Comparison

Nations Direct vs CBC Digital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nations Direct

This app offers a comprehensive digital banking experience, providing secure and seamless access to financial services. Manage your accounts, track goals, and get support 24/7 with advanced security features.

Highlights
  • Single Sign On
  • Personal Financial Management
  • 24/7 Relationship Manager Support
  • Schedule Future Payments
  • Cash Advance from Credit Cards
  • Biometric Security
Features
Read full description

Experience Nations Trust Bank's next generation of digital banking services all in one place with the latest Nations Direct Mobile Banking App. Pioneering in customer centric solutions, Nations Trust Bank continues to reimagine banking in the digital world. The new Nations Mobile Banking app is a suite of futuristic digital banking solutions with improved UI/UX, latest technology and security to provide customers a simple, secure and seamless banking journey. Key Features: - Use one username and password combination across all digital products with Single Sign on. - Keep your financial goals in track using the Personal Financial Management feature. - Get 24/7 support from your Relationship Manager in addition to the Chat Bot via the app. - Schedule Future Payments including Recurring Fund Transfers, Bill Payments and Card Payments. - Request a Cash Advance from any of your Credit Cards. - Ensure a secure banking experience with High Risk Verification paired with Biometrics. About us: Nations Trust Bank PLC is among the top 15 business establishments in Sri Lanka as ranked by Business Today. Stemming from its vision of “helping people and businesses by providing financial services and information to achieve their goals and aspirations in a sustainable way”, the Bank serves a diverse range of customers across both individual and corporate, with an enviable portfolio of banking and financial products and services. Strongly focused on digital empowerment through cutting-edge digital banking technologies, the Bank is a pioneer in many innovative customer centric banking solutions such as extended banking hours, and FriMi – Sri Lanka’s first digital banking experience. Delivering premium value, service and connecting its Card Members to rewarding experiences and opportunities Nations Trust Bank PLC is an issuer and sole acquirer of American Express Cards in Sri Lanka. The Bank operates 96 branches across the country and has an ATM network covering 127 locations and 48 Cash Deposit & Withdrawal Machines, plus more than 3,700 ATMs on the Lanka Pay Network. Nations Trust Bank is certified in ISO/IEC 27001:2013 Information Security Management Systems (ISMS) best practices, ensuring your Data security and Privacy. For more information, visit www.nationstrust.com/online-sec.

About

CBC Digital

Manage your finances with a secure and user-friendly banking application. Quickly open accounts, track spending, set savings goals, and receive real-time notifications for all account activity. Locate service points and stay updated on the latest offers.

Highlights
  • Secure login with fingerprint option
  • View and report lost/stolen cards
  • Instant account opening
  • Financial goal setting with 'Spaces'
  • Real-time account activity notifications
  • Bill payments and fund management
  • Locate service points and ATMs
Features
Read full description

Banking with Combank Digital is fast, simple, and secure. Open an account within few seconds to experience banking designed to fit your lifestyle. As well as updating the design and adding new functionality, we’ve worked hard to streamline the app and make it easy to use. We’ll continue improving the app and gradually adding new features. Feel free to leave a comment and tell us what you’d like to see! Key Features: · Log in securely with or without your Secure Key. To log in quickly, you can now use Fingerprint on eligible devices. · View payment card information, such as withdrawal and spending limits. You can also report your lost or stolen card directly from the app. · Open an account within few seconds directly from your phone. No long lines, no paperwork, no fuss. · Achieve your short and long-term financial goals with Spaces. Set savings targets and transfer money with a single swipe. · Receive instant notifications on all account activity so you know what’s happening with your account in real-time. · Balance Inquiry, View account history · Pay your bills, Manage your funds, Open other account, FD account creation and other main financial services. · Locating our service points and ATM · Information on interest rates / currency details of our products · Our latest promotional and offers. Who we are, Commercial Bank is the largest private bank in Sri Lanka, and the only Sri Lankan bank to be ranked among the world’s top 1000 banks for many successive years. The Bank operates a network of 250+ computer linked service points and the country’s single largest ATM network of 600+ terminals. The Bank has been adjudged ‘Best Bank in Sri Lanka’ for 15 consecutive years by ‘Global Finance’ Magazine and has won multiple awards as the country’s best bank from ‘The Banker,’ ‘FinanceAsia,’ ‘Euromoney’ and ‘Trade Finance’ magazines.

Screenshots

Nations Direct4 screens
CBC Digital4 screens

Verdict

The call

Nations Direct and CBC Digital both sit at 3.9 stars, but that hides the real split: 17% of Nations Direct's written reviews are positive against 0% of CBC Digital's. Nations Direct also leads on monetization model (free vs ad-supported). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 3.9 for Nations Direct against 3.8 for CBC Digital. Both are backed by a comparable volume of ratings — 12 and 5 respectively. Written reviews are what separate them: 17% of Nations Direct's written reviews are positive against 0% of CBC Digital's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 21, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Nations Direct versus CBC Digital: the parameters behind the verdict, then further details
ParameterNations DirectCBC Digital
PriceFreeFree
Rating3.9 (12 ratings) — better3.8 (5 ratings)
Positive reviews16.7% of reviews — better0.0% of reviews
Number of ratings12 — better5
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size88 MB90 MB
Age rating4+4+
DeveloperNations Trust Bank PLCCommercial Bank of Ceylon PLC

Customer experience

Nations Direct

All ratings12 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews60 reviews
Positive16.7%
Neutral11.7%
Negative71.7%

CBC Digital

All ratings4 ratings
Positive50.0%
Neutral25.0%
Negative25.0%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

Nations Direct

Reported bugs

22 issues
  • App not working/functional
  • Cannot login
  • Forgotten username retrieval issues
  • Password rejected after reset
  • App regarded as not secure device
Show 17 more
  • App not working on older iPhones/iOS versions
  • App crashes when entering amount
  • Confirm button does nothing for payments
  • App stuck on splash screen
  • Login screen resets
  • App says update available but none shown
  • Insecure connection error
  • Login button hidden by keyboard
  • Forgot pin accidentally touched
  • App shuts down after registration/login
  • App keeps crashing when logging
  • App requires re-registration of device name
  • App not working after update
  • New update requires updating again
  • App doesn't scale on phone
  • Login issues after update
  • App not working for iPhone XS Max

Requested features

8 requests
  • Implement Face ID/Biometric login
  • Make password change optional with 2FA
  • Improve features compared to international apps
  • Allow deletion of registered billers
  • Show remarks on inter-account transfers
Show 3 more
  • Support for secure password managers (e.g., 1Password)
  • Auto-update functionality
  • Fix UI for newer devices (e.g., iPhone XR, iPhone XS Max)

CBC Digital

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Nations Direct

No in-app purchases

None

CBC Digital

No in-app purchases

Questions

Is Nations Direct free?
Nations Direct is free to download, with no in-app purchases.
Is CBC Digital free?
CBC Digital is free to download, with no in-app purchases.
Which has better reviews, Nations Direct or CBC Digital?
Nations Direct is rated higher. Nations Direct averages 3.9 out of 5 from 12 ratings, while CBC Digital averages 3.8 from 5 ratings.
Do Nations Direct or CBC Digital have ads?
Neither Nations Direct nor CBC Digital shows ads.
Which is updated more often, Nations Direct or CBC Digital?
Nations Direct ships an update every 2 months, and CBC Digital every 2 months. Most recently, Nations Direct was updated on October 21, 2026 and CBC Digital on October 24, 2026.

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