Comparison

Nations Direct vs NSBPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nations Direct

This app offers a comprehensive digital banking experience, providing secure and seamless access to financial services. Manage your accounts, track goals, and get support 24/7 with advanced security features.

Highlights
  • Single Sign On
  • Personal Financial Management
  • 24/7 Relationship Manager Support
  • Schedule Future Payments
  • Cash Advance from Credit Cards
  • Biometric Security
Features
Read full description

Experience Nations Trust Bank's next generation of digital banking services all in one place with the latest Nations Direct Mobile Banking App. Pioneering in customer centric solutions, Nations Trust Bank continues to reimagine banking in the digital world. The new Nations Mobile Banking app is a suite of futuristic digital banking solutions with improved UI/UX, latest technology and security to provide customers a simple, secure and seamless banking journey. Key Features: - Use one username and password combination across all digital products with Single Sign on. - Keep your financial goals in track using the Personal Financial Management feature. - Get 24/7 support from your Relationship Manager in addition to the Chat Bot via the app. - Schedule Future Payments including Recurring Fund Transfers, Bill Payments and Card Payments. - Request a Cash Advance from any of your Credit Cards. - Ensure a secure banking experience with High Risk Verification paired with Biometrics. About us: Nations Trust Bank PLC is among the top 15 business establishments in Sri Lanka as ranked by Business Today. Stemming from its vision of “helping people and businesses by providing financial services and information to achieve their goals and aspirations in a sustainable way”, the Bank serves a diverse range of customers across both individual and corporate, with an enviable portfolio of banking and financial products and services. Strongly focused on digital empowerment through cutting-edge digital banking technologies, the Bank is a pioneer in many innovative customer centric banking solutions such as extended banking hours, and FriMi – Sri Lanka’s first digital banking experience. Delivering premium value, service and connecting its Card Members to rewarding experiences and opportunities Nations Trust Bank PLC is an issuer and sole acquirer of American Express Cards in Sri Lanka. The Bank operates 96 branches across the country and has an ATM network covering 127 locations and 48 Cash Deposit & Withdrawal Machines, plus more than 3,700 ATMs on the Lanka Pay Network. Nations Trust Bank is certified in ISO/IEC 27001:2013 Information Security Management Systems (ISMS) best practices, ensuring your Data security and Privacy. For more information, visit www.nationstrust.com/online-sec.

About

NSBPay

This app allows users to make QR code payments quickly and securely. It offers features like self-registration, biometric login, and transaction history viewing, providing a convenient payment experience.

Highlights
  • QR code payments
  • Self-registration
  • PIN or biometric login
  • Transaction history
  • Utility bill settlement
  • Secure transactions
Features
Read full description

Make your QR payments seamlessly anywhere, anytime with NSB Pay. NSB Pay App is the best payment solution with QR based payments launched in Sri Lanka. You can make your payments happen, with just a tap of a button! All you have to do is scan the QR, enter the amount and then, you are done! Your payments are processed faster through a highly secured platform. With NSB Pay on your phone, enjoy millions of services and exciting banking facilities at your fingertip! NSB Pay Features: Self-registration via the App PIN or biometric based login Convenient payments via QR Code Payment on static QR Payment on dynamic QR View the transaction history Settle utility bills Faster, secure transactions and Unparalleled payment experience

Screenshots

Nations Direct4 screens
NSBPay4 screens

Verdict

The call

The clearest difference is rating: NSBPay at 4.3 against Nations Direct's 3.9. NSBPay also leads on review sentiment (38% vs 17%) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

NSBPay holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 12 and 6 respectively. Written reviews point the same way: 17% of Nations Direct's written reviews are positive against 38% of NSBPay's.

UpkeepUpdate frequency

Nations Direct ships an update every 2 months, NSBPay every 5 weeks. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.

Scorecard3 real differences · 7 level
Nations Direct versus NSBPay: the parameters behind the verdict, then further details
ParameterNations DirectNSBPay
PriceFreeFree
Rating3.9 (12 ratings)4.3 (6 ratings) — better
Positive reviews16.7% of reviews37.5% of reviews — better
Number of ratings12 — better6
Update frequencyEvery 2 monthsEvery 5 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size88 MB68 MB
Age rating4+4+
DeveloperNations Trust Bank PLCNational Savings Bank

Customer experience

Nations Direct

All ratings12 ratings
Positive75.0%
Neutral0.0%
Negative25.0%
Written reviews60 reviews
Positive16.7%
Neutral11.7%
Negative71.7%

NSBPay

All ratings6 ratings
Positive83.3%
Neutral0.0%
Negative16.7%
Written reviews8 reviews
Positive37.5%
Neutral0.0%
Negative62.5%

In-app purchases

None

Nations Direct

No in-app purchases

None

NSBPay

No in-app purchases

Questions

Is Nations Direct free?
Nations Direct is free to download, with no in-app purchases.
Is NSBPay free?
NSBPay is free to download, with no in-app purchases.
Which has better reviews, Nations Direct or NSBPay?
NSBPay is rated higher. Nations Direct averages 3.9 out of 5 from 12 ratings, while NSBPay averages 4.3 from 6 ratings.
Do Nations Direct or NSBPay have ads?
Neither Nations Direct nor NSBPay shows ads.
Which is updated more often, Nations Direct or NSBPay?
Nations Direct ships an update every 2 months, and NSBPay every 5 weeks. Most recently, Nations Direct was updated on September 21, 2026 and NSBPay on September 10, 2026.

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