Comparison

HSBC UK Mobile Banking vs Mitek

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HSBC UK Mobile Banking

Manage your everyday banking needs on the go with secure and quick access. Make payments, deposit cheques, view statements, and control your cards. Gain insights into your spending and plan your finances effectively.

Highlights
  • Quick and secure login with biometrics
  • Make payments and check balances
  • Deposit cheques up to £2,000 daily
  • Manage standing orders and Direct Debits
  • Freeze or replace cards
  • View spending insights
  • Plan finances with Balance After Bills
Features
Read full description

The HSBC UK Mobile Banking app has been created to help our UK customers with their everyday banking on the go. Download it today and you can: • Log on quickly and securely with Face ID or Touch ID • Make payments and check your balances on the go • Pay in one or more cheques up to a limit of £2,000 per day • View or cancel standing orders and Direct Debits • Freeze, report lost and order a replacement card • View your debit or credit card PIN • Stay in control with our Spending insights • View and manage bills easily with Balance Forecast. How to log on to Mobile Banking • If you’re registered for HSBC Online Banking, you can use your existing details • If you’re not yet registered, simply download the app, then select ‘Register now’. Access all your essential banking services on the go. Download the HSBC UK Mobile Banking app today. Want to know more? Log on quickly and securely Face ID and Touch ID mean you can use your face or fingerprint to quickly log on to the HSBC UK Mobile Banking app, without having to enter a password. Once you’re logged on, your Mobile Banking PIN adds another layer of protection against fraud. To authorise new transactions, use your Mobile Banking PIN or biometrics on supported devices. Send money The HSBC UK Mobile Banking app lets you send money to family or friends using their account details. Pay bills with pre-populated bank details for hundreds of major businesses. And instantly transfer money between your personal accounts. Mobile statements With the HSBC UK Mobile Banking app, you can securely access your current account, savings and credit card statements. Mobile cheque deposits The HSBC UK Mobile Banking app lets you pay in cheques without going to a branch by selecting the account, entering the value then scanning the front and back of the cheque. Please keep any cheques until they show in your account. You can pay in one or more cheques up to a limit of £2,000 per day. Cheques deposited before 10pm on a working day will be available by 11:59pm the next working day. Freeze your card Ever lost your card, only for it to turn up the moment you cancelled it? With the HSBC UK Mobile Banking app, you can place a temporary block on your card with just a few taps. It will stay blocked until you unblock it, or it can be reported as lost or stolen. Balance After Bills Balance After Bills helps you plan your finances from one payday to the next. It shows you how much you could have left for the month ahead, once scheduled bills like standing orders, Direct Debits, credit cards, loans and mortgages are taken into account. Chat with us Need help or assistance? Select the ‘Start chat’ window on the home screen or tap 'Chat with us' in the ‘Library’. If you have push notifications enabled for the HSBC Mobile Banking app, we’ll send you an alert when we reply. Gambling restriction You can choose to restrict transactions made to gambling businesses, such as casinos and online betting companies, and recurring transactions such as The Postcode Lottery. The block only applies to individual cards held in your name. This App is designed for use in the United Kingdom. The products and services described in this App are intended for UK customers. This App is provided by HSBC UK Bank Plc ('HSBC UK') for the use of existing customers of HSBC UK. Please do not download this App if you are not an existing customer of HSBC UK. HSBC UK is authorised and regulated in the United Kingdom by the Financial Conduct Authority. If you are outside the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region where you are located or resident in. This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.

About

Mitek

Securely verify your identity by linking your face to government-issued IDs. Your verified details are stored on your device for future use, with full control over who sees your information.

Highlights
  • Facial recognition for identity verification
  • Link to government-issued IDs
  • Secure on-device data storage
  • User control over data sharing
  • Privacy-focused design
Read full description

The Mitek app allows you to verify your identity and prove who you are through linking your face to your government-issued photographic identity documents, like a passport or driving license. Your identity details are then stored safely and securely on your device so that you can re-use them again in the future. The app is designed with full privacy in mind to ensure that you have absolute control over who you share your personal information with and we will always ask permission for your consent to share only the specific aspects of your identity that are being requested.

Screenshots

HSBC UK Mobile Banking4 screens
Mitek4 screens

Verdict

The call

The clearest difference is review sentiment: HSBC UK Mobile Banking at 67% against Mitek's 0%. HSBC UK Mobile Banking also leads on rating (4.8 vs 1.0) and ratings volume (22K vs 34). Mitek's advantage is iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

HSBC UK Mobile Banking holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: HSBC UK Mobile Banking has 22K ratings behind it against 34, so its average is the more settled of the two. Written reviews point the same way: 67% of HSBC UK Mobile Banking's written reviews are positive against 0% of Mitek's.

UpkeepUpdate frequency

HSBC UK Mobile Banking ships an update fortnightly, Mitek every 2 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

Scorecard5 real differences · 5 level
HSBC UK Mobile Banking versus Mitek: the parameters behind the verdict, then further details
ParameterHSBC UK Mobile BankingMitek
PriceFreeFree
Rating4.8 (22K ratings) — better1.0 (34 ratings)
Positive reviews66.6% of reviews — better0.0% of reviews
Number of ratings22K — better34
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size740 MB32 MB
Age rating4+4+
DeveloperHSBC Global Services (UK) LimitedHooyu

Customer experience

HSBC UK Mobile Banking

All ratings21,982 ratings
Positive96.3%
Neutral1.5%
Negative2.2%
Written reviews2,809 reviews
Positive66.6%
Neutral5.4%
Negative27.9%

Mitek

All ratings20 ratings
Positive0.0%
Neutral0.0%
Negative100.0%
Written reviews13 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

HSBC UK Mobile Banking

Reported bugs

4 issues
  • Login process not working consistently
  • Cheque deposit feature not functioning properly
  • Notifications not clearing even after reading messages
  • Compatibility issues with newer iOS versions

Requested features

4 requests
  • Dark mode option
  • Ability to update personal details within the app
  • Improved transaction details and categorization
  • Seamless integration with other HSBC accounts and services

Mitek

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

HSBC UK Mobile Banking

No in-app purchases

None

Mitek

No in-app purchases

Questions

Is HSBC UK Mobile Banking free?
HSBC UK Mobile Banking is free to download, with no in-app purchases.
Is Mitek free?
Mitek is free to download, with no in-app purchases.
Which has better reviews, HSBC UK Mobile Banking or Mitek?
HSBC UK Mobile Banking is rated higher. HSBC UK Mobile Banking averages 4.8 out of 5 from 22K ratings, while Mitek averages 1.0 from 34 ratings.
Do HSBC UK Mobile Banking or Mitek have ads?
Neither HSBC UK Mobile Banking nor Mitek shows ads.
Which is updated more often, HSBC UK Mobile Banking or Mitek?
HSBC UK Mobile Banking ships an update fortnightly, and Mitek every 2 months. Most recently, HSBC UK Mobile Banking was updated on October 30, 2026 and Mitek on October 24, 2026.

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