Comparison

Swisscard vs card24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Swisscard

Manage your credit cards securely and conveniently on the go. Track spending, confirm online payments in real-time, and block/unblock cards instantly. Access PINs, order replacements, and update personal information with ease.

Highlights
  • Real-time online payment confirmation
  • Transaction push notifications
  • Card blocking and unblocking
  • Spending limit tracking
  • Monthly statement review
  • Transaction filtering
  • PIN code display/ordering
Features
Read full description

With the free Swisscard app, you have your cards under control at all times, even when you’re on the move. The advantages for you: Security thanks to the Swisscard app • Check and confirm online payments in real time. • Push notification for each transaction • Block and unblock cards at any time. Spending under control • You’ll always know how much money you have left to spend. • Check your monthly statement. • Filter transactions by amount, date or card. Everything to do with your card • Display a PIN code or order one by mail. • Order a replacement card in case of loss. • Manage notifications. • Change your address. The Swisscard app guides you through the registration process in just a few steps. Download the Swisscard app and register now. So you can always keep an eye on all your spending and cards. More information can be found in our help center: swisscard.ch/help Do you have any questions or suggestions for improvements? Contact our customer center on +41 44 659 61 84 or at swisscard.ch/en/contact

About

card24

Manage your credit card details and transactions conveniently and for free. Check balances, view statements, receive purchase notifications, and update account information. You can also request a PIN reminder or temporarily block your card for security.

Highlights
  • Check balance and transactions
  • Download monthly statements
  • Receive purchase notifications
  • Update email and password
  • Request PIN reminder
  • Temporarily block card
Features
Read full description

Your card details and transactions at a glance - with the card24 App it's convenient and free. You can: • Check your balance and transactions anytime, anywhere. • Consult and download up to 24 months of monthly statement history. • Receive push notifications with purchase amount and your remaining availability when you pay with your card. • Easily update your email address and password. • Request an instant PIN reminder via SMS. • Temporarily block your card for security reasons. Download the card24 App now and register in just a few easy steps. The functions offered by the card24 App are reserved exclusively for clients a payment card with Cornèr Bank Ltd (except USA). The possibility of downloading the card24 App from App Stores in countries other than Switzerland does not constitute an offer, invitation or solicitation to use the Bank's services or products. Access to the content of this app may be partially or totally restricted depending on your country of residence. Costs The card24 App is free of charge. Please be aware that downloading and using the app over your mobile network could incur charges depending on your phone provider. Please consult your telecommunications provider for more information. About Cornèrcard / Cornèr Bank Ldt. Cornèrcard is a division of Cornèr Bank, an independent Swiss banking institution founded in Lugano in 1952. Cornèr Bank was the first bank in Switzerland to launch Visa credit cards in 1975, followed by Mastercard® cards in 1998 and Diners Club cards in 2014. Today Cornèrcard offers a wide range of credit and prepaid solutions private and business customers, as well as national and international financial intermediaries.

Screenshots

Swisscard4 screens
card244 screens

Verdict

The call

The clearest difference is rating: Swisscard at 4.6 against card24's 3.0. Swisscard also leads on ratings volume (271 vs 2) and review sentiment (22% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Swisscard holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Swisscard has 271 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 22% of Swisscard's written reviews are positive against 0% of card24's.

UpkeepUpdate frequency

Swisscard ships an update fortnightly, card24 every 3 weeks. The most recent releases landed on September 20, 2026 and September 11, 2026 respectively.

Scorecard4 real differences · 6 level
Swisscard versus card24: the parameters behind the verdict, then further details
ParameterSwisscardcard24
PriceFreeFree
Rating4.6 (271 ratings) — better3.0 (2 ratings)
Positive reviews21.5% of reviews — better0.0% of reviews
Number of ratings271 — better2
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPad — better
Requires iOS17.016.4 — better
Further details — not scored
Size154 MB214 MB
Age rating4+4+
DeveloperSwisscardCornèr Banca SA

