Comparison

WinPay vs MCTPay

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

WinPay

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WinPay Expense is a mobile app developed for users with various features of WinPay Expense Module. Users can perform various tasks like submitting claims, review and approve claims, forward claims, reject claims and query for additional details.

About

MCTPay

Features
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Since 2015, MCTPAY has helped companies in Singapore to receive payments online and offline in the simplest way. Today, MCTPAY is one of the leading payment provider solutions in Singapore and South East Asia region. Combined Fiat Currency Payment and Crypto Currency Payment.

Screenshots

WinPay4 screens

Verdict

The call

The clearest difference is update cadence: MCTPay at every 10 days against WinPay's every 6 months. WinPay's advantage is iOS requirement (9.0 vs 17.4). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

WinPay ships an update every 6 months, MCTPay every 10 days. The most recent releases landed on October 5, 2026 and October 25, 2026 respectively.

Scorecard2 real differences ยท 4 level
WinPay versus MCTPay: the parameters behind the verdict, then further details
ParameterWinPayMCTPay
PriceFreeFree
Update frequencyEvery 6 monthsEvery 10 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPad
Requires iOS9.0 โ€” better17.4
Further details โ€” not scored
Size76 MB9 MB
Age rating4+4+
DeveloperWinWire Technologies Inc.MOBILE COMMUNITY TECH PTE LTD

In-app purchases

None

WinPay

No in-app purchases

None

MCTPay

No in-app purchases

Questions

Is WinPay free?
WinPay is free to download, with no in-app purchases.
Is MCTPay free?
MCTPay is free to download, with no in-app purchases.
Do WinPay or MCTPay have ads?
Neither WinPay nor MCTPay shows ads.
Which is updated more often, WinPay or MCTPay?
WinPay ships an update every 6 months, and MCTPay every 10 days. Most recently, WinPay was updated on October 5, 2026 and MCTPay on October 25, 2026.

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