Circlys | سيركليز vs STC Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Circlys | سيركليز
This app digitizes traditional savings and credit committee systems, offering a secure and hassle-free way to manage your finances. It provides guaranteed savings plans with no intermediaries and allows customization of savings circles.
- Digital savings and credit committees
- Guaranteed savings plans
- No intermediaries
- Customizable savings circles
- Secure financial management
- Hassle-free transactions
Read full descriptionHide full description
Circlys is an app that fully transforms traditional savings and credit committee systems. Forget the old management of monthly committees and issues related to peer-to-peer transactions. We’ve created a digitally innovative app that ensures your financial journey is hassle-free, secure, and tailored to your needs. With Circlys, your money is guaranteed—no intermediaries—and we offer savings plans of up to 5,000 Saudi Riyals monthly. Enjoy the freedom to choose a savings circle that fits your needs, whether setting the duration or withdrawal method. Experience a modern, integrated system for financial committees (savings and credit circles) and take control of your financial future with Circlys.
STC Bank
Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.
- Manage multiple accounts
- Local & international transfers
- Card management (mada & Visa)
- Bill payment
- Financing options
- Saving accounts
Read full descriptionHide full description
STC Bank app provides all products and digital services that enable you to manage your finances securely and easily with a click! including: Increasing the daily & monthly limits, mada & Visa cards, multiple accounts, local & international transfers, contact transfers & Qattah, Financing, Saving accounts, bill payment, and many more. Go beyond with STC Bank!
Screenshots
Verdict
The clearest difference is update cadence: STC Bank at every 5 days against Circlys | سيركليز's monthly. STC Bank also leads on ratings volume (45K vs 5.9K). Circlys | سيركليز's advantage is review sentiment (49% vs 38%). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for Circlys | سيركليز against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 5.9K, so its average is the more settled of the two. Written reviews are what separate them: 49% of Circlys | سيركليز's written reviews are positive against 38% of STC Bank's.
Circlys | سيركليز ships an update monthly, STC Bank every 5 days. The most recent releases landed on October 29, 2026 and October 31, 2026 respectively.
| Parameter | Circlys | سيركليز | STC Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (5.9K ratings) — better | 4.7 (45K ratings) |
| Positive reviews | 49.5% of reviews — better | 38.4% of reviews |
| Number of ratings | 5.9K | 45K — better |
| Update frequency | Monthly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 15.0 |
| Further details — not scored | ||
| Size | 88 MB | 461 MB |
| Age rating | 4+ | 12+ |
| Developer | Saving circles | STCPay |
Customer experience
Circlys | سيركليز
STC Bank
User reviews
Circlys | سيركليز
From 5.9K App Store ratingsWhat we love
- 👍 Reliable and trustworthy service
- 🚀 Efficient and timely payouts
- 💡 Convenient way to save and earn
- 🔒 Secure and regulated platform
Room to improve
- 💰 Excessively high fees and charges
- 🕰️ Delayed responses from customer service
- 🤔 Lack of transparency in policies and procedures
- 🚫 Inconsistent service and unreliable performance
STC Bank
From 45K App Store ratingsWhat we love
- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app
Room to improve
- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption
Bugs and requests
Circlys | سيركليز
Reported bugs
2 issues- App crashes and freezes on certain devices
- Compatibility issues with newer OS versions
Requested features
4 requests- Add more payment options (e.g., Visa)
- Improve communication and responsiveness
- Provide more detailed information on fees and charges
- Enhance user-friendly interface and navigation
STC Bank
Reported bugs
4 issues- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior
Requested features
4 requests- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia
In-app purchases
Circlys | سيركليز
No in-app purchases
STC Bank
No in-app purchases
Questions
Is Circlys | سيركليز free?
Is STC Bank free?
Which has better reviews, Circlys | سيركليز or STC Bank?
Do Circlys | سيركليز or STC Bank have ads?
Which is updated more often, Circlys | سيركليز or STC Bank?
Other comparisons
