Richart Life vs 永豐銀行大戶DAWHO
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Richart Life
This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.
- Integrated lifestyle services
- Mobile payment support
- Loyalty point redemption
- Credit card management
- Real-time transaction notifications
- Coupon access
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我們持續優化各項服務的使用介面，除了既有的信用卡相關服務，新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務，將生活再升級！/立刻下載台新Richart Life，體驗台新銀行生活金融生態圈。 Richart Life特色說明： 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能，一手掌握個人日常服務，提供全方位的便利生活！ 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定，購物不再需要掏出錢包，使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換，屬於你的好康，就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便，另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知，確保交易安全。 6.優惠券好康 刷卡優惠隨時查，領券即享優惠，好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤，請撥打台新客服更新02)2655-3355。 為保障您的使用安全，建議您應於行動裝置上安裝防毒軟體，以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形
永豐銀行大戶DAWHO
A digital banking account designed for VIPs, offering daily interest updates and easy access to spending rewards. It provides secure, simplified transfers and aims to help users grow their savings and achieve their financial goals.
- Daily interest updates
- High-interest savings account
- Cashback credit card rewards
- Easy spending reward tracking
- Secure, code-free transfers
- VIP digital banking
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大戶DAWHO 新世代VIP數位帳戶 養大你的小錢，放大你的夢想 萬眾矚目敲碗不斷，金融美學尊爵登場 ■帳務利息，天天更新 微薪也能逆襲，高利臺幣存款帳戶，超越一般活存利率，大大加速你的第一桶金。 ■消費回饋，輕鬆查詢 DAWHO現金回饋信用卡，帳戶無腦回饋最好賺，現金回饋直接匯入輕鬆查詢。 ■安全簡易，無碼轉帳 設定專屬密碼安全升級，無須記住對方帳號，一起當個輕鬆懶人。 想了解更多，請見大戶官網https://dawho.tw/ 謹慎理財 信用至上 24小時服務專線：(02)2528-7776/0800-058-888 (限市話)循環信用利率5%~15% (基準日2023/3/3)；預借現金手續費：預借現金金額X3.5%+指定金額(100元新台幣/3.5美元/350日圓/3歐元)其他費用請上永豐銀行網站查詢 為了優化本行服務，本應用程式使用「Cookies」改善使用者體驗。當您安裝使用本應用程式即表示您同意Cookies政策與隱私權政策。更多資訊請參閱https://m.sinopac.com/MMA8/mobile/official/#/infosecurity 提醒您，為確保交易安全，建議您於行動裝置安裝防護軟體。
Screenshots
Verdict
The clearest difference is review sentiment: 永豐銀行大戶DAWHO at 68% against Richart Life's 17%. 永豐銀行大戶DAWHO also leads on rating (4.8 vs 1.9) and monetization model (free vs free with in-app purchases). Richart Life's advantage is update cadence (every 4 weeks vs every 2 months) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
永豐銀行大戶DAWHO holds the better App Store score, 4.8 against 1.9. Both are backed by a comparable volume of ratings — 21 and 104 respectively. Written reviews point the same way: 17% of Richart Life's written reviews are positive against 68% of 永豐銀行大戶DAWHO's.
Richart Life ships an update every 4 weeks, 永豐銀行大戶DAWHO every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Richart Life | 永豐銀行大戶DAWHO |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (21 ratings) | 4.8 (104 ratings) — better |
| Positive reviews | 17.1% of reviews | 68.3% of reviews — better |
| Number of ratings | 21 | 104 — better |
| Update frequency | Every 4 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 250 MB | 59 MB |
| Age rating | 4+ | 4+ |
| Developer | Taishin International Bank | Bank SinoPac |
Customer experience
Richart Life
永豐銀行大戶DAWHO
In-app purchases
Richart Life
No in-app purchases
永豐銀行大戶DAWHO
No in-app purchases
