PSE mBANKING vs PSECU Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSE mBANKING
Manage your credit union accounts conveniently from your mobile device. Perform balance inquiries, view transaction history, and transfer funds securely 24/7. Requires enrollment in Home Financial Services.
- 24/7 account access
- Balance inquiries
- View transaction details
- Transfer funds
- Secure mobile banking
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Access your accounts at your convenience right in the palm of your hand. We offer fast, secure, and free access to your PSE accounts 24/7. You can perform balance inquiries, view transaction details, and transfer funds while on the go! You must be enrolled in Home Financial Services to use this app. To enroll, just visit www.psecreditunion.org or visit or call any of our locations for assistance. Messaging and data rates may apply depending on your wireless plan. This institution is not federally insured. MEMBERS ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
PSECU Mobile
Manage your finances with a digital-first credit union app. Easily move money, control your cards, and access free financial tools like credit score monitoring and bill pay. Enjoy banking focused on your needs.
- Instant money transfers between accounts
- External account transfers
- Send money with Zelle®
- Mobile check deposit
- Card locking and replacement
- Travel plan notifications
- Free credit score monitoring
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As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.
Screenshots
Verdict
The clearest difference is ads: PSECU Mobile at none against PSE mBANKING's shown. PSECU Mobile also leads on monetization model (free vs free with in-app purchases) and update cadence (every 3 weeks vs every 3 months). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for PSE mBANKING against 4.8 for PSECU Mobile. That said, the two scores are not equally well evidenced: PSECU Mobile has 32K ratings behind it against 616, so its average is the more settled of the two. Written reviews are what separate them: 44% of PSE mBANKING's written reviews are positive against 61% of PSECU Mobile's.
PSE mBANKING ships an update every 3 months, PSECU Mobile every 3 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.
| Parameter | PSE mBANKING | PSECU Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (616 ratings) | 4.8 (32K ratings) — better |
| Positive reviews | 43.8% of reviews | 60.8% of reviews — better |
| Number of ratings | 616 | 32K — better |
| Update frequency | Every 3 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 99 MB | 196 MB |
| Age rating | 4+ | 4+ |
| Developer | PSE CREDIT UNION, INC. | Pennsylvania State Employees Credit Union |
Customer experience
PSE mBANKING
PSECU Mobile
User reviews
PSE mBANKING
From 616 App Store ratingsWhat we love
- 👍 Mobile banking is convenient
- 👍 Alerts and notifications reduce stress
- 👍 App is good again after update
- 👍 Online banking is loved (except remote deposit)
Room to improve
- 🐛 App crashes frequently
- 🐛 App does not open
- 🐛 Remote deposit issues
- 🐛 Locked out due to false update notification
- 🐛 White screen before crashing
PSECU Mobile
From 32K App Store ratingsWhat we love
- 🚀 Fast and responsive
- 🔒 Robust security features
- 👍 Intuitive and user-friendly
- 💡 Useful account insights
- 🚀 Improved app performance after reinstall
Room to improve
- 🐛 Slow load times and unresponsive navigation
- 🐛 Frequent crashes and login issues
- 🐛 Compatibility problems with newer devices
- 🐛 Inconsistent handling of pending transactions
- 🐛 Buggy mobile deposit feature
Bugs and requests
PSE mBANKING
Reported bugs
8 issues- App crashes on iOS 16
- App crashes on iPhone 14 Pro Max
- App crashes on iPad after 15.7 update
- Remote deposit not entering account as expected
- App states update available when none exists
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- App crashes every time it's used
- App stops working and won't open
- White screen before crashing
Requested features
1 request- Update app for iOS 16 compatibility
PSECU Mobile
Reported bugs
3 issues- Login screen freezes and account lockouts
- Inability to complete mobile check deposits
- Inconsistent app performance across devices
Requested features
4 requests- Ability to quickly switch between accounts
- Detailed transaction history and balance information
- Dark mode option for better visibility
- Improved widget functionality
In-app purchases
PSE mBANKING
No in-app purchases
PSECU Mobile
No in-app purchases
Questions
Is PSE mBANKING free?
Is PSECU Mobile free?
Which has better reviews, PSE mBANKING or PSECU Mobile?
Do PSE mBANKING or PSECU Mobile have ads?
Which is updated more often, PSE mBANKING or PSECU Mobile?
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