Comparison

TopCard Security vs card24

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

TopCard Security

Securely access your digital financial services with this app. It provides quick and easy login to portals and mobile apps using a PIN and one-time security codes for enhanced protection. Keep your accounts safe with up-to-date two-factor authentication.

Highlights
  • Secure login via QR code scanning
  • PIN-protected access
  • One-time password generation
  • Two-factor authentication
  • Quick access to digital services
  • Regular security updates
Features
Read full description

The TopCard Security App is your secure and comfortable gateway to our digital services, such as the TopCard Portal and the TopCard Mobile App. This is how easy it is: • TopCard Portal: Open the login page, scan the QR code with the Security App and enter the PIN to securely log in to the TopCard Portal. • Mobile App: Start the Mobile App, enter the PIN – done! Benefit of the TopCard Security App: • Quick and easy access to digital services This is how secure the TopCard Security App is: • The Security App is protected by a password (PIN) of your choice, even if you should lose the smartphone. • The Security App generates and validates a new security code (one-time password) each time you log in to the Web Portal or Mobile App. • We keep the Security App up to date in order to offer you optimum protection with two-factor authentication at all times. How to activate the app: • Load the "TopCard Security App" on your smartphone. • Start the app and follow the instructions to activate it. Requirements: • TopCard Credit Card or Prepaid Card • Device with iOS 15 or higher • Jailbroken devices are not supported. The TopCard team hopes you enjoy using the TopCard Security App. We are looking forward to your feedback and your rating in the App Store.

About

card24

Manage your payment card details and transactions conveniently. Check balances, view statements, receive purchase notifications, and update account information. You can also request a PIN reminder or temporarily block your card for security.

Highlights
  • Check balance and transactions
  • Download monthly statements
  • Receive purchase notifications
  • Update email and password
  • Request PIN reminder
  • Temporarily block card
Features
Read full description

Your card details and transactions at a glance - with the card24 App it's convenient and free. You can: • Check your balance and transactions anytime, anywhere. • Consult and download up to 24 months of monthly statement history. • Receive push notifications with purchase amount and your remaining availability when you pay with your card. • Easily update your email address and password. • Request an instant PIN reminder via SMS. • Temporarily block your card for security reasons. Download the card24 App now and register in just a few easy steps. The functions offered by the card24 App are reserved exclusively for clients a payment card with Cornèr Bank Ltd (except USA). The possibility of downloading the card24 App from App Stores in countries other than Switzerland does not constitute an offer, invitation or solicitation to use the Bank's services or products. Access to the content of this app may be partially or totally restricted depending on your country of residence. Costs The card24 App is free of charge. Please be aware that downloading and using the app over your mobile network could incur charges depending on your phone provider. Please consult your telecommunications provider for more information. About Cornèrcard / Cornèr Bank Ldt. Cornèrcard is a division of Cornèr Bank, an independent Swiss banking institution founded in Lugano in 1952. Cornèr Bank was the first bank in Switzerland to launch Visa credit cards in 1975, followed by Mastercard® cards in 1998 and Diners Club cards in 2014. Today Cornèrcard offers a wide range of credit and prepaid solutions private and business customers, as well as national and international financial intermediaries.

Screenshots

TopCard Security4 screens
card244 screens

Verdict

The call

The clearest difference is rating: TopCard Security at 4.6 against card24's 3.0. TopCard Security also leads on review sentiment (36% vs 0%) and ratings volume (165 vs 2). card24's advantage is update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

TopCard Security holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: TopCard Security has 165 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 36% of TopCard Security's written reviews are positive against 0% of card24's.

UpkeepUpdate frequency

TopCard Security ships an update every 2 months, card24 every 2 weeks. The most recent releases landed on November 2, 2026 and November 7, 2026 respectively.

Scorecard4 real differences · 6 level
TopCard Security versus card24: the parameters behind the verdict, then further details
ParameterTopCard Securitycard24
PriceFreeFree
Rating4.6 (165 ratings) — better3.0 (2 ratings)
Positive reviews36.4% of reviews — better0.0% of reviews
Number of ratings165 — better2
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone, iPad — better
Requires iOS16.0 — better16.4
Further details — not scored
Size74 MB214 MB
Age rating17+4+
DeveloperUBS Card Center AGCornèr Banca SA

Customer experience

TopCard Security

All ratings165 ratings
Positive90.3%
Neutral1.8%
Negative7.9%
Written reviews11 reviews
Positive36.4%
Neutral0.0%
Negative63.6%

card24

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

TopCard Security

No in-app purchases

None

card24

No in-app purchases

Questions

Is TopCard Security free?
TopCard Security is free to download, with no in-app purchases.
Is card24 free?
card24 is free to download, with no in-app purchases.
Which has better reviews, TopCard Security or card24?
TopCard Security is rated higher. TopCard Security averages 4.6 out of 5 from 165 ratings, while card24 averages 3.0 from 2 ratings.
Do TopCard Security or card24 have ads?
Neither TopCard Security nor card24 shows ads.
Which is updated more often, TopCard Security or card24?
TopCard Security ships an update every 2 months, and card24 every 2 weeks. Most recently, TopCard Security was updated on November 2, 2026 and card24 on November 7, 2026.

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