Comparison

Finances 2 vs Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finances 2

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

Highlights
  • Unique double-entry bookkeeping system
  • Income, expense, and net income statistics
  • Balance history line chart
  • Invoice scanning and attachment
  • Multi-currency support (including crypto)
  • Cross-device iCloud sync
  • Financial statement generation
Features
Read full description

Finances provides everything you need for your personal and business accounting. Record your transaction using a new kind double-entry bookkeeping system. This simple system doesn't use credit and debit, and makes bookkeeping easier than ever. FEATURES - New kind of double-entry bookkeeping system - Statistics about your income, expenses and net income as bar charts - History of balances as line chart - Scan and attach invoices to transactions - Scan QR-code on invoices to create transactions more easily - Multiple currencies support including the cryptocurrenies Bitcoin and Ether - Sync between all your devices using iCloud - Import transactions from other finances apps and banks using a CSV file - Create financial statements with an income & expense report, trial balance, and account- or transaction report iOS 13 READY - Create new transactions with Siri Shortcuts - Use Face ID to secure your financial data - On iPad use Drag & Drop to attach documents to transactions Finances is also available for your Mac.

About

Money

This app is a comprehensive tool for managing your personal finances. It allows you to track expenses, create budgets, monitor investments, and gain a clear overview of your financial health. Stay organized and in control of your money with smart features and detailed reports.

Highlights
  • Smart budgeting with real-time tracking
  • Automatic expense categorization
  • Complete financial overview dashboard
  • Investment performance monitoring
  • Detailed financial reports with charts
  • iCloud sync and biometric security
Features
Read full description

Money 9.0 is a major update to our award-winning personal finance app, fully embracing Apple's most significant design evolution since iOS 7 - Liquid Glass. App UI has been updated for iOS 26, iPadOS 26, and macOS Tahoe 26, with Swift powering key parts of the app for better performance and tighter integration with Apple's latest platforms. Controls, navigation bars, and sidebars adopt Liquid Glass - the translucent material that refracts content, responds to light and motion, and keeps your financial data front and center. WHAT'S NEW IN 9.0 - Liquid Glass UI across all controls, tab bars, and sidebars - Swift-powered components for improved performance and platform integration - Faster performance and smoother animations - Effortless navigation with fewer taps to budgets, transactions, and reports - Unified experience on iPhone, iPad, and Mac - Updated typography, capsule controls, and full Dark Mode support PERSONAL FINANCE & MONEY MANAGEMENT Take control of your personal finance with Money - the comprehensive money manager that tracks every dollar, every account, and every financial goal. Budget your spending, track your expenses, manage your bills, and grow your savings - all in one beautifully designed app. BUDGET PLANNER & SPENDING TRACKER Create flexible budgets for every category - groceries, dining, transportation, housing, utilities, subscriptions. Track monthly budget vs actual spending with smart alerts. EXPENSE TRACKER & TRANSACTION CATEGORIZATION Log expenses in seconds with auto-categorization - food, shopping, travel, bills, healthcare. Add notes, attach receipts, split transactions, track recurring expenses. BILL REMINDER & RECURRING PAYMENT MANAGER Never miss a bill. Tracks rent, mortgage, utilities, subscriptions, credit cards, insurance, loans. Notifications before bills are due. SAVINGS GOAL TRACKER Set savings goals - emergency fund, vacation, home, retirement, wedding, education. Track progress with visual indicators. INVESTMENT PORTFOLIO TRACKER Track stocks, ETFs, mutual funds. Real-time performance, dividends, gains, and asset allocation across all brokerages and retirement accounts. CRYPTO PORTFOLIO TRACKING Track Bitcoin, Ethereum, and other crypto holdings alongside traditional investments. Monitor prices, portfolio value, and gains. NET WORTH TRACKER Watch net worth grow over time. Calculates total assets minus liabilities - bank accounts, investments, real estate, debts, mortgages. BANK SYNC & OPEN BANKING Connect to thousands of banks with secure bank sync. Auto-import transactions. Real-time balance updates for checking, savings, credit cards, loans. REPORTS & INSIGHTS Detailed reports - income vs expense, category breakdowns, monthly comparisons, cash flow charts, and forecasts. MULTI-CURRENCY SUPPORT Money supports multi-currency tracking with automatic exchange rate updates. Manage USD, EUR, GBP, JPY, and dozens more. PRIVACY & SECURITY Your financial data is yours alone. Local storage with optional iCloud sync. Face ID and Touch ID protect access. No tracking, no ads. WORKS EVERYWHERE iPhone, iPad, Mac, and Apple Watch - seamlessly synced via iCloud. ONE-TIME PURCHASE - no subscriptions, no recurring fees. Pay once, own forever. Money has helped people manage their finances for over 20 years. Version 9.0 is our biggest leap yet.

