Nations Direct vs NSBPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Nations Direct
This app offers a comprehensive digital banking experience, providing secure and seamless access to financial services. Manage your accounts, track goals, and get support 24/7 with advanced security features.
- Single Sign On
- Personal Financial Management
- 24/7 Relationship Manager Support
- Schedule Future Payments
- Cash Advance from Credit Cards
- Biometric Security
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Experience Nations Trust Bank's next generation of digital banking services all in one place with the latest Nations Direct Mobile Banking App. Pioneering in customer centric solutions, Nations Trust Bank continues to reimagine banking in the digital world. The new Nations Mobile Banking app is a suite of futuristic digital banking solutions with improved UI/UX, latest technology and security to provide customers a simple, secure and seamless banking journey. Key Features: - Use one username and password combination across all digital products with Single Sign on. - Keep your financial goals in track using the Personal Financial Management feature. - Get 24/7 support from your Relationship Manager in addition to the Chat Bot via the app. - Schedule Future Payments including Recurring Fund Transfers, Bill Payments and Card Payments. - Request a Cash Advance from any of your Credit Cards. - Ensure a secure banking experience with High Risk Verification paired with Biometrics. About us: Nations Trust Bank PLC is among the top 15 business establishments in Sri Lanka as ranked by Business Today. Stemming from its vision of “helping people and businesses by providing financial services and information to achieve their goals and aspirations in a sustainable way”, the Bank serves a diverse range of customers across both individual and corporate, with an enviable portfolio of banking and financial products and services. Strongly focused on digital empowerment through cutting-edge digital banking technologies, the Bank is a pioneer in many innovative customer centric banking solutions such as extended banking hours, and FriMi – Sri Lanka’s first digital banking experience. Delivering premium value, service and connecting its Card Members to rewarding experiences and opportunities Nations Trust Bank PLC is an issuer and sole acquirer of American Express Cards in Sri Lanka. The Bank operates 96 branches across the country and has an ATM network covering 127 locations and 48 Cash Deposit & Withdrawal Machines, plus more than 3,700 ATMs on the Lanka Pay Network. Nations Trust Bank is certified in ISO/IEC 27001:2013 Information Security Management Systems (ISMS) best practices, ensuring your Data security and Privacy. For more information, visit www.nationstrust.com/online-sec.
NSBPay
This app allows users to make QR code payments quickly and securely. It offers features like self-registration, biometric login, and transaction history viewing, providing a convenient payment experience.
- QR code payments
- Self-registration
- PIN or biometric login
- Transaction history
- Utility bill settlement
- Secure transactions
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Make your QR payments seamlessly anywhere, anytime with NSB Pay. NSB Pay App is the best payment solution with QR based payments launched in Sri Lanka. You can make your payments happen, with just a tap of a button! All you have to do is scan the QR, enter the amount and then, you are done! Your payments are processed faster through a highly secured platform. With NSB Pay on your phone, enjoy millions of services and exciting banking facilities at your fingertip! NSB Pay Features: Self-registration via the App PIN or biometric based login Convenient payments via QR Code Payment on static QR Payment on dynamic QR View the transaction history Settle utility bills Faster, secure transactions and Unparalleled payment experience
Screenshots
Verdict
The clearest difference is rating: NSBPay at 4.3 against Nations Direct's 3.9. NSBPay also leads on review sentiment (38% vs 17%) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
NSBPay holds the better App Store score, 4.3 against 3.9. Both are backed by a comparable volume of ratings — 12 and 6 respectively. Written reviews point the same way: 17% of Nations Direct's written reviews are positive against 38% of NSBPay's.
Nations Direct ships an update every 2 months, NSBPay every 5 weeks. The most recent releases landed on September 21, 2026 and September 10, 2026 respectively.
| Parameter | Nations Direct | NSBPay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.9 (12 ratings) | 4.3 (6 ratings) — better |
| Positive reviews | 16.7% of reviews | 37.5% of reviews — better |
| Number of ratings | 12 — better | 6 |
| Update frequency | Every 2 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 88 MB | 68 MB |
| Age rating | 4+ | 4+ |
| Developer | Nations Trust Bank PLC | National Savings Bank |
Customer experience
Nations Direct
NSBPay
In-app purchases
Nations Direct
No in-app purchases
NSBPay
No in-app purchases
Questions
Is Nations Direct free?
Is NSBPay free?
Which has better reviews, Nations Direct or NSBPay?
Do Nations Direct or NSBPay have ads?
Which is updated more often, Nations Direct or NSBPay?
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