Valu vs Thndr
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valu
This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.
- Buy Now Pay Later (BNPL)
- Instant cash redemption
- Savings solutions
- Investment products
- B2B financial services
- Digitized financial products
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Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.
Thndr
Invest and save easily with stocks, mutual funds, and gold. Open an account the same day without visiting a branch and start with no minimum investment. Access educational content and practice with a stock market simulator.
- Invest in stocks, mutual funds, and gold
- Same-day account opening
- No account minimum
- Flexible fund-in options
- Learn investing with simulator
- 24/7 in-app support
- Secure accounts with multi-factor authentication
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Thndr, Egypt's # 1 investing app with over 3 million downloads. It’s the easiest way to invest and save with stocks, mutual funds & gold. EASY TO START Invest, save, and start building your wealth with same-day account opening - no branch visits required! NO ACCOUNT MINIMUM Invest and save with whatever amount you’re comfortable with - there is no minimum to start investing. FLEXIBLE FUND-IN Topping up your Thndr wallet is only a few taps away - with Instapay, bank transfers, Vodafone Cash, and more. Thndr Learn Investing is explained simply with easy-to-understand financial content and the chance to practice investing strategies with our stock market simulator. 24/7 SUPPORT Thndr’s dedicated support team is available around the clock through our in-app chat to answer your questions about Thndr and help you with whatever you need on your investment journey. SECURE ACCOUNTS Invest with confidence knowing that Thndr follows the best financial security practices. With industry-leading multi-factor authentication, we make sure that only you can access your money, savings, and investments on Thndr. PROTECTED BY THE LAW Thndr is licensed by the Egyptian Financial Regulatory Authority (FRA). This means that Thndr follows a set of rules that are designed to protect your investments in the Egyptian stock market & mutual funds. Thndr is an owned subsidiary of Axis Markets B.V. Thndr is licensed by the Egyptian Financial Regulatory Authority. Thndr is a member of the Egyptian Stock Exchange. Office Address: 24 Street 11, Maddi, Cairo Egypt
Screenshots
Verdict
The clearest difference is rating: Thndr at 4.1 against Valu's 3.3. Thndr also leads on review sentiment (28% vs 13%) and update cadence (fortnightly vs every 5 weeks). Valu's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Thndr holds the better App Store score, 4.1 against 3.3. Both are backed by a comparable volume of ratings — 454 and 322 respectively. Written reviews point the same way: 13% of Valu's written reviews are positive against 28% of Thndr's.
Valu ships an update every 5 weeks, Thndr fortnightly. The most recent releases landed on August 18, 2026 and September 23, 2026 respectively.
| Parameter | Valu | Thndr |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (454 ratings) | 4.1 (322 ratings) — better |
| Positive reviews | 13.1% of reviews | 28.0% of reviews — better |
| Number of ratings | 454 — better | 322 |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.5 — better |
| Further details — not scored | ||
| Size | 180 MB | 112 MB |
| Age rating | 4+ | 4+ |
| Developer | EFG Hermes | Axis Markets B.V. |
Customer experience
Valu
Thndr
User reviews
Valu
From 454 App Store ratingsWhat we love
- 💡 Innovative installment payment concept
- ⚡ Instant approval for eligible customers
- 🛍️ Exclusive offers and partnerships
- 👍 Easy registration process for some users
- 🎯 Lifestyle enablement through flexible payments
Room to improve
- 💸 Hidden fees and excessive charges
- 📈 High interest rates (35-40%)
- 🐢 Extremely slow app performance
- 😤 Poor customer service quality
- 🔒 Privacy and security concerns
Thndr
From 322 App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Good for beginners
- 🚀 Smooth app experience (sometimes)
- 💡 Promising concept for Egypt
- 💡 Makes investing handy
Room to improve
- 👎 Extremely poor customer support
- 👎 Unresponsive support team
- 👎 Delayed stock prices
- 👎 High bank fees for transfers
- 👎 Money held for days before withdrawal
Bugs and requests
Valu
Reported bugs
12 issues- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures
Show 7 moreShow fewer
- Password validation errors
- Missing or incomplete UI text
- Product browse functionality not working
- Buy button greyed out
- Forced logout after crashes
- App won't open without update
- Notification pop-ups appear constantly
Requested features
9 requests- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support
Show 4 moreShow fewer
- Disable notification pop-ups option
- Account deletion option
- Transparent terms and conditions display
- Enhanced security assurances for user data
Thndr
Reported bugs
34 issues- App crashes
- Login screen freezes
- App is slow
- App has downtime
- App is buggy
Show 29 moreShow fewer
- App freezes
- App hangs
- App is broken
- Menu is broken
- App won't launch
- App keeps loading
- Technical errors
- App doesn't load full stock list
- App crashes during trading
- App unresponsive
- Delayed money transfer
- System always down
- Application hangs during critical times
- Application will down when market moves
- App not responding after update
- Cannot do anything after sign in
- Order rejected
- Account closed without reason
- Account rejected without reason
- Cannot withdraw money
- Money stuck
- Delayed stock prices
- High bank fees
- Money held for days
- Risky to upload ID
- Not real-time prices
- Lag in selling/buying
- Delayed price display
- Cancellation of requests
Requested features
17 requests- Add Apple Pay for payments
- Add Western Union for transfers
- Enable landscape mode on iPad
- Add more properties and tools
- Improve customer service response time
Show 12 moreShow fewer
- Allow sorting of stock lists
- Add real-time data
- Add advanced trading tools
- Support more countries
- Provide live price updates
- Add bid and ask prices and spread
- Enable web trading
- Allow transfers from any Egyptian bank online
- Support for US stock market
- Dark mode option
- Advanced analytics dashboard
- More interactive charts
In-app purchases
Valu
No in-app purchases
Thndr
No in-app purchases
