CRDB BANK SimBanking versus ShiftPay: the parameters behind the verdict, then further details
ParameterCRDB BANK SimBankingShiftPay
PriceFreeFree
Rating3.6 (81 ratings) — better—
Positive reviews20.0% of reviews—
Number of ratings81 — better—
Update frequencyEvery 2 weeks—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, Apple Watch
Requires iOS15.5 — better17.0
Further details — not scored
Size215 MB19 MB
Age rating4+4+
DeveloperCRDB BANK PLCKho Vn

In-app purchases

None

CRDB BANK SimBanking

No in-app purchases

3 purchases

ShiftPay

Subscriptions2
  • ShiftPay Pro Monthly$3.991 Month
  • ShiftPay Pro Yearly7 Days trial$9.991 Year
One-time1
  • ShiftPay Pro Lifetime$39.99

Questions

Is CRDB BANK SimBanking free?
CRDB BANK SimBanking is free to download, with no in-app purchases.
Is ShiftPay free?
ShiftPay is free to download, with in-app purchases available.
Do CRDB BANK SimBanking or ShiftPay have ads?
Neither CRDB BANK SimBanking nor ShiftPay shows ads.

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