Comparison

Spendesk vs Personio

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendesk

This all-in-one solution provides finance teams with enhanced control, visibility, and automation for managing company spending. It integrates approvals, virtual and physical cards, reimbursements, and invoice management into a unified platform for smarter financial decisions.

Highlights
  • Real-time spending tracking
  • Receipt capture and upload
  • Virtual and physical card management
  • Expense claim submission and tracking
  • Invoice management
  • Spend approval workflows
  • Automated reconciliation
Features
Read full description

Spendesk is the all-in-one spend management solution that delivers more control, visibility, and automation to today's finance teams. Combine spend approvals, virtual cards, physical cards, expense reimbursements, and invoice management into a single source of truth. With automated reconciliation processes and complete pre-spend control, finance teams are empowered to make smarter spending decisions. Within the Spendesk mobile app you are able to: • Track your spending in real time • Snap and upload receipts on the spot • See your card balance • Block and unblock your Spendesk card • Request top-ups • See your card's PIN code • Approve your teams' requests on the go • Submit expense claims and follow reimbursement • Request and generate single-use & recurring virtual cards

About

Personio

Manage core HR, payroll, and recruiting tasks efficiently. Handle employee requests, track time, and access important documents directly from your mobile device.

Highlights
  • Request and approve time off
  • Track working hours
  • Access HR documents
  • Manage employee requests
  • View company updates
  • Integrate with 200+ apps
Read full description

Personio: The Intelligent HR Platform Core HR, Payroll, Apps and 200+ integrations in one place - so HR can run the full employee lifecycle with less friction. Use the Personio mobile app to handle the HR tasks that come up most often; approve requests, request time off, track time, and access documents, all from your phone. Absences - Request time off and view your balance - Check upcoming absences (and team availability where available) Time tracking - Track your working time and review entries - Submit time information according to your company's setup Inbox - See what needs your attention in one place - Approve or decline requests and other assigned tasks Personio Home - Get a quick overview of your open tasks and updates - Jump straight to the actions you use most Documents - Access important HR documents when you need them - Download or share documents from your device (where available) For other workflows and configuration, you may still need the web app. Note: you can only log in if your company uses Personio. If you're not sure, check with your HR team.

Screenshots

Spendesk4 screens
Personio4 screens

Verdict

The call

The clearest difference is monetization model: Personio at free against Spendesk's freemium. Spendesk's advantage is ratings volume (639 vs 10) and rating (4.7 vs 4.5). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Spendesk holds the better App Store score, 4.7 against 4.5. That said, the two scores are not equally well evidenced: Spendesk has 639 ratings behind it against 10, so its average is the more settled of the two. Written reviews complicate that: 46% of Spendesk's written reviews are positive against 52% of Personio's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Spendesk ships an update weekly, Personio fortnightly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

Scorecard3 real differences · 7 level
Spendesk versus Personio: the parameters behind the verdict, then further details
ParameterSpendeskPersonio
PriceFreeFree
Rating4.7 (639 ratings) — better4.5 (10 ratings)
Positive reviews46.0% of reviews52.5% of reviews — better
Number of ratings639 — better10
Update frequencyWeekly — betterFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFreemiumFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS17.016.0 — better
Further details — not scored
Size214 MB32 MB
Age rating4+4+
DeveloperSpendeskPersonio GmbH

Customer experience

Spendesk

All ratings639 ratings
Positive92.8%
Neutral2.2%
Negative5.0%
Written reviews50 reviews
Positive46.0%
Neutral18.0%
Negative36.0%

Personio

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews181 reviews
Positive52.5%
Neutral8.8%
Negative38.7%

In-app purchases

None

Spendesk

No in-app purchases

None

Personio

No in-app purchases

Questions

Is Spendesk free?
Spendesk is free to download, with no in-app purchases.
Is Personio free?
Personio is free to download, with no in-app purchases.
Which has better reviews, Spendesk or Personio?
Spendesk is rated higher. Spendesk averages 4.7 out of 5 from 639 ratings, while Personio averages 4.5 from 10 ratings.
Do Spendesk or Personio have ads?
Neither Spendesk nor Personio shows ads.
Which is updated more often, Spendesk or Personio?
Spendesk ships an update weekly, and Personio fortnightly. Most recently, Spendesk was updated on October 29, 2026 and Personio on October 30, 2026.

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