Valu vs Souhoola
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Valu
This app offers a comprehensive suite of digital financial solutions, including Buy Now Pay Later, instant cash redemption, savings, and investment products. It aims to empower individuals and businesses with financial inclusion through a single, powerful platform.
- Buy Now Pay Later (BNPL)
- Instant cash redemption
- Savings solutions
- Investment products
- B2B financial services
- Digitized financial products
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Valu is a Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. We developed our offerings to provide you with everything you need through one platform. Our expanded suite of fully digitized products and services will empower individuals and businesses and foster financial inclusion. Besides the BNPL, Valu offers an instant cash redemption program, savings solution, investment products, B2B services and more. Hence, it was about time for Valu to undergo a brand restructuring to reflect the breadth and depth of its brand portfolio, and its current position as a universal financial technology powerhouse.
Souhoola
This app allows users to purchase items now and pay for them over time through a flexible installment plan. Apply for a spending limit and shop across a broad network of partner brands and stores for a convenient shopping experience.
- Buy now, pay later installments
- Apply for a spending limit
- Seamless shopping experience
- Wide network of brands and stores
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Buy Now and Pay Later with Souhoola application.you just need to download the app and apply for your limit to enjoy a seamless shopping experience from a wide network of brands and stores.
Screenshots
Verdict
The clearest difference is rating: Souhoola at 4.6 against Valu's 3.3. Souhoola also leads on review sentiment (50% vs 13%). Valu's advantage is iOS requirement (15.6 vs 17.6). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Souhoola holds the better App Store score, 4.6 against 3.3. Both are backed by a comparable volume of ratings — 458 and 645 respectively. Written reviews point the same way: 13% of Valu's written reviews are positive against 50% of Souhoola's.
Valu ships an update every 5 weeks, Souhoola every 3 weeks. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | Valu | Souhoola |
|---|---|---|
| Price | Free | Free |
| Rating | 3.3 (458 ratings) | 4.6 (645 ratings) — better |
| Positive reviews | 13.1% of reviews | 50.0% of reviews — better |
| Number of ratings | 458 | 645 — better |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.6 — better | 17.6 |
| Further details — not scored | ||
| Size | 180 MB | 237 MB |
| Age rating | 4+ | 17+ |
| Developer | EFG Hermes | Souhoola |
Customer experience
Valu
Souhoola
Bugs and requests
Valu
Reported bugs
12 issues- App crashes when capturing photos in Invoice Now
- App crashes when clicking multiple items in succession
- Extremely slow loading times
- App fails to load after updates
- Login/sign-up OTP code failures
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- Password validation errors
- Missing or incomplete UI text
- Product browse functionality not working
- Buy button greyed out
- Forced logout after crashes
- App won't open without update
- Notification pop-ups appear constantly
Requested features
9 requests- Auto calculator for installment planning
- Early debt settlement option
- Partial payment functionality
- Better product browsing and online purchasing
- Improved Arabic language support
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- Disable notification pop-ups option
- Account deletion option
- Transparent terms and conditions display
- Enhanced security assurances for user data
Souhoola
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Valu
No in-app purchases
Souhoola
No in-app purchases
