myprosperity vs Macquarie Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myprosperity
Manage your entire financial world in one place. Track net worth, create budgets, set goals, and securely store important documents. Connect with finance professionals and share access with trusted individuals.
- Sync assets and liabilities
- Create budgets and track spending
- Set financial goals
- Secure cloud document storage
- Guest access for professionals
- Vehicle logbook
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Get your finances under control with a personal wealth app to help you manage your entire financial world. View your net worth, create budgets, set goals, connect with your finance professionals, and store all your important documents - in one place. Highlights of the myprosperity app include: - Syncing assets and liabilities to understand your financial position. - Creating budgets, tracking spend and managing your cashflow. - Setting financial goals and measuring your success. - Storing your important documents securely in the cloud. Rental statements can even be emailed by your agent directly to your portal. - Giving guest access to trusted family members & finance professionals. - Saving time with a vehicle logbook. Featured in The Australian, The Australian Financial Review, Business Insider and more. myprosperity is available on desktop and as a mobile app. Note: myprosperity is especially useful for those with an accountant or financial planner. Invite them into your account to unlock additional features.
Macquarie Authenticator
Enhance your account security with this app, offering push notifications for transaction approval or denial and generating one-time passcodes for authentication. It provides a faster, more secure alternative to SMS, especially when traveling internationally.
- Push notifications for transaction approval/denial
- Generate one-time rolling codes
- Offline authentication with rolling codes
- Manage pending tasks
- PIN, fingerprint, and facial recognition unlock
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Protect your Macquarie account with Macquarie Authenticator. Our two-factor authentication app is designed to maximise your security, while also providing a beautiful banking experience. Separate security, seamless experience Macquarie Authenticator works seamlessly with the Macquarie Mobile Banking app. Approve or deny requests in an instant, directly through your notifications, for stronger security that feels like a single, seamless flow. More secure than SMS Unlike with SMS, you can see exactly what you’re approving. We send detailed alerts directly to your secure app, not your phone number. You’re in control Verify important transaction details upfront, such as the amount, recipient and location, so you can approve or deny transactions with confidence.
Screenshots
Verdict
The clearest difference is review sentiment: myprosperity at 32% against Macquarie Authenticator's 15%. myprosperity also leads on iOS requirement (14.0 vs 16.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myprosperity ships an update every 3 weeks, Macquarie Authenticator every 4 weeks. The most recent releases landed on August 1, 2026 and September 21, 2026 respectively.
| Parameter | myprosperity | Macquarie Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.0 (2 ratings) — better |
| Positive reviews | 32.1% of reviews — better | 14.8% of reviews |
| Number of ratings | — | 2 — better |
| Update frequency | Every 3 weeks — better | Every 4 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 14.0 — better | 16.0 |
| Further details — not scored | ||
| Size | 106 MB | 185 MB |
| Age rating | 4+ | 4+ |
| Developer | myprosperity | Macquarie Bank Limited |
Customer experience
myprosperity
Macquarie Authenticator
In-app purchases
myprosperity
No in-app purchases
Macquarie Authenticator
No in-app purchases
Questions
Is myprosperity free?
Is Macquarie Authenticator free?
Do myprosperity or Macquarie Authenticator have ads?
Which is updated more often, myprosperity or Macquarie Authenticator?
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