Comparison

MobiDram Wallet vs U!Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MobiDram Wallet

Manage your finances on the go with this mobile payment system. Easily make utility payments, bank transfers, and international transfers anytime, anywhere. Enjoy fast and secure transactions for bills and funds.

Highlights
  • Utility payments collection
  • Bank transfers
  • International transfers
  • Fast money transactions
  • Pay bills 24/7
  • Secure and fast
Features
Read full description

MobiDram started its operations in several Viva-MTS branches providing the services such as utility payments collection, bank transfers, international transfers, etc. With MobiDram, you enjoy the freedom of managing your time when you settle your bills, or transfer funds, while you are sipping your coffee, sitting up in your office or stretching out on your favorite sofa… MobiDram payment system is a mobile and online financial solution on the Armenian market that gives opportunity to: - make easy and fast money transactions anywhere, anytime - transactions done instantaneously: regularly send and get funds, pay bills 24/7 via your mobile or online MobiDram is absolutely secure and amazingly fast. Try out! Join now. Enjoy the latest generation innovative mobile financial solutions brought to you by MobiDram!

About

U!Pay

This e-wallet simplifies payments and money transfers directly from your smartphone. It features a new, user-friendly design with an expanded service list and a high level of security for convenient transactions.

Highlights
  • Instant payments
  • Money transfers
  • Money withdrawal
  • User-friendly design
  • High security
  • PIN transaction approval
Features
Read full description

Your payment system. E-wallet for simple and instant payments. An updated version of the Upay wallet launched with 1. Completely new and user-friendly design 2. Expanded list of services 3. High level of security Upay is an up-to-date e-wallet that allows users to make: - Various payments with a few taps - Money transfers directly from smartphone in a convenient, fast and safe way - Money withdrawal in 42 Upay branches Get started: - Download Upay e-wallet now - Register by entering registration details and one-time activation code - Create your PIN for easy transaction approval.

Screenshots

MobiDram Wallet4 screens
U!Pay4 screens

Verdict

The call

The clearest difference is review sentiment: MobiDram Wallet at 50% against U!Pay's 21%. MobiDram Wallet also leads on iOS requirement (11.0 vs 13.0). U!Pay's advantage is rating (3.2 vs 3.0) and update cadence (monthly vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

U!Pay holds the better App Store score, 3.2 against 3.0. Both are backed by a comparable volume of ratings — 8 and 22 respectively. Written reviews complicate that: 50% of MobiDram Wallet's written reviews are positive against 21% of U!Pay's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

MobiDram Wallet ships an update every 2 months, U!Pay monthly. The most recent releases landed on October 8, 2026 and October 19, 2026 respectively.

Scorecard4 real differences · 6 level
MobiDram Wallet versus U!Pay: the parameters behind the verdict, then further details
ParameterMobiDram WalletU!Pay
PriceFreeFree
Rating3.0 (8 ratings)3.2 (22 ratings) — better
Positive reviews50.0% of reviews — better21.4% of reviews
Number of ratings822 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS11.0 — better13.0
Further details — not scored
Size42 MB150 MB
Age rating4+4+
DeveloperMobiDram CJSCUcom LLC

Customer experience

MobiDram Wallet

All ratings8 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews6 reviews
Positive50.0%
Neutral16.7%
Negative33.3%

U!Pay

All ratings22 ratings
Positive50.0%
Neutral9.1%
Negative40.9%
Written reviews14 reviews
Positive21.4%
Neutral7.1%
Negative71.4%

In-app purchases

None

MobiDram Wallet

No in-app purchases

None

U!Pay

No in-app purchases

Questions

Is MobiDram Wallet free?
MobiDram Wallet is free to download, with no in-app purchases.
Is U!Pay free?
U!Pay is free to download, with no in-app purchases.
Which has better reviews, MobiDram Wallet or U!Pay?
U!Pay is rated higher. MobiDram Wallet averages 3.0 out of 5 from 8 ratings, while U!Pay averages 3.2 from 22 ratings.
Do MobiDram Wallet or U!Pay have ads?
Neither MobiDram Wallet nor U!Pay shows ads.
Which is updated more often, MobiDram Wallet or U!Pay?
MobiDram Wallet ships an update every 2 months, and U!Pay monthly. Most recently, MobiDram Wallet was updated on October 8, 2026 and U!Pay on October 19, 2026.

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