IdentityForce vs Envelope Budget
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
IdentityForce
This app provides active members with anywhere access to identity theft protection. It offers advanced fraud monitoring, credit report tracking, and identity restoration services, all secured with two-factor authentication and Touch ID. Stay protected from fraud on the go with timely alerts and secure access.
- Advanced Fraud Monitoring
- 3-Bureau Credit Report Monitoring
- Identity Restoration Experts
- Interactive Identity Alerts
- Encrypted Anywhere-Access
- Two Factor Authentication (2FA)
- Device Scanning with VPN
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The IdentityForce Mobile App, brought to you by IdentityForce, Inc., enables active members to take their Identity Theft Protection anywhere – world-class capabilities empowering you to spot fraud quickly with a snapshot view of all critical alert notifications. Depending on the IdentityForce Plan selected, members get access to Advanced Fraud Monitoring, 3-Bureau Credit Report Monitoring, and identity restoration experts. Designed and influenced by our members through surveys and a preview community, IdentityForce has built and released a mobile app that features intuitive navigation with a zero-tolerance policy for advertising or promotional materials. IdentityForce’s top priority is security, and the mobile app features both Two Factor Authentication (2FA) and Touch ID. So no matter whether you are traveling overseas, away on vacation, or you just don’t want to be tethered to your desktop computer, IdentityForce Mobile makes sure you are protected anywhere, anytime. For nearly 40 years, IdentityForce, Inc. has provided best-in-class, highly scalable, award-winning identity theft, privacy, and credit protection solutions to consumers, businesses, and government agencies. A pioneer of identity protection, IdentityForce’s innovation and customer-centric approach has made the company a trusted partner for both organizations and individuals. Take your fraud protection to the next level with… • Convenient and confidence-boosting security • Encrypted anywhere-access • Interactive identity alerts • Secure storage edits & uploads • Timely fraud news & tips • Comprehensive device scanning including an encrypted virtual private network (VPN) To download the IdentityForce Mobile App, you need to be an active IdentityForce Member. You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service below. Learn more about IdentityForce at https://www.identityforce.com. Terms of Use: https://www.sontiq.com/terms-of-use/ Privacy Policy: https://www.sontiq.com/privacy-policy/ For technical support or questions, contact us at 1-888-439-7443.
Envelope Budget
Manage your money by assigning every dollar a purpose. Track spending against your budget in real-time, ensuring you know exactly what you can afford to spend. Plan for bills and savings with a clear overview of your finances.
- Envelope budgeting
- Paycheck allocation
- Transaction tracking
- Bank sync (read-only)
- Bills calendar
- Savings goals
- Budget reports
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Stop wondering if you can afford it. Envelope Budget gives every dollar a job, so you always know what you can spend, what's set aside for bills, and what's left until payday. HOW IT WORKS When you get paid, fill your envelopes: mortgage, groceries, gas, eating out, savings. Every purchase comes out of an envelope. When one runs low, you know before you overspend, not after. FEATURES • Envelopes at a glance: see what's funded, what's spent and what's left in every envelope • Payday in one tap: allocate a paycheck the moment it lands, or reuse a paycheck template • Overspent? Cover it from another envelope in one tap. No guilt, just a plan • Smart inbox: new transactions arrive sorted. Payee rules suggest the envelope, and you swipe to accept • Bank sync: connect your bank through Plaid or SimpleFIN (read-only), or enter everything by hand • Amazon orders split by item: each item lands in the right envelope, with the EnvelopeBudget browser extension • Budget Bootcamp: a guided start that walks you through your first weeks, step by step • Budget together: invite your partner or family to the same budget, in sync on phone and web • Bills calendar and savings goals, so nothing sneaks up on you • Reports: spending by category, income by source, and net worth over time • Home Screen and Lock Screen widgets • Face ID or a PIN to keep your budget private PRIVATE BY DESIGN No ads. We never sell your data. Bank connections are read-only, and you can skip them entirely. FREE TRIAL, MEMBERSHIP AND SELF-HOSTING Envelope Budget can be used at no charge with your own self-hosted Envelope Budget server. The optional EnvelopeBudget.com hosted service includes a 34-day free trial; continued access to that hosted service requires a paid membership purchased through an in-app purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: Envelope Budget at 100% against IdentityForce's 13%. Envelope Budget also leads on rating (5.0 vs 2.9) and update cadence (every 2 days vs every 2 months). IdentityForce's advantage is in-app purchases (none vs 3) and ratings volume (500 vs 4). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Envelope Budget sells 3 in-app purchases, starting at $3.99 per month. IdentityForce asks for nothing beyond the download.
Envelope Budget holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: IdentityForce has 500 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 13% of IdentityForce's written reviews are positive against 100% of Envelope Budget's.
IdentityForce ships an update every 2 months, Envelope Budget every 2 days. The most recent releases landed on October 21, 2026 and October 22, 2026 respectively.
| Parameter | IdentityForce | Envelope Budget |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (500 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 13.1% of reviews | 100.0% of reviews — better |
| Number of ratings | 500 — better | 4 |
| Update frequency | Every 2 months | Every 2 days — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 38 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | IdentityForce, Inc | Red Seam, Inc |
Customer experience
IdentityForce
Envelope Budget
Bugs and requests
IdentityForce
Reported bugs
4 issues- App stuck in perpetual login loop
- Face ID/Touch ID not working
- Alerts not displaying properly
- Blank screens and server errors
Requested features
4 requests- Improve app stability and responsiveness
- Expand app features to match website
- Streamline login and authentication process
- Provide faster credit score updates
Envelope Budget
Not enough reviews yet to summarise bugs or requests.
In-app purchases
IdentityForce
No in-app purchases
Envelope Budget
- Monthly Membership$3.991 Month
- Annual Membership$39.991 Year
- Lifetime Membership$59.99
Questions
Is IdentityForce free?
Is Envelope Budget free?
Which has better reviews, IdentityForce or Envelope Budget?
Do IdentityForce or Envelope Budget have ads?
Which is updated more often, IdentityForce or Envelope Budget?
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