Comparison

ALAT vs EazybyZenith

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ALAT

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Highlights
  • Digital banking services
  • Bill payments and scheduling
  • Local and international money transfers
  • Personal and group savings
  • Access to loans and insurance
  • Card management and security
  • Travel bookings and deals
Features
Read full description

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

About

EazybyZenith

Manage your finances effortlessly with this mobile banking solution. It offers secure transactions, bill payments, money transfers, and airtime top-ups. Customize your digital wallet and enjoy a personalized banking experience.

Highlights
  • Effortless account setup
  • Comprehensive mobile banking suite
  • Personalized wallet tiers
  • Quick money transfers
  • Effortless bill payments
  • Instant airtime top-up
  • Advanced security features
Features
Read full description

Welcome to eaZy by Zenith, your premier digital wallet and mobile banking solution designed to make your financial management effortless and effective. With eaZy by Zenith, enjoy a blend of secure, reliable services tailored to fit your lifestyle. The app ensures you have everything you need for comprehensive mobile banking directly on your iOS device. Key Features of eaZy by Zenith: - Effortless Account Setup Start your journey with eaZy by Zenith easily. Download the app, register using your phone number, verify your identity with BVN or NIN, and access your account instantly. This streamlined setup gets you started with your digital wallet in moments. - Comprehensive Mobile Banking Suite Access a full spectrum of mobile banking services directly on your iPhone. From checking balances to bill payments, eaZy by Zenith puts all your financial needs at your fingertips. - Personalized Wallet Tiers Customize your digital wallet to match your transaction needs. Choose from various wallet tiers and upgrade effortlessly to access more advanced features as your financial requirements grow. eaZy by Zenith ensures your mobile banking experience is always personalized. - Quick Money Transfers Transfer funds swiftly to other eaZy by Zenith users or any bank account in Nigeria. EaZy By Zenith guarantees quick processing, maintaining the efficiency you expect from a top-tier digital wallet. - Effortless Bill Payments Manage all your bill payments from one place. eaZy by Zenith ensures transactions are completed quickly and securely, allowing you to handle all your financial obligations without hassle. Enjoy timely bill payments with this reliable digital wallet app. - Instant Airtime Top-Up Never run out of airtime with quick and easy recharge options, available anytime, anywhere. eaZy by Zenith makes sure your communication lines are always open with instant airtime recharge. - Optimized User Experience Enjoy a clean, intuitive interface designed for seamless navigation on iOS devices. Every interaction with eaZy by Zenith is smooth and responsive, enhancing your overall mobile banking experience. - Dedicated Customer Support Access reliable support whenever you need it. Our team is ready to assist with inquiries or technical issues, ensuring that your experience with eaZy by Zenith is consistently positive and supportive. - Secure Wallet Funding Link your Zenith Bank account or transfer funds from other banks with ease, ensuring that your digital wallet is always well-funded and transaction-ready. - Advanced Security Features Protect your financial information with state-of-the-art security technologies, ensuring secure transactions every time. Trust eaZy by Zenith for all your secure and reliable transactions. Join the community of savvy users who rely on eaZy by Zenith for their mobile banking needs. Download now and transform your financial management with just a tap. Experience banking redefined for iOS, where security, speed, and simplicity are at the forefront.

Screenshots

ALAT4 screens
EazybyZenith4 screens

Verdict

The call

The clearest difference is rating: ALAT at 3.5 against EazybyZenith's 2.8. ALAT also leads on update cadence (every 6 weeks vs every 10 months) and review sentiment (28% vs 0%). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ALAT holds the better App Store score, 3.5 against 2.8. That said, the two scores are not equally well evidenced: ALAT has 2.4K ratings behind it against 13, so its average is the more settled of the two. Written reviews point the same way: 28% of ALAT's written reviews are positive against 0% of EazybyZenith's.

UpkeepUpdate frequency

ALAT ships an update every 6 weeks, EazybyZenith every 10 months. The most recent releases landed on October 15, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
ALAT versus EazybyZenith: the parameters behind the verdict, then further details
ParameterALATEazybyZenith
PriceFreeFree
Rating3.5 (2.4K ratings) — better2.8 (13 ratings)
Positive reviews27.7% of reviews — better0.0% of reviews
Number of ratings2.4K — better13
Update frequencyEvery 6 weeks — betterEvery 10 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better14.0
Further details — not scored
Size233 MB68 MB
Age rating4+4+
DeveloperWema Bank PlcZenith Bank PLC

Customer experience

ALAT

All ratings2,364 ratings
Positive58.0%
Neutral10.1%
Negative31.9%
Written reviews260 reviews
Positive27.7%
Neutral7.7%
Negative64.6%

EazybyZenith

All ratings13 ratings
Positive46.2%
Neutral0.0%
Negative53.8%
Written reviews4 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Bugs and requests

ALAT

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to create transaction PIN
  • Debit card activation problems
  • Funds not reflecting in account

Requested features

4 requests
  • Facial recognition login
  • Improved transaction history
  • Ability to hide account balance
  • Seamless integration with other bank accounts

EazybyZenith

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ALAT

No in-app purchases

None

EazybyZenith

No in-app purchases

Questions

Is ALAT free?
ALAT is free to download, with no in-app purchases.
Is EazybyZenith free?
EazybyZenith is free to download, with no in-app purchases.
Which has better reviews, ALAT or EazybyZenith?
ALAT is rated higher. ALAT averages 3.5 out of 5 from 2.4K ratings, while EazybyZenith averages 2.8 from 13 ratings.
Do ALAT or EazybyZenith have ads?
Neither ALAT nor EazybyZenith shows ads.
Which is updated more often, ALAT or EazybyZenith?
ALAT ships an update every 6 weeks, and EazybyZenith every 10 months. Most recently, ALAT was updated on October 15, 2026 and EazybyZenith on October 8, 2026.

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