Comparison

Finances 2 vs Moono

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Finances 2

Manage personal and business finances with a unique double-entry bookkeeping system that simplifies transactions without traditional credits and debits. Visualize your financial health with insightful charts and reports, and easily manage multiple currencies, including cryptocurrencies.

Highlights
  • Unique double-entry bookkeeping system
  • Income, expense, and net income statistics
  • Balance history line chart
  • Invoice scanning and attachment
  • Multi-currency support (including crypto)
  • Cross-device iCloud sync
  • Financial statement generation
Features
Read full description

Finances provides everything you need for your personal and business accounting. Record your transaction using a new kind double-entry bookkeeping system. This simple system doesn't use credit and debit, and makes bookkeeping easier than ever. FEATURES - New kind of double-entry bookkeeping system - Statistics about your income, expenses and net income as bar charts - History of balances as line chart - Scan and attach invoices to transactions - Scan QR-code on invoices to create transactions more easily - Multiple currencies support including the cryptocurrenies Bitcoin and Ether - Sync between all your devices using iCloud - Import transactions from other finances apps and banks using a CSV file - Create financial statements with an income & expense report, trial balance, and account- or transaction report iOS 13 READY - Create new transactions with Siri Shortcuts - Use Face ID to secure your financial data - On iPad use Drag & Drop to attach documents to transactions Finances is also available for your Mac.

About

Moono

Track your income and expenses consciously with this finance app. It offers offline functionality, iCloud synchronization, and detailed financial analytics. Customize accounts and categories with no limits.

Highlights
  • Offline expense and income tracking
  • iCloud synchronization
  • Customizable accounts and categories
  • Financial analytics
  • Data export
  • Light and dark mode support
Features
Read full description

Start spending your money consciously by tracking expenses and incomes with Moono. Moono: doesn't require Internet connection, iCloud synchronizable, simple and clear in usage, made with love and in native design. • All functionality without any registration • Add transactions quickly • Use different accounts, categories, text notes and photo attachments with no limits • Customise your accounts and categories with name, color and icon • Don't lose any of your account with function of Archiving • Use iOS and macOS at the same time with iCloud synchronization • Doesn’t require Internet access (only for iCloud synchronization) • Clear financial Analytics • Supports light and dark mode • Plenty of currencies • Export of data • Native intuitive design • Light weight app • Several languages available • No ads We are EAGER to hear your feedback. Don't hesitate to write: Email: team@moono.app Twitter: @MoonoApp Instagram: @moono.app Privacy Policy: https://moono.app/privacy Terms of Use: https://moono.app/termsofuse

Screenshots

Finances 24 screens
Moono4 screens

Verdict

The call

The clearest difference is review sentiment: Moono at 84% against Finances 2's 43%. Moono also leads on rating (4.5 vs 4.1). Finances 2's advantage is ratings volume (125 vs 19) and iOS requirement (10.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Finances 2 sells 4 one-off in-app purchases and Moono sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Moono holds the better App Store score, 4.5 against 4.1. That said, the two scores are not equally well evidenced: Finances 2 has 125 ratings behind it against 19, so its average is the more settled of the two. Written reviews point the same way: 43% of Finances 2's written reviews are positive against 84% of Moono's.

UpkeepUpdate frequency

Finances 2 ships an update every 2 months, Moono every 5 weeks. The most recent releases landed on October 12, 2026 and September 28, 2026 respectively.

Scorecard4 real differences · 6 level
Finances 2 versus Moono: the parameters behind the verdict, then further details
ParameterFinances 2Moono
PriceFreeFree
Rating4.1 (125 ratings)4.5 (19 ratings) — better
Positive reviews42.8% of reviews83.9% of reviews — better
Number of ratings125 — better19
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, Mac
Requires iOS10.0 — better16.0
Further details — not scored
Size42 MB13 MB
Age rating4+4+
DeveloperMatthias HochgattererAleksandr Zolotarev

Customer experience

Finances 2

All ratings125 ratings
Positive74.4%
Neutral8.0%
Negative17.6%
Written reviews145 reviews
Positive42.8%
Neutral11.7%
Negative45.5%

Moono

All ratings19 ratings
Positive89.5%
Neutral0.0%
Negative10.5%
Written reviews56 reviews
Positive83.9%
Neutral3.6%
Negative12.5%

In-app purchases

4 purchases

Finances 2

One-time4
  • iPad 14-day TrialFree
  • iPhone 14-day TrialFree
  • iPhone Full Version$4.99
Show 1 more
  • iPad Full Version$9.99
2 purchases

Moono

Subscriptions1
  • Annual Pro subscription3 Days trial$4.991 Year
One-time1
  • Moono Pro lifetime$9.99

Questions

Is Finances 2 free?
Finances 2 is free to download, with in-app purchases available.
Is Moono free?
Moono is free to download, with in-app purchases available.
Which has better reviews, Finances 2 or Moono?
Moono is rated higher. Finances 2 averages 4.1 out of 5 from 125 ratings, while Moono averages 4.5 from 19 ratings.
Do Finances 2 or Moono have ads?
Neither Finances 2 nor Moono shows ads.
Which is updated more often, Finances 2 or Moono?
Finances 2 ships an update every 2 months, and Moono every 5 weeks. Most recently, Finances 2 was updated on October 12, 2026 and Moono on September 28, 2026.

Other comparisons