Comparison

WIB Mobile Banking St Maarten vs Sentoo.me

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

WIB Mobile Banking St Maarten

Manage your personal and business finances with 24/7 access to account balances, transactions, and transfers. Make local and international payments, top up your mobile, and access bank services like ATM locations and secure mail.

Highlights
  • Real-time account balances and transactions
  • Local and international payments
  • Credit card balance increase and mobile top-up
  • ATM and branch locator
  • Balance and transaction alerts
  • Secure mail and audit trail
  • Quick login with Face ID/Touch ID/PIN
Features
Read full description

WIB Mobile Banking brings the bank to the palm of your hand. Have real-time, 24/7 easy access to your personal and business accounts, from an Internet-enabled smartphone or tablet. Mobile Banking Features Get real-time account balances and transaction details on current and savings accounts. Stay up to date with all your credit cards, loans, time deposits and other accounts. View, print or share your current, savings and credit card account statements. Make real-time transfers between your own accounts, day and night. Make payments – locally or internationally - to any beneficiary and immediately see the payment in your transactions overview after execution. View, download and/or email a PDF cyber receipt of executed and scheduled payments. Create your own beneficiaries and templates with the option to pre-authorize the templates for easy and quick payment. On the go? Increase your available credit card balance and top-up your mobile phone in real-time. View the audit trail of all activity on your online and mobile banking account, see current exchange rates and secure mail from the bank. Use our app’s ATM Locator to find a service point nearest to you. All MCB Group ATMs & branches on the ABC and SSS islands are listed. View opening hours, offered currencies and denominations and use your phone for directions. Create balance and transaction alerts and have them delivered to your secure mail inbox, email address or receive them as a push notification. Add widgets to see your account balances and upcoming payments without the need of logging in to the Mobile Banking app, or create a Quick Access Template for easy access to frequently used payments. Access Start using our Mobile Banking app immediately – all you need is your Online Banking username and password. Your e-Code (soft token) will be activated during first login. Not using Quick Login yet? During login choose your favorite Quick Login method and create your 5-digit PIN. After this logging into the app is easy peasy with just a Face ID, Touch ID or self-chosen 5-digit PIN. Use one of your registered devices to setup a second device. No need to visit a branch anymore. Your new e-Code (soft token) is activated remotely from any location. Use the mobile friendly Self-Service Portal to reset your password, report your e-Pass lost or stolen, activate and manage your e-Code (soft token) and more. Private and Secure Banking via the Mobile Banking App is just as safe as via Online Banking in your browser. Your accounts are always safe with the app’s secured connection and multi factor authentication. Your personal information remains private and is always protected. View and manage your registered devices directly from the app. Lost your phone? Login to another registered device – you can register up to three of your devices – and simply remove the lost phone from the list. Language The Mobile Banking app and alerts language can be set to English and Dutch. Use Mobile Banking in the language of your choice.

About

Sentoo.me

Easily request money from friends and family directly to your bank account. Simply create a payment request and share it via your favorite messaging apps. Receive funds instantly and securely without needing to exchange bank details.

Highlights
  • Create payment requests
  • Share requests via messaging apps
  • Receive money directly to bank account
  • Secure online banking integration
  • QR code payment requests
  • Supports multiple banks in the Caribbean
Features
Read full description

Sentoo.me helps you to get your money back quickly. Directly from bank account to yours. Simply link your bank account, create your Sentoo.me payment request and share with one click to your friends, family, or anyone else. Instantly and securely receive your money fast and free. When to use Sentoo.me? Did you pay for drinks for friends? Lunch that one time? Festival tickets last month? No matter the situation, it’s payback time! Requesting your money back has never been so easy. How to get started To use Sentoo.me, all you have to do is link your phone number and bank account. Activation takes less than 3 minutes and you’ll be guided through the process. Easy payment requests Create and send your Sentoo.me payment request via WhatsApp, Messenger, SMS, or email. The choice is yours. Whoever needs to pay you back receives a link. They can pay without the Sentoo.me app. Exchanging bank information is no longer necessary. The link redirects to their secure online banking app. All they need to do is simply approve and pay! The money is directly settled in your bank account. Request and receive with QR codes Want to get your money back fast, but don’t have the recipient’s phone number? Create a QR code for your payment request and let the recipient scan the code. It’s way quicker! Pay by Bank Sentoo.me is available for Aruba Bank and CMB in Aruba, Orco Bank and MCB in Curaçao, Bonaire, Saba, and St. Eustatius, and Orco Bank and WIB in St. Maarten. More banks coming soon. Secure payments Bank level security applies. Your information is only used for payment requests, and not for commercial purposes.

Screenshots

WIB Mobile Banking St Maarten4 screens
Sentoo.me4 screens

Verdict

The call

The clearest difference is rating: Sentoo.me at 4.2 against WIB Mobile Banking St Maarten's 3.4. Sentoo.me also leads on review sentiment (67% vs 43%) and update cadence (every 2 months vs every 5 months). WIB Mobile Banking St Maarten's advantage is ratings volume (39 vs 9). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sentoo.me holds the better App Store score, 4.2 against 3.4. Both are backed by a comparable volume of ratings — 39 and 9 respectively. Written reviews point the same way: 43% of WIB Mobile Banking St Maarten's written reviews are positive against 67% of Sentoo.me's.

UpkeepUpdate frequency

WIB Mobile Banking St Maarten ships an update every 5 months, Sentoo.me every 2 months. The most recent releases landed on June 20, 2026 and August 10, 2026 respectively.

Scorecard4 real differences · 6 level
WIB Mobile Banking St Maarten versus Sentoo.me: the parameters behind the verdict, then further details
ParameterWIB Mobile Banking St MaartenSentoo.me
PriceFreeFree
Rating3.4 (39 ratings)4.2 (9 ratings) — better
Positive reviews42.9% of reviews66.7% of reviews — better
Number of ratings39 — better9
Update frequencyEvery 5 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad — betteriPhone
Requires iOS17.0 — better17.6
Further details — not scored
Size50 MB29 MB
Age rating4+4+
DeveloperThe Windward Islands Bank Ltd.Sentoo B.V.

Customer experience

WIB Mobile Banking St Maarten

All ratings38 ratings
Positive55.3%
Neutral10.5%
Negative34.2%
Written reviews7 reviews
Positive42.9%
Neutral14.3%
Negative42.9%

Sentoo.me

All ratings9 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews3 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

WIB Mobile Banking St Maarten

No in-app purchases

None

Sentoo.me

No in-app purchases

Questions

Is WIB Mobile Banking St Maarten free?
WIB Mobile Banking St Maarten is free to download, with no in-app purchases.
Is Sentoo.me free?
Sentoo.me is free to download, with no in-app purchases.
Which has better reviews, WIB Mobile Banking St Maarten or Sentoo.me?
Sentoo.me is rated higher. WIB Mobile Banking St Maarten averages 3.4 out of 5 from 39 ratings, while Sentoo.me averages 4.2 from 9 ratings.
Do WIB Mobile Banking St Maarten or Sentoo.me have ads?
Neither WIB Mobile Banking St Maarten nor Sentoo.me shows ads.
Which is updated more often, WIB Mobile Banking St Maarten or Sentoo.me?
WIB Mobile Banking St Maarten ships an update every 5 months, and Sentoo.me every 2 months. Most recently, WIB Mobile Banking St Maarten was updated on June 20, 2026 and Sentoo.me on August 10, 2026.

Other comparisons