Spendesk vs Personio
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendesk
This all-in-one solution provides finance teams with enhanced control, visibility, and automation for managing company spending. It integrates approvals, virtual and physical cards, reimbursements, and invoice management into a unified platform for smarter financial decisions.
- Real-time spending tracking
- Receipt capture and upload
- Virtual and physical card management
- Expense claim submission and tracking
- Invoice management
- Spend approval workflows
- Automated reconciliation
Read full descriptionHide full description
Spendesk is the all-in-one spend management solution that delivers more control, visibility, and automation to today's finance teams. Combine spend approvals, virtual cards, physical cards, expense reimbursements, and invoice management into a single source of truth. With automated reconciliation processes and complete pre-spend control, finance teams are empowered to make smarter spending decisions. Within the Spendesk mobile app you are able to: • Track your spending in real time • Snap and upload receipts on the spot • See your card balance • Block and unblock your Spendesk card • Request top-ups • See your card's PIN code • Approve your teams' requests on the go • Submit expense claims and follow reimbursement • Request and generate single-use & recurring virtual cards
Personio
Manage core HR, payroll, and recruiting tasks efficiently. Handle employee requests, track time, and access important documents directly from your mobile device.
- Request and approve time off
- Track working hours
- Access HR documents
- Manage employee requests
- View company updates
- Integrate with 200+ apps
Read full descriptionHide full description
Personio: The Intelligent HR Platform Core HR, Payroll, Apps and 200+ integrations in one place - so HR can run the full employee lifecycle with less friction. Use the Personio mobile app to handle the HR tasks that come up most often; approve requests, request time off, track time, and access documents, all from your phone. Absences - Request time off and view your balance - Check upcoming absences (and team availability where available) Time tracking - Track your working time and review entries - Submit time information according to your company's setup Inbox - See what needs your attention in one place - Approve or decline requests and other assigned tasks Personio Home - Get a quick overview of your open tasks and updates - Jump straight to the actions you use most Documents - Access important HR documents when you need them - Download or share documents from your device (where available) For other workflows and configuration, you may still need the web app. Note: you can only log in if your company uses Personio. If you're not sure, check with your HR team.
Screenshots
Verdict
The clearest difference is monetization model: Personio at free against Spendesk's freemium. Spendesk's advantage is ratings volume (639 vs 10) and rating (4.7 vs 4.5). On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Spendesk holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Spendesk has 639 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 46% of Spendesk's written reviews are positive against 52% of Personio's, so the app with the better star average is not the one people write more warmly about.
Spendesk ships an update weekly, Personio fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | Spendesk | Personio |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (639 ratings) — better | 4.5 (10 ratings) |
| Positive reviews | 46.0% of reviews | 52.5% of reviews — better |
| Number of ratings | 639 — better | 10 |
| Update frequency | Weekly — better | Fortnightly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 214 MB | 32 MB |
| Age rating | 4+ | 4+ |
| Developer | Spendesk | Personio GmbH |
Customer experience
Spendesk
Personio
In-app purchases
Spendesk
No in-app purchases
Personio
No in-app purchases








