YouTrip vs สอ.กฟผ.
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YouTrip
This mobile wallet and Mastercard allows travelers to spend in over 150 countries with competitive exchange rates and no foreign transaction fees. Users can exchange and hold multiple currencies, withdraw cash fee-free from overseas ATMs, and secure their card instantly with real-time transaction notifications.
- Multi-currency mobile wallet
- Mastercard for global spending
- Competitive exchange rates
- Zero foreign transaction fees
- Exchange and hold popular currencies
- Fee-free overseas ATM withdrawals
- Instant card lock and security
Read full descriptionHide full description
Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).
สอ.กฟผ.
This mobile cooperative service allows users to perform financial transactions 24/7 without queues or travel. Manage deposits, withdrawals, loan information, and monthly statements all within a single application.
- 24/7 financial transactions
- Deposit and withdrawal between cooperative and bank
- View share details
- View account balance and transaction history
- View loan and guarantee information
- View monthly statements
Read full descriptionHide full description
แอปพลิเคชัน สอ.กฟผ. บริการสหกรณ์บนมือถือจากสหกรณ์ออมทรัพย์การไฟฟ้าฝ่ายผลิตแห่งประเทศไทย จำกัด ที่ช่วยให้คุณทำธุรกรรมทางการเงินได้ตลอด 24 ชั่วโมง ก้าวข้ามทุกข้อจำกัด ไม่ต้องรอคิว ไม่ต้องเดินทาง จัดการทุกธุรกรรมของคุณในแอปเดียว บริการของเรา: - เข้าใช้งานด้วยรหัสผ่านส่วนตัว 6 หลัก - ทำธุรกรรม ฝาก-ถอนเงินระหว่างสหกรณ์กับธนาคารผ่านแอปพลิเคชันได้รับเงินทันที - ดูข้อมูลรายละเอียดหุ้น - ดูยอดเงิน รายการเคลื่อนไหวบัญชีเงินฝาก - ดูข้อมูลเงินกู้และการค้ำประกัน - ดูข้อมูลเรียกเก็บประจำเดือน - ดูข้อมูลผู้รับโอนผลประโยชน์
Screenshots
Verdict
The clearest difference is review sentiment: YouTrip at 43% against สอ.กฟผ.'s 14%. YouTrip also leads on update cadence (every 9 days vs every 3 weeks) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YouTrip ships an update every 9 days, สอ.กฟผ. every 3 weeks. The most recent releases landed on November 2, 2026 and October 24, 2026 respectively.
| Parameter | YouTrip | สอ.กฟผ. |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (413 ratings) — better | — |
| Positive reviews | 43.0% of reviews — better | 14.3% of reviews |
| Number of ratings | 413 — better | — |
| Update frequency | Every 9 days — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 13.0 — better | 17.6 |
| Further details — not scored | ||
| Size | 240 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | You Technologies Group | EGAT SAVING AND CREDIT COOPERATIVE LIMITED |
Customer experience
YouTrip
สอ.กฟผ.
Bugs and requests
YouTrip
Reported bugs
21 issues- App freezes
- App is unstable in the UK
- Cannot load transactions
- Money transferred is pending for many hours
- Debit card fails
Show 16 moreShow fewer
- Card rejected by merchants due to malfunctions
- App keeps getting stuck on a purple loading screen
- App keeps lagging when opening
- Bug in the app, cannot access every 2-3 days
- App frequently hangs
- App keeps hanging on opening
- Unable to retrieve card details after maintenance
- App is buggy and unable to load after updating to iOS
- Face ID issue: automatically brings to first user interface after logout
- App assumes user is not existing after update/re-download
- Email login service does not function on weekends if logged out
- App not kept up with iOS 13
- Application keeps having error when overseas
- Top ups pending for 8+ hours
- Missing wallet transactions
- App refuses to load properly
Requested features
13 requests- Support for iPad
- Option to turn off advert notifications
- Ability to transfer money between cards (international currency)
- Price rate notifications
- Dark mode
Show 8 moreShow fewer
- More features to make it compelling
- Call center for instant assistance
- Web version
- Option for existing users to log in with password
- Allow money transfer out of the app
- Improve Face ID functionality
- Real-time payment approval notifications
- Ability to use for AXS payments
สอ.กฟผ.
Not enough reviews yet to summarise bugs or requests.
In-app purchases
YouTrip
No in-app purchases
สอ.กฟผ.
No in-app purchases
