PSE mBANKING vs Budgetree
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PSE mBANKING
Manage your credit union accounts conveniently from your mobile device. Perform balance inquiries, view transaction history, and transfer funds securely 24/7. Requires enrollment in Home Financial Services.
- 24/7 account access
- Balance inquiries
- View transaction details
- Transfer funds
- Secure mobile banking
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Access your accounts at your convenience right in the palm of your hand. We offer fast, secure, and free access to your PSE accounts 24/7. You can perform balance inquiries, view transaction details, and transfer funds while on the go! You must be enrolled in Home Financial Services to use this app. To enroll, just visit www.psecreditunion.org or visit or call any of our locations for assistance. Messaging and data rates may apply depending on your wireless plan. This institution is not federally insured. MEMBERS ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.
Budgetree
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Budgetree — simple, clean, no-nonsense expense tracking. 【Log in 3 seconds】 Type it, say it, or scan a receipt — amount and category are recognized for you. 【Switch without re-typing】 Import official bank, WeChat or Alipay CSV, zip or xlsx statements and bring your history with you. CSV export is free. 【See where your money goes】 Spending breakdown, income vs. expense trends and category rankings by month, quarter or year, plus an AI review with one-line advice. 【Stay on budget】 Total and per-category budgets with gentle alerts at 80% and over-budget. 【Track together】 Invite members to share one ledger for couples, families or roommates. Turn on "everyone must confirm" so each entry counts only after all members approve. 【Recurring entries, automatic】 Salary, rent, utilities and subscriptions are logged on schedule — daily, weekly, monthly or yearly. 【Your data stays yours】 Local-first storage, one-tap local backup, CSV export, and optional cloud sync across devices. 【Clean by design】 No ads, no marketing push notifications. App lock and privacy blur keep your ledger private. All built-in categories, voice entry, receipt scanning, reports, budgets, recurring entries, import/export and backups are free. Membership unlocks multiple ledgers, shared ledgers, cloud sync and custom categories. New users can try Pro free for 7 days, with no automatic charge.
Screenshots
Verdict
The clearest difference is in-app purchases: PSE mBANKING at none against Budgetree's 4. PSE mBANKING also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). Budgetree's advantage is ads (none vs shown) and update cadence (every 9 days vs every 3 months). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Budgetree sells 4 one-off in-app purchases. PSE mBANKING asks for nothing beyond the download.
PSE mBANKING ships an update every 3 months, Budgetree every 9 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.
| Parameter | PSE mBANKING | Budgetree |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (649 ratings) — better | — |
| Positive reviews | 43.8% of reviews | — |
| Number of ratings | 649 — better | — |
| Update frequency | Every 3 months | Every 9 days — better |
| Ads | Yes | No — better |
| In-app purchases | No — better | Yes |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 99 MB | 4 MB |
| Age rating | 4+ | 4+ |
| Developer | PSE CREDIT UNION, INC. | 李耀 张 |
Bugs and requests
PSE mBANKING
Reported bugs
8 issues- App crashes on iOS 16
- App crashes on iPhone 14 Pro Max
- App crashes on iPad after 15.7 update
- Remote deposit not entering account as expected
- App states update available when none exists
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- App crashes every time it's used
- App stops working and won't open
- White screen before crashing
Requested features
1 request- Update app for iOS 16 compatibility
Budgetree
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PSE mBANKING
No in-app purchases
Budgetree
- 月度会员$1.99
- 季度会员$3.99
- 买断版$4.99
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- 年度会员$9.99
Questions
Is PSE mBANKING free?
Is Budgetree free?
Do PSE mBANKING or Budgetree have ads?
Which is updated more often, PSE mBANKING or Budgetree?
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