Comparison

PSE mBANKING vs PSECU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSE mBANKING

Manage your credit union accounts conveniently from your mobile device. Perform balance inquiries, view transaction history, and transfer funds securely 24/7. Requires enrollment in Home Financial Services.

Highlights
  • 24/7 account access
  • Balance inquiries
  • View transaction details
  • Transfer funds
  • Secure mobile banking
Features
Read full description

Access your accounts at your convenience right in the palm of your hand. We offer fast, secure, and free access to your PSE accounts 24/7. You can perform balance inquiries, view transaction details, and transfer funds while on the go! You must be enrolled in Home Financial Services to use this app. To enroll, just visit www.psecreditunion.org or visit or call any of our locations for assistance. Messaging and data rates may apply depending on your wireless plan. This institution is not federally insured. MEMBERS ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.

About

PSECU Mobile

Manage your finances with a digital-first credit union app. Easily move money, control your cards, and access free financial tools like credit score monitoring and bill pay. Enjoy banking focused on your needs.

Highlights
  • Instant money transfers between accounts
  • External account transfers
  • Send money with Zelle®
  • Mobile check deposit
  • Card locking and replacement
  • Travel plan notifications
  • Free credit score monitoring
Features
Read full description

As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.

Screenshots

PSE mBANKING4 screens
PSECU Mobile4 screens

Verdict

The call

The clearest difference is ads: PSECU Mobile at none against PSE mBANKING's shown. PSECU Mobile also leads on monetization model (free vs free with in-app purchases) and update cadence (every 3 weeks vs every 3 months). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for PSE mBANKING against 4.8 for PSECU Mobile. That said, the two scores are not equally well evidenced: PSECU Mobile has 32K ratings behind it against 616, so its average is the more settled of the two. Written reviews are what separate them: 44% of PSE mBANKING's written reviews are positive against 61% of PSECU Mobile's.

UpkeepUpdate frequency

PSE mBANKING ships an update every 3 months, PSECU Mobile every 3 weeks. The most recent releases landed on October 14, 2026 and October 17, 2026 respectively.

Scorecard5 real differences · 5 level
PSE mBANKING versus PSECU Mobile: the parameters behind the verdict, then further details
ParameterPSE mBANKINGPSECU Mobile
PriceFreeFree
Rating4.7 (616 ratings)4.8 (32K ratings) — better
Positive reviews43.8% of reviews60.8% of reviews — better
Number of ratings61632K — better
Update frequencyEvery 3 monthsEvery 3 weeks — better
AdsYesNo — better
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.015.0
Further details — not scored
Size99 MB196 MB
Age rating4+4+
DeveloperPSE CREDIT UNION, INC.Pennsylvania State Employees Credit Union

Customer experience

PSE mBANKING

All ratings537 ratings
Positive93.1%
Neutral3.2%
Negative3.7%
Written reviews16 reviews
Positive43.8%
Neutral6.3%
Negative50.0%

PSECU Mobile

All ratings32,280 ratings
Positive96.9%
Neutral1.1%
Negative2.0%
Written reviews176 reviews
Positive60.8%
Neutral6.8%
Negative32.4%

User reviews

PSE mBANKING

From 616 App Store ratings

What we love

  • 👍 Mobile banking is convenient
  • 👍 Alerts and notifications reduce stress
  • 👍 App is good again after update
  • 👍 Online banking is loved (except remote deposit)

Room to improve

  • 🐛 App crashes frequently
  • 🐛 App does not open
  • 🐛 Remote deposit issues
  • 🐛 Locked out due to false update notification
  • 🐛 White screen before crashing

PSECU Mobile

From 32K App Store ratings

What we love

  • 🚀 Fast and responsive
  • 🔒 Robust security features
  • 👍 Intuitive and user-friendly
  • 💡 Useful account insights
  • 🚀 Improved app performance after reinstall

Room to improve

  • 🐛 Slow load times and unresponsive navigation
  • 🐛 Frequent crashes and login issues
  • 🐛 Compatibility problems with newer devices
  • 🐛 Inconsistent handling of pending transactions
  • 🐛 Buggy mobile deposit feature

Bugs and requests

PSE mBANKING

Reported bugs

8 issues
  • App crashes on iOS 16
  • App crashes on iPhone 14 Pro Max
  • App crashes on iPad after 15.7 update
  • Remote deposit not entering account as expected
  • App states update available when none exists
Show 3 more
  • App crashes every time it's used
  • App stops working and won't open
  • White screen before crashing

Requested features

1 request
  • Update app for iOS 16 compatibility

PSECU Mobile

Reported bugs

3 issues
  • Login screen freezes and account lockouts
  • Inability to complete mobile check deposits
  • Inconsistent app performance across devices

Requested features

4 requests
  • Ability to quickly switch between accounts
  • Detailed transaction history and balance information
  • Dark mode option for better visibility
  • Improved widget functionality

In-app purchases

None

PSE mBANKING

No in-app purchases

None

PSECU Mobile

No in-app purchases

Questions

Is PSE mBANKING free?
PSE mBANKING is free to download, with no in-app purchases.
Is PSECU Mobile free?
PSECU Mobile is free to download, with no in-app purchases.
Which has better reviews, PSE mBANKING or PSECU Mobile?
PSECU Mobile is rated higher. PSE mBANKING averages 4.7 out of 5 from 616 ratings, while PSECU Mobile averages 4.8 from 32K ratings.
Do PSE mBANKING or PSECU Mobile have ads?
PSE mBANKING shows ads; PSECU Mobile does not.
Which is updated more often, PSE mBANKING or PSECU Mobile?
PSE mBANKING ships an update every 3 months, and PSECU Mobile every 3 weeks. Most recently, PSE mBANKING was updated on October 14, 2026 and PSECU Mobile on October 17, 2026.

Other comparisons