Comparison

myprosperity vs Macquarie Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

myprosperity

Manage your entire financial world in one place. Track net worth, create budgets, set goals, and securely store important documents. Connect with finance professionals and share access with trusted individuals.

Highlights
  • Sync assets and liabilities
  • Create budgets and track spending
  • Set financial goals
  • Secure cloud document storage
  • Guest access for professionals
  • Vehicle logbook
Read full description

Get your finances under control with a personal wealth app to help you manage your entire financial world. View your net worth, create budgets, set goals, connect with your finance professionals, and store all your important documents - in one place. Highlights of the myprosperity app include: - Syncing assets and liabilities to understand your financial position. - Creating budgets, tracking spend and managing your cashflow. - Setting financial goals and measuring your success. - Storing your important documents securely in the cloud. Rental statements can even be emailed by your agent directly to your portal. - Giving guest access to trusted family members & finance professionals. - Saving time with a vehicle logbook. Featured in The Australian, The Australian Financial Review, Business Insider and more. myprosperity is available on desktop and as a mobile app. Note: myprosperity is especially useful for those with an accountant or financial planner. Invite them into your account to unlock additional features.

About

Macquarie Authenticator

Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.

Highlights
  • Push notifications for transaction approval/denial
  • Generate one-time rolling codes
  • Offline authentication with rolling codes
  • Manage pending tasks
  • PIN, fingerprint, and facial recognition unlock
Features
Read full description

Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience.​ Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS  Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.

Screenshots

myprosperity4 screens
Macquarie Authenticator3 screens

Verdict

The call

The clearest difference is review sentiment: myprosperity at 32% against Macquarie Authenticator's 15%. myprosperity also leads on iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

myprosperity ships an update every 3 weeks, Macquarie Authenticator every 4 weeks. The most recent releases landed on August 1, 2026 and September 21, 2026 respectively.

Scorecard2 real differences · 8 level
myprosperity versus Macquarie Authenticator: the parameters behind the verdict, then further details
ParametermyprosperityMacquarie Authenticator
PriceFreeFree
Rating—3.0 (2 ratings) — better
Positive reviews32.1% of reviews — better14.8% of reviews
Number of ratings—2 — better
Update frequencyEvery 3 weeks — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS14.0 — better16.0
Further details — not scored
Size106 MB185 MB
Age rating4+4+
DevelopermyprosperityMacquarie Bank Limited

Customer experience

myprosperity

Written reviews28 reviews
Positive32.1%
Neutral10.7%
Negative57.1%

Macquarie Authenticator

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews108 reviews
Positive14.8%
Neutral4.6%
Negative80.6%

In-app purchases

None

myprosperity

No in-app purchases

None

Macquarie Authenticator

No in-app purchases

Questions

Is myprosperity free?
myprosperity is free to download, with no in-app purchases.
Is Macquarie Authenticator free?
Macquarie Authenticator is free to download, with no in-app purchases.
Do myprosperity or Macquarie Authenticator have ads?
Neither myprosperity nor Macquarie Authenticator shows ads.
Which is updated more often, myprosperity or Macquarie Authenticator?
myprosperity ships an update every 3 weeks, and Macquarie Authenticator every 4 weeks. Most recently, myprosperity was updated on August 1, 2026 and Macquarie Authenticator on September 21, 2026.

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