Comparison

ottonova vs TK

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ottonova

This app provides a fully digital private health insurance experience. It allows users to directly contact their insurer and quickly get bills reimbursed without any paperwork.

Highlights
  • Fully digital health insurance
  • Direct contact with insurer
  • Quick bill reimbursements
  • Paperwork-free process
Features
Read full description

The health insurance that makes it easy. ottonova Krankenversicherung AG is Germany's first fully digital private health insurance. With the ottonova app you can always get in direct contact with your insurance and you get your bills reimbursed quickly and easily – without any paperwork.

About

TK

This app allows secure access to digital health services using your health insurance ID. It enables login to various health applications, manages registered devices, and handles consent settings for your health data.

Highlights
  • Create and use personal health ID
  • Login to digital health applications
  • Manage registered devices
  • Manage consents and authorizations
  • Secure identification via ID card or health card
Read full description

Nutzen Sie die App um TK-Safe, E-Rezepte in der TK-App oder den TK-GesundheitsMessenger (TI-M) zu nutzen. Mit TK-Ident und Ihrer TK-GesundheitsID können Sie sich an digitalen Gesundheitsanwendungen anmelden - bequem per Smartphone, jederzeit und überall. FUNKTIONEN - Erstellen und nutzen Sie über TK-Ident Ihre persönliche TK-GesundheitsID - Verwenden Sie TK-Ident, um sich z. B. an TK-Safe, E-Rezept in der TK-App oder dem TK-GesundheitsMessenger anzumelden. - Verwalten Sie Ihre registrierten Geräte - Verwalten Sie Ihre Zustimmungen und Freigaben SICHERHEIT Über die TK-Ident App können Sie auf sensible Gesundheitsdaten, wie beispielsweise Ihre elektronische Patientenakte TK-Safe, zugreifen. Diese Daten haben einen besonders hohen Schutzbedarf und deshalb auch hohe Sicherheitsanforderungen. Damit Sie die App nutzen können, ist eine sichere Identifikation erforderlich. Nutzen Sie dafür einfach die Online-Ausweisfunktion Ihres Personalausweises oder Ihre Gesundheitskarte mit PIN. Wir bitten Sie außerdem, diese Identifikation in regelmäßigen Abständen zu wiederholen. Unser Sicherheitskonzept für TK-Ident basiert auf strengen gesetzlichen Vorgaben. Um Ihnen ein gutes und sicheres Kundenerlebnis bieten zu können, entwickeln wir unser Konzept stetig weiter. WEITERENTWICKLUNG Wir verbessern die TK-Ident App kontinuierlich – Ihre Ideen und Hinweise helfen uns dabei am meisten. Schreiben Sie uns gerne an service@tk.de. VORAUSSETZUNG - TK-Versichert - iOS 16 oder höher BARRIEREFREIHEIT Wir bemühen uns, Ihnen eine möglichst barrierefreie App zur Verfügung zu stellen. Die Erklärung zur Barrierefreiheit finden Sie unter: https://www.tk.de/techniker/2026116

Screenshots

ottonova4 screens
TK4 screens

Verdict

The call

The clearest difference is rating: ottonova at 4.5 against TK's 1.4. ottonova also leads on update cadence (fortnightly vs every 5 weeks). On price, review sentiment, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ottonova holds the better App Store score, 4.5 against 1.4. Both are backed by a comparable volume of ratings — 16 and 15 respectively. Written reviews split almost evenly too, at 64% and 64% positive.

UpkeepUpdate frequency

ottonova ships an update fortnightly, TK every 5 weeks. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 8 level
ottonova versus TK: the parameters behind the verdict, then further details
ParameterottonovaTK
PriceFreeFree
Rating4.5 (16 ratings) — better1.4 (15 ratings)
Positive reviews63.8% of reviews64.3% of reviews — better
Number of ratings16 — better15
Update frequencyFortnightly — betterEvery 5 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS18.618.0 — better
Further details — not scored
Size65 MB192 MB
Age rating17+4+
Developerottonova Technology Services GmbHTechniker Krankenkasse (TK)

Customer experience

ottonova

All ratings16 ratings
Positive87.5%
Neutral0.0%
Negative12.5%
Written reviews47 reviews
Positive63.8%
Neutral2.1%
Negative34.0%

TK

All ratings15 ratings
Positive6.7%
Neutral6.7%
Negative86.7%
Written reviews70 reviews
Positive64.3%
Neutral7.1%
Negative28.6%

In-app purchases

None

ottonova

No in-app purchases

None

TK

No in-app purchases

Questions

Is ottonova free?
ottonova is free to download, with no in-app purchases.
Is TK free?
TK is free to download, with no in-app purchases.
Which has better reviews, ottonova or TK?
ottonova is rated higher. ottonova averages 4.5 out of 5 from 16 ratings, while TK averages 1.4 from 15 ratings.
Do ottonova or TK have ads?
Neither ottonova nor TK shows ads.
Which is updated more often, ottonova or TK?
ottonova ships an update fortnightly, and TK every 5 weeks. Most recently, ottonova was updated on October 24, 2026 and TK on October 25, 2026.

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