PayNow for Stripe vs ChargeDesk
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayNow for Stripe
Accept card payments quickly and easily on your iPhone. This minimalist point-of-sale app supports major debit and credit cards in over 135 currencies, with no extra hardware needed. It offers a secure and intuitive interface for processing transactions.
- Accept major debit and credit cards
- 135+ currency support
- Tap to Pay payments
- No extra hardware required
- High security & PCI Compliance
- Intuitive UI
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PayNow for Stripe is a minimalist point of sales app, allowing you to accept card payments quickly and easily using just your iPhone. FEATURES • Accept all major debit and credit cards - Visa, MasterCard, American Express • Take payments in 135+ currencies! • Supports Tap to Pay payments • No extra hardware required • Highest level of security & PCI Compliance • Use device camera to populate card details fast (optional) • Simple, intuitive & elegant UI • Cost is 0.8% per transaction + Stripe fees We are a Stripe verified partner: https://stripe.com/partners/paynow Full details and FAQs on our website at https://paynow-app.com// WHAT DOES IT COST? PayNow for Stripe adds a fee of 0.8% per transaction. Stripe has its own costs, which are outlined on their website at https://stripe.com/pricing Stripe has no set up fees, no monthly fees, no refund fees, and no hidden costs. All up, this is about as cheap as it gets for processing credit cards. WHAT IS STRIPE? Stripe is a credit card processor for web and mobile. They process billions of dollars a year for thousands of companies of all sizes. One of the best things about Stripe is their awesome set of APIs, which allow developers to build tools that do more with Stripe – that’s what we've done with this app. You will need a Stripe account to use PayNow for Stripe, and keep in mind is that it’s Stripe doing the real work. PayNow is just a nicely designed mobile app interface you can use to talk (send a credit card charge) to Stripe. Please visit our website to find out more. TRANSLATIONS The app has translations in a handful of languages so far. If you want to submit a correction to your language, or translate a new language we would be very grateful for your help. Visit this link: https://poeditor.com/join/project/ruLhR2MJHF LEGAL INFO EULA & Privacy Policy: https://paynow-app.com/eula-privacy-policy/
ChargeDesk
Manage multiple payment gateways like Stripe, PayPal, and Shopify from your mobile device. Receive instant notifications for payments and subscription changes. Perform actions like refunds, cancellations, and customer updates on the go.
- Manage multiple payment gateways
- Real-time payment notifications
- Process refunds and cancellations
- Create new charges and subscriptions
- Edit customer details and payment methods
- Integrates with existing e-commerce platforms
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Manage your Stripe, PayPal, Braintree, Recurly, Chargify, NMI, Zuora, GoCardless, WooCommerce, Shopify & Square customers on the go with ChargeDesk. Our powerful notification system lets you know immediately when important actions happen in your account. Find out straight away when a new customer pays you or upgrades their subscription. - Refund charges - Cancel subscriptions - Create new charges (either by invoicing the customer or charging a card on file) - Create new subscriptions - Edit subscription plans - Authorize and capture payments - Manage coupons - Send payment reminders - Edit customer details including adding VAT numbers - Securely update a customer's credit card on file ChargeDesk works with your existing e-commerce setup - in most cases no coding or changes are needed. Just connect your gateway to ChargeDesk and you'll be managing your customers in seconds.
Screenshots
Verdict
The clearest difference is rating: PayNow for Stripe at 4.4 against ChargeDesk's 3.0. PayNow for Stripe also leads on update cadence (every 2 months vs every 33 months) and ratings volume (53 vs 2). ChargeDesk's advantage is monetization model (free vs free with in-app purchases) and review sentiment (67% vs 56%). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayNow for Stripe holds the better App Store score, 4.4 against 3.0. That said, the two scores are not equally well evidenced: PayNow for Stripe has 53 ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 56% of PayNow for Stripe's written reviews are positive against 67% of ChargeDesk's, so the app with the better star average is not the one people write more warmly about.
PayNow for Stripe ships an update every 2 months, ChargeDesk every 33 months. Both last shipped on November 2, 2026.
| Parameter | PayNow for Stripe | ChargeDesk |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (53 ratings) — better | 3.0 (2 ratings) |
| Positive reviews | 56.3% of reviews | 66.7% of reviews — better |
| Number of ratings | 53 — better | 2 |
| Update frequency | Every 2 months — better | Every 33 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 50 MB | 9 MB |
| Age rating | 4+ | 4+ |
| Developer | PayNow Pty Ltd | Peter Industries Pty Ltd |
Customer experience
PayNow for Stripe
ChargeDesk
In-app purchases
PayNow for Stripe
No in-app purchases
ChargeDesk
No in-app purchases







