Comparison

Nations Direct vs SplitGo

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nations Direct

This app offers a comprehensive digital banking experience, providing secure and seamless access to financial services. Manage your accounts, track goals, and get support 24/7 with advanced security features.

Highlights
  • Single Sign On
  • Personal Financial Management
  • 24/7 Relationship Manager Support
  • Schedule Future Payments
  • Cash Advance from Credit Cards
  • Biometric Security
Features
Read full description

Experience Nations Trust Bank's next generation of digital banking services all in one place with the latest Nations Direct Mobile Banking App. Pioneering in customer centric solutions, Nations Trust Bank continues to reimagine banking in the digital world. The new Nations Mobile Banking app is a suite of futuristic digital banking solutions with improved UI/UX, latest technology and security to provide customers a simple, secure and seamless banking journey. Key Features: - Use one username and password combination across all digital products with Single Sign on. - Keep your financial goals in track using the Personal Financial Management feature. - Get 24/7 support from your Relationship Manager in addition to the Chat Bot via the app. - Schedule Future Payments including Recurring Fund Transfers, Bill Payments and Card Payments. - Request a Cash Advance from any of your Credit Cards. - Ensure a secure banking experience with High Risk Verification paired with Biometrics. About us: Nations Trust Bank PLC is among the top 15 business establishments in Sri Lanka as ranked by Business Today. Stemming from its vision of “helping people and businesses by providing financial services and information to achieve their goals and aspirations in a sustainable way”, the Bank serves a diverse range of customers across both individual and corporate, with an enviable portfolio of banking and financial products and services. Strongly focused on digital empowerment through cutting-edge digital banking technologies, the Bank is a pioneer in many innovative customer centric banking solutions such as extended banking hours, and FriMi – Sri Lanka’s first digital banking experience. Delivering premium value, service and connecting its Card Members to rewarding experiences and opportunities Nations Trust Bank PLC is an issuer and sole acquirer of American Express Cards in Sri Lanka. The Bank operates 96 branches across the country and has an ATM network covering 127 locations and 48 Cash Deposit & Withdrawal Machines, plus more than 3,700 ATMs on the Lanka Pay Network. Nations Trust Bank is certified in ISO/IEC 27001:2013 Information Security Management Systems (ISMS) best practices, ensuring your Data security and Privacy. For more information, visit www.nationstrust.com/online-sec.

About

SplitGo

Features
Read full description

SplitGo is the ultimate app for splitting expenses among friends, family, roommates, or travel buddies. No more confusion over who paid what—SplitGo simplifies your expense-sharing experience with an intuitive, sleek interface that tracks and categorizes your expenses precisely. Perfect for any occasion, SplitGo supports global currencies and even handles service fees, taxes, and tips for accurate cost division. Key Features: Add multiple payers per expense Choose from five split methods: equal, precise, proportional, specified amount, and share-based split The only app with integrated service fee, tax, and tip calculations View monthly or yearly spending trends with enhanced charts Organized expense tracking by category Automatic currency conversion with global support Available in 16 languages Check balances across all groups and private expenses Export comprehensive spending records Summary views for group expenses (monthly, yearly, or all-time) Ideal for: Roommates splitting household expenses Group travel budgeting Vacation expenses for family trips, weddings, and parties Couples sharing relationship costs Friends or colleagues dining out together Tracking loans and IOUs SplitGo helps you stay organized, stress-free, and on top of your shared expenses. Download now to make splitting costs hassle-free! https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ -- Privacy Policy: https://www.splitgo.io/privacy-policy-en/ -- Service agreement: https://www.splitgo.io/user-and-service-agreement-en/

Screenshots

Nations Direct4 screens
SplitGo4 screens

Verdict

The call

The clearest difference is in-app purchases: Nations Direct at none against SplitGo's 1. Nations Direct also leads on ads (none vs shown). SplitGo's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. SplitGo sells 1 in-app purchase, starting at $3.99 per month. Nations Direct asks for nothing beyond the download.

UpkeepUpdate frequency

Nations Direct ships an update every 2 months, SplitGo every 3 months. The most recent releases landed on October 12, 2026 and September 30, 2026 respectively.

Scorecard3 real differences · 7 level
Nations Direct versus SplitGo: the parameters behind the verdict, then further details
ParameterNations DirectSplitGo
PriceFreeFree
Rating3.9 (12 ratings) — better—
Positive reviews16.7% of reviews—
Number of ratings12 — better—
Update frequencyEvery 2 months — betterEvery 3 months
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size88 MB79 MB
Age rating4+9+
DeveloperNations Trust Bank PLCPINERGE PTE. LTD.

In-app purchases

None

Nations Direct

No in-app purchases

1 purchases

SplitGo

Subscriptions1
  • Member Monthly Subscription$3.991 Month

Questions

Is Nations Direct free?
Nations Direct is free to download, with no in-app purchases.
Is SplitGo free?
SplitGo is free to download, with in-app purchases available.
Do Nations Direct or SplitGo have ads?
SplitGo shows ads; Nations Direct does not.
Which is updated more often, Nations Direct or SplitGo?
Nations Direct ships an update every 2 months, and SplitGo every 3 months. Most recently, Nations Direct was updated on October 12, 2026 and SplitGo on September 30, 2026.

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