Comparison

HSBC HK Mobile Banking vs Z有钱

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSBC HK Mobile Banking

Manage your finances on the go with this secure banking app. Open accounts, make payments, check balances, and review investments. Offers 24/7 chat support and integrates with Apple Health for fitness tracking.

Highlights
  • Open bank accounts remotely
  • Secure login with biometrics
  • FPS QR code payments
  • Bill and credit card payments
  • Account and investment overview
  • 24/7 chat support
  • Apple Health integration
Features
Read full description

HSBC HK Mobile Banking app (HSBC HK App) Designed specifically for our Hong Kong customers*, HSBC HK App offers a seamless, easy and secure way to manage your everyday banking needs on the go. Key features: • New customers can open a bank account on our app without visiting a branch (For Hong Kong customers only); • Log on securely and verify transactions with built-in Mobile Security Key and biometric authentication; • Pay friends and merchants via FPS QR code, mobile number or email and transfer & pay bills/credit card easily • Check your account balance, credit card balance, insurance policies and MPF at a glance; • Review your investment performance and swiftly manage your transactions in one place; • Stay informed with push notifications for eStatements and eAdvices, incoming FPS funds and credit card payment reminders etc. ‘Chat with us’ offers 24/7 support for you --simply log on and tell us what you need help with. It's as easy as texting a friend. Get started with HSBC HK App now. One touch, you’re in! HSBC Life Well+ programme in HSBC HK App works with Apple Health to sync workouts data. *Important Note: This App is designed for use in Hong Kong. The products and services represented within this App are intended for Hong Kong customers. This App is provided by The Hongkong and Shanghai Banking Corporation Limited (‘HSBC HK’). The Hongkong and Shanghai Banking Corporation Limited is regulated and authorised to carry out banking activities in Hong Kong S.A.R. If you are outside of the Hong Kong, we may not be authorised to offer or provide you with the products and services available through this App in the country/ region/territory you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction or country/ region/territory where the distribution, download or use of this material is restricted and would not be permitted by law or regulation. Please be aware that HSBC HK isn’t authorised or licensed in any other jurisdiction for the provision of the services and/or products available through this App. This App shouldn’t be considered as communicating any invitation or inducement to engage in banking, lending, investment or insurance activity or any offer or solicitation to buy and sell securities or other instruments or to buy insurance outside Hong Kong. In particular, credit and lending products and services aren’t intended for or promoted to clients resident in the UK. By applying for any credit and lending products through this App, you’ll be deemed to have confirmed that you aren’t a UK resident. Persons dealing with HSBC Hong Kong or other members of the HSBC Group outside of the UK aren’t covered by the rules and regulations made for the protection of investors in the UK, including the depositor protection provisions of the Financial Services Compensation Scheme. Packaged retail and insurance-based investment products aren’t intended for or promoted to clients located in the EEA. By applying for or transacting in any such products, you’ll be deemed to have confirmed that you’re not located in the EEA at the time of such transaction.

About

Z有钱

This app offers a streamlined approach to personal finance management. It simplifies tracking expenses and income through voice or photo input, provides insightful financial reports, and helps users manage budgets effectively.

Highlights
  • Voice and photo expense tracking
  • Budget management
  • Financial reporting with charts
  • Multi-ledger management
  • Income and expense flow visualization
Features
Read full description

Z有钱是一款极简顺手的智能记账和财务管理APP。支持语音、拍照一键快捷记账;帮助用户解决查账、记账、预算管理等财务问题;结合全景统计图表与多账本个性化管理,清晰展示收支流向。

Screenshots

HSBC HK Mobile Banking4 screens
Z有钱4 screens

Verdict

The call

The clearest difference is review sentiment: Z有钱 at 95% against HSBC HK Mobile Banking's 36%. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HSBC HK Mobile Banking ships an update fortnightly, Z有钱 every 3 weeks. The most recent releases landed on October 31, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
HSBC HK Mobile Banking versus Z有钱: the parameters behind the verdict, then further details
ParameterHSBC HK Mobile BankingZ有钱
PriceFreeFree
Rating4.8 (13K ratings) — better—
Positive reviews35.9% of reviews95.0% of reviews — better
Number of ratings13K — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.5 — better
Further details — not scored
Size878 MB158 MB
Age rating4+4+
DeveloperHSBC Global Services UK LimitedChongqing Duxiaoman Information Technology Co.Ltd

Customer experience

HSBC HK Mobile Banking

All ratings12,569 ratings
Positive94.6%
Neutral1.7%
Negative3.7%
Written reviews652 reviews
Positive35.9%
Neutral7.2%
Negative56.9%

Z有钱

Written reviews40 reviews
Positive95.0%
Neutral0.0%
Negative5.0%

Bugs and requests

HSBC HK Mobile Banking

Reported bugs

3 issues
  • Date of birth validation issues during account opening
  • Unable to generate security codes or transfer funds
  • App freezes or becomes unresponsive

Requested features

4 requests
  • Add option to download/export statements and advices
  • Improve navigation and layout
  • Allow multiple accounts on a single device
  • Reduce frequency of mandatory app updates

Z有钱

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HSBC HK Mobile Banking

No in-app purchases

None

Z有钱

No in-app purchases

Questions

Is HSBC HK Mobile Banking free?
HSBC HK Mobile Banking is free to download, with no in-app purchases.
Is Z有钱 free?
Z有钱 is free to download, with no in-app purchases.
Do HSBC HK Mobile Banking or Z有钱 have ads?
Neither HSBC HK Mobile Banking nor Z有钱 shows ads.
Which is updated more often, HSBC HK Mobile Banking or Z有钱?
HSBC HK Mobile Banking ships an update fortnightly, and Z有钱 every 3 weeks. Most recently, HSBC HK Mobile Banking was updated on October 31, 2026 and Z有钱 on October 28, 2026.

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