Screenshots

Finances 24 screens
Money4 screens

Verdict

The call

The clearest difference is rating: Money at 4.5 against Finances 2's 4.1. Money also leads on review sentiment (53% vs 43%) and ratings volume (451 vs 125). Finances 2's advantage is iOS requirement (10.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finances 2 sells 4 one-off in-app purchases and Money sells 3 in-app purchases, starting at $6.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Money holds the better App Store score, 4.5 against 4.1. Both are backed by a comparable volume of ratings — 125 and 451 respectively. Written reviews point the same way: 43% of Finances 2's written reviews are positive against 53% of Money's.

UpkeepUpdate frequency

Finances 2 ships an update every 2 months, Money monthly. Both last shipped on November 2, 2026.

Scorecard4 real differences · 6 level
Finances 2 versus Money: the parameters behind the verdict, then further details
ParameterFinances 2Money
PriceFreeFree
Rating4.1 (125 ratings)4.5 (451 ratings) — better
Positive reviews42.8% of reviews53.2% of reviews — better
Number of ratings125451 — better
Update frequencyEvery 2 monthsMonthly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod, Mac — better
Requires iOS10.0 — better15.6
Further details — not scored
Size42 MB55 MB
Age rating4+4+
DeveloperMatthias HochgattererJumsoft

Customer experience

Finances 2

All ratings125 ratings
Positive74.4%
Neutral8.0%
Negative17.6%
Written reviews145 reviews
Positive42.8%
Neutral11.7%
Negative45.5%

Money

All ratings450 ratings
Positive87.8%
Neutral4.4%
Negative7.8%
Written reviews586 reviews
Positive53.2%
Neutral11.6%
Negative35.2%

Bugs and requests

Finances 2

Not enough reviews yet to summarise bugs or requests.

Money

Reported bugs

3 issues
  • Frequent app crashes
  • Incorrect transaction import and balance issues
  • Syncing problems between devices

Requested features

4 requests
  • Dark mode option
  • Improved transaction categorization and rules
  • Ability to share accounts with family members
  • Better investment tracking and portfolio management

In-app purchases

4 purchases

Finances 2

One-time4
  • iPad 14-day TrialFree
  • iPhone 14-day TrialFree
  • iPhone Full Version$4.99
Show 1 more
  • iPad Full Version$9.99
3 purchases

Money

Subscriptions2
  • Direct Downloads Monthly1 Month trial$6.991 Month
  • Direct Downloads Yearly1 Month trial$59.991 Year
One-time1
  • Money Standard$99.99

Questions

Is Finances 2 free?
Finances 2 is free to download, with in-app purchases available.
Is Money free?
Money is free to download, with in-app purchases available.
Which has better reviews, Finances 2 or Money?
Money is rated higher. Finances 2 averages 4.1 out of 5 from 125 ratings, while Money averages 4.5 from 451 ratings.
Do Finances 2 or Money have ads?
Neither Finances 2 nor Money shows ads.
Which is updated more often, Finances 2 or Money?
Finances 2 ships an update every 2 months, and Money monthly. Most recently, Finances 2 was updated on November 2, 2026 and Money on November 2, 2026.

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