Embargo Wallet vs iPayimpact
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Embargo Wallet
Collect digital stamps from your favorite local businesses like coffee shops and bakeries. This app acts as a digital wallet for loyalty cards, helping you earn rewards and avoid losing physical cards while saving paper.
- Collect digital stamps
- Digital loyalty card wallet
- Unlock rewards
- Never lose stamp cards
- Save paper
- Supports coffee shops, bakeries, restaurants
Read full descriptionHide full description
Being a loyal customer and getting rewarded has never been easier! Join hundreds of thousands of users and make your loyalty count! Collect digital stamps at your favourite specialty coffee shops, bakeries, restaurants, and other businesses in your area – all available in one simple app, which acts like a wallet for your digital loyalty cards. The more you visit, the more rewards you will unlock. Having Embargo App on your phone means: - You will never lose your stamp cards again - You will save paper and do your bit to keep our planet green - You will enjoy countless rewards for being loyal Tap. Eat. Drink. Repeat. It's as easy as that! #WeMakeLoyaltyCount
iPayimpact
This app simplifies managing your child's school payments. It allows parents to pay for lunches, clubs, trips, and more securely and conveniently from anywhere. Consolidate all your children's school accounts in one place for easy tracking.
- Manage school payments
- Pay for lunches
- Purchase school club fees
- Buy trip contributions
- Donate to charity
- Purchase event tickets
- Consolidate multiple children's accounts
Read full descriptionHide full description
Introducing iPayimpact, the ultimate school payment app that brings convenience and peace of mind to parents across the UK. With iPayimpact, managing your child's school payments has never been easier. Whether it's paying for lunches, school clubs, trips, purchasing items from the school shop, donating to charity days, or buying event tickets, iPayimpact has got you covered. Gone are the days of scrambling to find cash or writing checks for your child's school expenses. iPayimpact provides a seamless and secure platform for making payments anytime, anywhere. The iPayimpact app brings all your kids' accounts together. So, whether you have one child or multiple children attending different schools, iPay consolidates all their accounts, making it easy for you to track and manage their payments. You'll have a clear picture of what they buy for lunch, club activities, trips, and more. Download iPayimpact today and manage your child's school payments effortlessly.
Screenshots
Verdict
Embargo Wallet and iPayimpact both sit at 4.8 stars, but that hides the real split: 39% of Embargo Wallet's written reviews are positive against 12% of iPayimpact's. Embargo Wallet also leads on ratings volume (149 vs 1). iPayimpact's advantage is device support (3 vs 1). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
iPayimpact holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Embargo Wallet has 149 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 39% of Embargo Wallet's written reviews are positive against 12% of iPayimpact's, so the app with the better star average is not the one people write more warmly about.
Embargo Wallet ships an update every 3 weeks, iPayimpact monthly. The most recent releases landed on October 29, 2026 and October 27, 2026 respectively.
| Parameter | Embargo Wallet | iPayimpact |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (149 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 39.0% of reviews — better | 11.9% of reviews |
| Number of ratings | 149 — better | 1 |
| Update frequency | Every 3 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 98 MB | 34 MB |
| Age rating | 4+ | 4+ |
| Developer | Embargo Lifestyle Ltd. | CRB Cunninghams Limited |
Customer experience
Embargo Wallet
iPayimpact
User reviews
Embargo Wallet
From 149 App Store ratingsWhat we love
- 👍 Easy to use interface
- 💳 Convenient loyalty card consolidation
- 🎁 Good rewards and free items
- 🏪 Wide variety of partner venues
- ⭐ Excellent customer service (when available)
Room to improve
- 🐛 Frequent app crashes and freezing
- 🔐 Unexpected logouts losing rewards
- 📍 Excessive location and Bluetooth permissions required
- ⚠️ Unreliable stamp collection system
- ❌ Inability to redeem earned rewards
iPayimpact
From 1 App Store ratingsWhat we love
- 👍 Easy to use for payments
- 👍 Straightforward to use
- 👍 Great for quick management of payments
- 👍 Works flawlessly for multiple schools
- 👍 Fast and responsive
Room to improve
- 🐛 App constantly hangs/spins
- 🐛 Unreliable auto top-up
- 🐛 Not user-friendly
- 🐛 Overly complex and badly designed menus
- 🐛 Slow confirmation of payment top-ups
Bugs and requests
Embargo Wallet
Reported bugs
18 issues- App crashes when claiming rewards
- App crashes when leaving feedback
- Stamp feature not working on iPhone 13
- Bluetooth connectivity issues despite being enabled
- Location access causes app to crash
Show 13 moreShow fewer
- Stamps collected disappear after redemption attempts
- Rewards not credited despite stamps collected
- Cannot redeem rewards after collecting required stamps
- App crashes on startup after updates
- Login issues with Apple ID and generated passwords
- Incorrect address validation blocking orders
- Orders placed but not received by restaurants
- Mandatory app updates breaking functionality
- Date picker hidden by iPhone notch
- Inconsistent stamp counting and collection
- Logout occurring during reward redemption
- App freezing on older iOS versions
- NFC scanner taking 15+ seconds to launch
Requested features
10 requests- Apple Watch compatibility
- Apple Wallet integration
- Simpler reward redemption process
- Granular notification settings per venue
- Clearer indication of available rewards
Show 5 moreShow fewer
- Undo/delete protection for cards
- Language selection option
- Visible stamp collection history
- Better order status tracking
- Direct customer support chat
iPayimpact
Reported bugs
11 issues- App stuck on loading screen/spinning wheel
- Auto top-up is unreliable
- Unable to see hot food options
- App crashes frequently
- Login issues, app won't load after login
Show 6 moreShow fewer
- App breaks on holidays
- App doesn't recognise inputs or commands
- App signed out and stuck in a loop
- App reports 'something has gone really bad'
- App doesn't accept generated passwords
- Username too long error
Requested features
6 requests- Add Apple Pay or Google Pay compatibility
- Implement a payment successful confirmation screen
- Improve auto top-up functionality (e.g., threshold-based)
- Add a document viewer for letters
- Make menus and page hierarchy logical for humans
Show 1 moreShow fewer
- Streamline the registration process
In-app purchases
Embargo Wallet
No in-app purchases
iPayimpact
No in-app purchases