Customer experience

Swisscard

All ratings271 ratings
Positive89.3%
Neutral2.2%
Negative8.5%
Written reviews93 reviews
Positive21.5%
Neutral7.5%
Negative71.0%

card24

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Swisscard

Reported bugs

71 issues
  • Card balance disappeared
  • Links to 'report a problem' do not work
  • Paperless statements deactivated after update
  • Not receiving payment approval notifications
  • App is full of errors and bugs
Show 66 more
  • App has daily problems
  • Latest version for iOS 16, incompatible with older versions
  • Cannot exit to read SMS code during iPhone registration
  • DSW shuts down when selecting 'a different one' for code verification
  • Cannot use password manager to register
  • Passwords cannot be copied
  • Show PIN code not working
  • App does not work well, needs modernization
  • App is un-user friendly and slow
  • Lack of download/export functionality
  • No way to fix expense limits
  • App crashes or freezes
  • SMS codes not received or delayed
  • TouchID/FaceID issues
  • Password reset not working
  • Web portal deactivated, app is replacement
  • No CSV/Excel export
  • App not working on iPad
  • No computer access
  • PDF only, no data processing
  • Customer service unresponsive
  • App is a step backwards
  • No transaction data access
  • Unfinished product launched
  • Cannot register card
  • No expense tracker
  • No foreign currency conversion rate shown
  • Useless app, unknown error on login
  • Screen formatting makes data unreadable
  • Registration failed with incorrect details
  • No access to cards, statements, or balance payment
  • Reduced functionality after update
  • No categories for spending tracking
  • Start page doesn't automatically apply Touch ID
  • Expense assistant removed
  • Junk app, does not open
  • Stuck when switching to messages for SMS code
  • Payments not shown until debited
  • Error 404
  • Balance does not update
  • Design and function weak
  • Barebones app
  • Unstable, loses login details
  • TouchID login crashes since iOS 13
  • Unstructured and unclear design
  • Server errors during registration
  • Main features removed
  • No real-time updates
  • Transactions delayed
  • Cannot see open amounts for current period
  • No save/print/forward function
  • Server error on login
  • App complains iPhone is jailbroken
  • Transactions take days to show up
  • Data not updated frequently enough
  • Unspecified error after update, cannot login
  • Information outdated
  • No SMS/notification for instant transactions
  • Credit card month view missing
  • No logic in destroying working features
  • Returns years back, loses real-time data
  • Cannot see current period open amounts
  • Primitive app, not real-time
  • Unusable, PIN error
  • Lacks basic functionality (paid currency, exchange rate)
  • Not worth downloading

Requested features

54 requests
  • Add ability to fix expense limits
  • Provide better protection with insurance for users of expense limits
  • Reinstate previous app version for older iOS
  • Add print or download functionality for all purchase details
  • Implement a normal calendar view for expenses
Show 49 more
  • Provide option to export data in OFX format
  • Add SMS/notification for transactions made instantly
  • Add credit card month view
  • Option to print
  • Real-time transaction notifications
  • Add expense tracker and restore lost data
  • Restore expense assistant feature
  • Add SMS/notification for transactions made instantly
  • Add credit card month view
  • Option to print
  • Real-time transaction notifications
  • Add expense tracker and restore lost data
  • Restore expense assistant feature
  • Dark mode option
  • Advanced analytics dashboard
  • CSV export functionality
  • iPad version
  • Computer access
  • Real-time updates
  • Ability to see open amounts for current period
  • Save/print/forward function
  • Ability to see paid currency and exchange rate
  • More features
  • Instant transaction notifications
  • Calendar view for expenses
  • Export data in CSV or OFX format
  • Desktop version
  • Ability to set spending limits
  • Option to print transaction details
  • Restore expense tracker functionality
  • Add expense categories
  • Automatic Touch ID application on start page
  • Restore expense assistant
  • Real-time transaction display
  • Ability to see open amounts for current period
  • Save/print/forward function
  • Ability to see paid currency and exchange rate
  • More features
  • Instant transaction notifications
  • Calendar view for expenses
  • Export data in CSV or OFX format
  • Desktop version
  • Ability to set spending limits
  • Option to print transaction details
  • Restore expense tracker functionality
  • Add expense categories
  • Automatic Touch ID application on start page
  • Restore expense assistant
  • Real-time transaction display

card24

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Swisscard

No in-app purchases

None

card24

No in-app purchases

Questions

Is Swisscard free?
Swisscard is free to download, with no in-app purchases.
Is card24 free?
card24 is free to download, with no in-app purchases.
Which has better reviews, Swisscard or card24?
Swisscard is rated higher. Swisscard averages 4.6 out of 5 from 271 ratings, while card24 averages 3.0 from 2 ratings.
Do Swisscard or card24 have ads?
Neither Swisscard nor card24 shows ads.
Which is updated more often, Swisscard or card24?
Swisscard ships an update fortnightly, and card24 every 3 weeks. Most recently, Swisscard was updated on September 20, 2026 and card24 on September 11, 2026.

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