Comparison

ALAT vs Flurrypay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ALAT

This digital banking app offers a comprehensive suite of financial services, including bill payments, money transfers, savings options, and access to loans and insurance. It provides secure login, transaction tracking, and card management features for a seamless banking experience.

Highlights
  • Digital banking services
  • Bill payments and scheduling
  • Local and international money transfers
  • Personal and group savings
  • Access to loans and insurance
  • Card management and security
  • Travel bookings and deals
Features
Read full description

Welcome to ALAT, Africa’s first fully digital bank and home to millions of Nigerians who trust ALAT for swift, seamless, reliable, convenient and secure banking tailored to their daily needs, designed for their financial success and fortified to ensure financial security. Here what can do on ALAT: - Enjoy Travel Bookings, Deals, Discounts & Rewards, affordable Insurance plans, low-interest loans, personal and group savings options, affordable healthcare & more. - Effortlessly log in using Touch ID, Face ID, or unique password. - Take control of your finances by scheduling bills and monitoring pending payments, checking balances, tracking your expenses, gaining insight into your spending habits and more! - Set up Direct Debits and Standing Orders without stress. - Seamlessly transfer money and make payments locally & internationally. - Receive money both in Naira and foreign currency from any part of the world. - Stay informed and up to date on all account activity with instant notifications. - Set up your PIN or reset PIN whenever needed. - Request a new card, report lost or stolen cards, freeze cards, and order replacements with ease. - Quickly locate and review transactions and account statements. - Keep your contact details updated without stress; and more! OUR JOURNEY Since its release in 2017, ALAT has expanded its range of solutions to cater to the evolving needs of every user, empowering you with an encompassing banking experience that extends across diverse aspects of need. EXPLORE: 1. Deals & Discounts from your favourite top brands; enjoy much more for less! 2. Seamless creation and management of multiple accounts including your ALAT Account, Domiciliary Account, Royal Kiddies Account (for children ages 0-12), ALAT Xplore (Teens 13-17), Current Account & Domiciliary Account(s). 3. Easy low-interest loans tailored to your needs. Terms & conditions apply. 4. Flexible electricity, cable & other bill payments and never miss a due date! 5. Personal and Group Savings on ALAT Goals. Saving alone or with others has never been easier! 6. Virtual & physical debit, credit, utility & other cards with convenience and security, online or in-store. 7. Local & international flights via “Travels”, and affordable insurance plans via “Insurance”! 8. Customised Customer Support. Protection The security of your funds and data are top priority so we use the high-level encryption to protect your personal and financial information. Here are some extra layers of security we apply: 1. Insuring your money Every Deposit made on ALAT is insured by the Nigeria Deposit Insurance Corporation (NDIC). 2. Transaction Screening We use our proprietary systems and international databases to detect and prevent sanction violations, money laundering and fraud in transactions. 3. Security Certifications WEMABANK is certified by PCIDSS to ensure the security of users' card-related transactions against data theft and fraud. We have also received formal recognition from the National Information Technology Development Agency (NITDA) for our compliance with the Nigeria Data Protection Regulation (NDPR) data protection and privacy laws. 4. Fraud Protection In addition to our automated systems, ALAT’s Compliance, Transaction Monitoring, Issue Resolution, and Fraud Prevention Teams, work full-time to intercept suspicious transactions, freeze suspected fraudsters’ accounts, carry out further investigations and follow up with reports. CONTACT US! We are always excited to hear from you. For feedback, questions, or concerns, reach us via: 1. Helpline: 07000PURPLE (07000787753) 2. Email: purpleconnect@wemabank.com 3. Website: https://wemabank.com/ To stay informed and never miss an update, follow us on Facebook, Twitter & Instagram: @wemabank & @alat_ng; TikTok: @wemabank

About

Flurrypay

Manage your money effortlessly with this app. It simplifies buying crypto, paying bills, topping up airtime, and sending money. Enjoy fast, secure transactions and smart wallets for all your accounts.

Highlights
  • Buy, sell, and manage digital currencies
  • Pay bills and top up airtime/data
  • Send money to loved ones
  • Real-time transaction notifications
  • Bank-level encryption for security
  • Multi-wallet support
Features
Read full description

Flurrypay makes money management effortless, secure, and stress-free. Whether you’re buying crypto, paying bills, topping up airtime or data, or sending money to loved ones, Flurrypay brings it all together in one simple app. Why Flurrypay? Fast & Instant: Real-time notifications for all your transactions. Secure: Bank-level encryption keeps your money safe. Smart Wallets: Multi-wallet support for all your accounts. Convenient Transfers: Seamless bank transfers anytime, anywhere. Crypto Made Easy: Buy, sell, and manage digital currencies in a few taps. With Flurrypay, you have full control over your finances. Simplify payments, save time, and enjoy financial freedom.

Screenshots

ALAT4 screens
Flurrypay4 screens

Verdict

The call

The clearest difference is rating: Flurrypay at 5.0 against ALAT's 3.5. Flurrypay also leads on update cadence (every 8 days vs every 6 weeks). ALAT's advantage is ratings volume (2.4K vs 1) and iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Flurrypay holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: ALAT has 2.4K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

ALAT ships an update every 6 weeks, Flurrypay every 8 days. The most recent releases landed on October 17, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
ALAT versus Flurrypay: the parameters behind the verdict, then further details
ParameterALATFlurrypay
PriceFreeFree
Rating3.5 (2.4K ratings)5.0 (1 ratings) — better
Positive reviews27.7% of reviews—
Number of ratings2.4K — better1
Update frequencyEvery 6 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.0 — better15.1
Further details — not scored
Size233 MB44 MB
Age rating4+17+
DeveloperWema Bank PlcFlurrynetwork Limited

Customer experience

ALAT

All ratings2,364 ratings
Positive58.0%
Neutral10.1%
Negative31.9%
Written reviews260 reviews
Positive27.7%
Neutral7.7%
Negative64.6%

Flurrypay

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ALAT

Reported bugs

4 issues
  • Login issues after app updates
  • Inability to create transaction PIN
  • Debit card activation problems
  • Funds not reflecting in account

Requested features

4 requests
  • Facial recognition login
  • Improved transaction history
  • Ability to hide account balance
  • Seamless integration with other bank accounts

Flurrypay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ALAT

No in-app purchases

None

Flurrypay

No in-app purchases

Questions

Is ALAT free?
ALAT is free to download, with no in-app purchases.
Is Flurrypay free?
Flurrypay is free to download, with no in-app purchases.
Which has better reviews, ALAT or Flurrypay?
Flurrypay is rated higher. ALAT averages 3.5 out of 5 from 2.4K ratings, while Flurrypay averages 5.0 from 1 ratings.
Do ALAT or Flurrypay have ads?
Neither ALAT nor Flurrypay shows ads.
Which is updated more often, ALAT or Flurrypay?
ALAT ships an update every 6 weeks, and Flurrypay every 8 days. Most recently, ALAT was updated on October 17, 2026 and Flurrypay on October 8, 2026.

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