Comparison

YouTrip vs X

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YouTrip

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

Highlights
  • Multi-currency mobile wallet
  • Mastercard for global spending
  • Best exchange rates
  • Zero foreign transaction fees
  • Fee-less ATM withdrawals
  • Instant transaction notifications
  • Card lock and security features
Features
Read full description

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).

About

X

Features
Read full description

We provide currency exchange services to customers and interested parties who always know the updated exchange rate. Our app will update every day for you.

Screenshots

YouTrip4 screens
X4 screens

Verdict

The call

The clearest difference is update cadence: YouTrip at every 9 days against X's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

YouTrip ships an update every 9 days, X every 2 months. The most recent releases landed on October 19, 2026 and October 6, 2026 respectively.

Scorecard1 real difference · 9 level
YouTrip versus X: the parameters behind the verdict, then further details
ParameterYouTripX
PriceFreeFree
Rating4.6 (409 ratings) — better—
Positive reviews42.1% of reviews—
Number of ratings409 — better—
Update frequencyEvery 9 days — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.013.0
Further details — not scored
Size240 MB74 MB
Age rating4+4+
DeveloperYou Technologies GroupX ONE (THAILAND) COMPANY LIMITED

Bugs and requests

YouTrip

Reported bugs

21 issues
  • App freezes
  • App is unstable in the UK
  • Cannot load transactions
  • Money transferred is pending for many hours
  • Debit card fails
Show 16 more
  • Card rejected by merchants due to malfunctions
  • App keeps getting stuck on a purple loading screen
  • App keeps lagging when opening
  • Bug in the app, cannot access every 2-3 days
  • App frequently hangs
  • App keeps hanging on opening
  • Unable to retrieve card details after maintenance
  • App is buggy and unable to load after updating to iOS
  • Face ID issue: automatically brings to first user interface after logout
  • App assumes user is not existing after update/re-download
  • Email login service does not function on weekends if logged out
  • App not kept up with iOS 13
  • Application keeps having error when overseas
  • Top ups pending for 8+ hours
  • Missing wallet transactions
  • App refuses to load properly

Requested features

13 requests
  • Support for iPad
  • Option to turn off advert notifications
  • Ability to transfer money between cards (international currency)
  • Price rate notifications
  • Dark mode
Show 8 more
  • More features to make it compelling
  • Call center for instant assistance
  • Web version
  • Option for existing users to log in with password
  • Allow money transfer out of the app
  • Improve Face ID functionality
  • Real-time payment approval notifications
  • Ability to use for AXS payments

X

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

YouTrip

No in-app purchases

None

X

No in-app purchases

Questions

Is YouTrip free?
YouTrip is free to download, with no in-app purchases.
Is X free?
X is free to download, with no in-app purchases.
Do YouTrip or X have ads?
Neither YouTrip nor X shows ads.
Which is updated more often, YouTrip or X?
YouTrip ships an update every 9 days, and X every 2 months. Most recently, YouTrip was updated on October 19, 2026 and X on October 6, 2026.

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