Twisto vs KB+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Twisto
This payment app allows for quick, safe, and convenient online and in-store transactions. It offers easy registration, helps you control your spending with summaries, and provides secure payments with excellent exchange rates for international use.
- Quick online and in-store payments
- Easy registration process
- Spending summary and control
- Secure payment institution
- Competitive foreign exchange rates
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Twisto is a modern payment application that makes your life easier. Use it to make payments online or in stores. It’s quick, safe, and convenient. *Registration is a breeze Open a Twisto account and take advantage of all that Twisto offers. Download the app and finish your registration in just a couple of minutes. *Spending under control See a quick summary of all of your purchases in one place. It even shows you the total amount you’ve spent as well as how much you still have available on your account. We also send you a daily spending summary along after each purchase so you can always stay on top of your finances. *A secure way to pay Twisto operates as a licensed payment institution with a track record going back several years. Your Twisto account won’t be connected to your personal banking account in any way. *The best exchange rates Take advantage of foreign exchange rates that you just can’t get anywhere else. So whether you’re going on holiday, or just surfing the web from your living room, Twisto makes all of your adventures a little sweeter.
KB+
Manage your finances with a user-friendly app that consolidates banking services. Open accounts, order cards, make payments, and save for the future, all in one place. Customize your account and enjoy multicurrency features for seamless global transactions.
- Multicurrency account
- Customizable account number and name
- Savings accounts and envelopes
- Card ordering and management
- Drag and drop payments
- Biometric login (Touch ID/Face ID)
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SIMPLE TO USE Track all your services in one user-friendly app. You can easily order and manage individual services. PLANS Choose a plan that fits your lifestyle. A plan is a set of products and services for everyday banking, which includes an account, a card, payments, and ATM withdrawals. MULTICURRENCY ACCOUNT Use multiple currencies in one account. You can exchange money within your account in a few seconds and simply pay in the local currency abroad, wherever you go. CHOOSE YOUR OWN ACCOUNT NUMBER AND NAME IT Set your own account number, for example, your birthday or wedding anniversary. You can name the account whatever you like. SAVINGS ACCOUNT AND ENVELOPES Open a savings account online and have up to 10 savings envelopes. Organize your money into envelopes for whatever you need. CARD ORDERING AND MANAGEMENT In KB+ you can order, unlock, and lock a card or view the PIN. Choose one of the designs offered and add your card to Apple Pay. KB KLÍČ IS NOW PART OF KB+ You no longer need 2 apps to verify payments and logins. Now you can do everything in the KB+ app. DRAG AND DROP PAYMENTS Move money quickly and easily between your accounts and savings envelopes with a simple drag and drop. TOUCH ID AND FACE ID Make app login and payment verification easier with Touch ID or Face ID. Just use your finger or scan your face. 3D TOUCH Long press the KB+ app icon on your mobile to choose from the most used features. SPOTLIGHT Explore the ability to search KB+ app features through Spotlight. BUILDING SAVINGS Get state support of up to 2,000 CZK per year and enrich your savings with a guaranteed interest rate for 6 years. EXTRA SERVICE CESTOVÁNÍ Insure yourself against unexpected events on the road. With the extra service Cestování, you won't be caught off guard by a traffic accident, lost luggage, or a trip cancellation. The service is valid all year round. SUPPLEMENTARY PENSION SAVINGS Save and invest for retirement. In KB+, you can now arrange a pension not only for yourself, but for your child too. In addition, your child can collect a third of their own contributions from the age of 18. CHILDREN'S SAVINGS ACCOUNT Save for your child with a great interest rate. You can open an account via the application. Additionally, your child can manage their own account from the age of 6, and from 15, they can open an account on their own. PLAN FOR ENTREPRENEURS Open and manage your business account in the app. Share access to it with managers or your accountant. With higher-level plans, you also get a multicurrency account for free.
Screenshots
Verdict
The clearest difference is rating: Twisto at 5.0 against KB+'s 4.4. Twisto also leads on review sentiment (39% vs 22%) and update cadence (every 10 days vs every 3 weeks). KB+'s advantage is ratings volume (177 vs 5). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Twisto holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: KB+ has 177 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 39% of Twisto's written reviews are positive against 22% of KB+'s.
Twisto ships an update every 10 days, KB+ every 3 weeks. The most recent releases landed on September 24, 2026 and September 25, 2026 respectively.
| Parameter | Twisto | KB+ |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) — better | 4.4 (177 ratings) |
| Positive reviews | 38.7% of reviews — better | 22.2% of reviews |
| Number of ratings | 5 | 177 — better |
| Update frequency | Every 10 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 144 MB | 578 MB |
| Age rating | 4+ | 4+ |
| Developer | Twisto.cz | Komercni banka a.s. |
Customer experience
Twisto
KB+
In-app purchases
Twisto
No in-app purchases
KB+
No in-app purchases








