Changed vs DebtSlayer
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Changed
This app helps you pay off debt faster by automating extra payments from everyday purchases and allowing you to track all your balances in one place. It supports various proven payoff strategies and calculates potential interest savings.
- Automated extra payments
- Round up purchases
- Track all debt types
- Debt Snowball strategy
- Debt Avalanche strategy
- Interest savings calculator
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Pay Off Debt Faster With Automatic Extra Payments Changed is a powerful debt payoff planner and debt tracker designed to help you reduce balances and become debt free faster. “If you have debt, you need this app.” - Mark Cuban, Changed Investor Turn spare change from everyday purchases into extra payments that accelerate your payoff plan and save on interest. AUTOMATE YOUR DEBT PAYOFF Changed makes it easy to make extra payments without changing your lifestyle. • Round Up Purchases - Automatically send spare change from everyday purchases toward your debt • Boost Payments - Add extra payments anytime to accelerate your payoff plan • Automated Transfers - Schedule recurring payments that fit your budget • Stay Consistent - Small extra payments can make a big impact over time Automation helps you stay on track and pay off debt faster. TRACK ALL YOUR DEBT IN ONE PLACE See all your balances in one place and monitor your progress as you work toward becoming debt free. Track and manage: • Credit card debt • Student loans • Auto loans • Medical debt • Personal loans • Mortgages • Tax debt • Other balances See everything in one place and stay focused on your goal of becoming debt free. PROVEN STRATEGIES TO PAY OFF DEBT Changed supports the most popular debt payoff strategies used by financial experts. Choose the approach that works best for you: • Debt Snowball - Pay off smaller balances first to build momentum • Debt Avalanche - Focus on high-interest debt to save more money • Extra Payments - Add additional payments anytime to reduce balances faster • Custom Plans - Build your own personalized payoff strategy A clear plan helps you stay motivated and consistent. SEE HOW MUCH INTEREST YOU CAN SAVE Use the built-in debt calculator to understand the impact of extra payments. • Estimate your payoff timeline • See how much interest you can reduce • Compare payoff strategies • Track progress toward becoming debt free Watching your balances shrink helps keep you motivated. THE CHANGED EFFECT Changed members are currently tracking over $6 billion in debt and have already saved $43 million in interest, with $383 million in potential savings identified across the community. Thousands of members use Changed to pay down debt faster, reduce interest, and build healthier financial habits. START YOUR DEBT-FREE JOURNEY Paying off debt doesn't have to feel overwhelming. Changed makes it simple to create a plan, automate extra payments, and track your progress toward financial freedom. Download Changed today and start paying off debt faster.
DebtSlayer
Transform debt repayment into an engaging game by visualizing your debts as monsters to defeat. Choose from various strategies to tackle your financial obligations and track your progress with personalized feedback and rewards.
- Visualize debts as monsters
- Multiple debt payoff strategies
- Real-time interest cost tracking
- Debt-free date simulator
- XP and achievement system
- Personalized antagonist reactions
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Every debt you owe becomes a monster. Every payment you make is a strike. DebtSlayer turns paying off debt into something you can actually see — and win. SEE YOUR REAL PLAN IN 30 SECONDS Enter one debt — balance, APR, minimum payment — and DebtSlayer shows you the truth: how much interest it costs you per day, whether your minimum even covers it, and the exact month you'll be debt-free at the monthly amount you choose. Drag the slider, watch the date move. KNOW WHICH DEBT TO HIT FIRST Avalanche (highest interest first, cheapest overall) or Snowball (smallest balance first, fastest first win). See the real difference in dollars and dates, then let DebtSlayer pick your next strike. TURN EVERY PAYMENT INTO PROGRESS Log a payment and watch the monster take damage. HP bars, milestones at 25/50/75%, XP, levels, and a Victory screen when a balance hits zero. Strike reminders on your payday cadence keep the plan moving. BUILT FOR REAL LIFE • Credit cards, student loans, auto loans, medical bills, personal loans, mortgages • Honest math: amortization you can check, no invented savings • Edit or remove any debt; your payment history stays • Strike reminders, weekly interest pulse, monthly report PRIVATE BY DESIGN Your debt details stay on your iPhone. No bank connection. No account. Nothing to log in to. DEBTSLAYER PRO DebtSlayer requires a DebtSlayer Pro subscription. Annual and monthly options are available; the annual plan includes a 7-day free trial for new subscribers. Payment is charged to your Apple ID at confirmation of purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel in Settings → Apple ID → Subscriptions. Privacy Policy: https://dog-whippet-aa5.notion.site/DebtSlayer-Privacy-Policy-33ce055e3717804f8cead46723a839aa Terms of Use: https://dog-whippet-aa5.notion.site/DebtSlayer-Terms-of-Service-33ce055e371780ae8b22d1b41d85103f
Screenshots
Verdict
The clearest difference is rating: Changed at 4.6 against DebtSlayer's 4.1. Changed also leads on in-app purchases (none vs 2) and ratings volume (5.6K vs 8). DebtSlayer's advantage is ads (none vs shown) and review sentiment (60% vs 41%). On price, update cadence, monetization model and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. DebtSlayer sells 2 in-app purchases, starting at $8.99 per month. Changed asks for nothing beyond the download.
Changed holds the better App Store score, 4.6 against 4.1. That said, the two scores are not equally well evidenced: Changed has 5.6K ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 41% of Changed's written reviews are positive against 60% of DebtSlayer's, so the app with the better star average is not the one people write more warmly about.
Changed ships an update every 6 days, DebtSlayer every 2 weeks. The most recent releases landed on October 17, 2026 and October 18, 2026 respectively.
| Parameter | Changed | DebtSlayer |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (5.6K ratings) — better | 4.1 (8 ratings) |
| Positive reviews | 41.2% of reviews | 60.0% of reviews — better |
| Number of ratings | 5.6K — better | 8 |
| Update frequency | Every 6 days — better | Every 2 weeks |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.6 | 17.0 — better |
| Further details — not scored | ||
| Size | 167 MB | 169 MB |
| Age rating | 4+ | 4+ |
| Developer | Changed Inc. | Nexo Development LLC |
Customer experience
Changed
DebtSlayer
Bugs and requests
Changed
Reported bugs
5 issues- App freezing or crashing
- Incorrect loan balance tracking
- Payments not showing up on loan accounts
- Withdrawal/refund issues
- Syncing problems with bank/loan accounts
Requested features
5 requests- More customization options
- Faster payment processing
- Ability to manage multiple loans
- Mobile app improvements
- Better communication with users
DebtSlayer
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Changed
No in-app purchases
DebtSlayer
- DebtSlayer Pro$8.991 Month
- DebtSlayer Pro Annual7 Days trial$39.991 Year









