Richart Life vs 刷卡回饋隨手查
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Richart Life
This app integrates various financial and lifestyle services, including credit card management, loyalty point redemption, and mobile payments. It aims to provide a comprehensive and convenient platform for managing daily financial activities and accessing exclusive offers.
- Integrated lifestyle services
- Mobile payment support
- Loyalty point redemption
- Credit card management
- Real-time transaction notifications
- Coupon access
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我們持續優化各項服務的使用介面，除了既有的信用卡相關服務，新增生活圈服務串聯、台新Point點數查兌、台新PAY行動支付等服務，將生活再升級！/立刻下載台新Richart Life，體驗台新銀行生活金融生態圈。 Richart Life特色說明： 1.生活金融無界限 串聯生活圈中的各項優惠、點數查兌、行動支付等多項功能，一手掌握個人日常服務，提供全方位的便利生活！ 2.支援台新PAY支付功能 台新信用卡/簽帳金融卡就能一鍵輕鬆綁定，購物不再需要掏出錢包，使用手機輕鬆結帳! 3.點數隨手兌 台新Point/台新Point(信用卡)想換就換，屬於你的好康，就是不讓你錯過。 4.信用卡相關服務 信用卡查帳超方便，另可進行繳費/分期理財等服務。 5.消費通知最即時 刷卡不限金額筆筆通知，確保交易安全。 6.優惠券好康 刷卡優惠隨時查，領券即享優惠，好康不錯過。 如您於本行尚未留存Email或留存Email格式有誤，請撥打台新客服更新02)2655-3355。 為保障您的使用安全，建議您應於行動裝置上安裝防毒軟體，以偵測行動裝置是否有疑似遭破解或重大漏洞未修復等情形
刷卡回饋隨手查
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免費快速搜尋台灣信用卡於商店的最佳消費回饋，查詢在商店消費時，刷卡的最佳選擇，包含信用卡綁定於電子支付，可搜尋經常消費的商店，找出適合自己的高回饋信用卡。 本app提供內購的訂閱項目，目前只提供[進階功能(月費)]的每個月自動續訂，費用依系統顯示，訂閱後每個月會自動續訂付款 若不再訂閱，請至apple id裏的訂閱項目自行取消，刪除app並不會取消訂閱，一定要去apple id的設定去取消 此[進階功能(月費)]訂閱項目提供去廣告及進階功能，目前的進階功能為商店刷卡回饋會顯示屬於個人信用卡的回饋列表及二日內活動需登錄的資料，以後會在此訂閱項目下會繼續增加新的功能 如果使用上有問題，或資料未更新到，請FB粉絲頁連絡 服務條款 https://fase.idv.tw/terms.htm 隱私權政策 https://fase.idv.tw/privacy.htm
Screenshots
Verdict
The clearest difference is review sentiment: 刷卡回饋隨手查 at 96% against Richart Life's 17%. 刷卡回饋隨手查 also leads on rating (5.0 vs 1.9). Richart Life's advantage is in-app purchases (none vs 1) and ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. 刷卡回饋隨手查 sells 1 in-app purchase, starting at $0.99 per month. Richart Life asks for nothing beyond the download.
刷卡回饋隨手查 holds the better App Store score, 5.0 against 1.9. That said, the two scores are not equally well evidenced: Richart Life has 21 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 17% of Richart Life's written reviews are positive against 96% of 刷卡回饋隨手查's.
Richart Life ships an update every 4 weeks, 刷卡回饋隨手查 monthly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.
| Parameter | Richart Life | 刷卡回饋隨手查 |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (21 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 17.1% of reviews | 96.4% of reviews — better |
| Number of ratings | 21 — better | 1 |
| Update frequency | Every 4 weeks — better | Monthly |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 250 MB | 33 MB |
| Age rating | 4+ | 17+ |
| Developer | Taishin International Bank | chang liang lai |
Customer experience
Richart Life
刷卡回饋隨手查
In-app purchases
Richart Life
No in-app purchases
刷卡回饋隨手查
- 進階功能(月費)$0.991 Month
