Comparison

YouTrip vs Dime! เงินฝาก หุ้น กองทุน ทอง

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

YouTrip

A multi-currency mobile wallet and Mastercard that enables seamless spending in over 150 countries. It offers competitive exchange rates and no foreign transaction fees, making it ideal for international travel and online shopping.

Highlights
  • Multi-currency mobile wallet
  • Mastercard for global spending
  • Best exchange rates
  • Zero foreign transaction fees
  • Fee-less ATM withdrawals
  • Instant transaction notifications
  • Card lock and security features
Features
Read full description

Meet YouTrip - your multi-currency mobile wallet and Mastercard for hassle-free spending across 150+ countries. Designed for travellers in Singapore, Thailand and Australia, YouTrip lets you shop anywhere – online or in-store – with the best rates and zero fees. Join millions of users across Asia Pacific who use YouTrip to pay and travel smarter! Whenever, wherever, we got you • Pay with the best rates in 150+ countries • Exchange & hold popular currencies right in the app Goodbye hidden fees • Travel and shop freely with zero FX fees • Withdraw cash fee-less* from overseas ATMs (*Fee-less withdrawal limits per calendar month: S$400 for Singaporeans, THB 50,000 for Thais and AS$1,500 for Australians. Thereafter, a 2% fee applies for Singaporeans, Thais and Australians. It can’t get any safer than this • Lock and secure your card instantly with just one tap • Stay on top of your transactions with instant notifications for every payment • 24/7 monitoring by our dedicated fraud, security, and customer support teams Apply for an account now & get the best rates at your fingertips! About Us: Launched in 2018, YouTrip is a regional financial technology startup with a bold vision to empower everyone with a smarter and most convenient way to pay in foreign currency. As the trailblazers of fintech in Asia Pacific, we are dedicated to being a trusted companion for all travellers and digital-savvy consumers. Powered by Mastercard®, YouTrip is a holder of the Remittance License issued by the Monetary Authority of Singapore. In Thailand, YouTrip is jointly issued and powered by Kasikornbank PCL. In Australia, we hold an Australian Financial Services License (558059) and are regulated by the Australian Securities and Investments Commission (ASIC).

About

Dime! เงินฝาก หุ้น กองทุน ทอง

Manage savings accounts, invest in US and Thai stocks, mutual funds, gold, and corporate bonds. Offers high interest rates on savings and low investment minimums. Provides tools for tracking portfolio performance and trends.

Highlights
  • High-interest savings accounts (THB & USD)
  • Invest in US stocks from 50 THB
  • Trade Thai stocks seamlessly
  • Access over 1,700 mutual funds
  • Invest in gold from 100 THB
  • Invest in corporate bonds
  • Portfolio analytics and trending lists
Read full description

Dime! Finance for All High-Interest Savings Account Save your THB cash in our Dime! Save savings account and earn up to 3% interest or save your USD cash in our Dime! FCD foreign currency deposit account and earn up to 5% interest. Transact anytime, anywhere. No minimum. Interest rates and conditions are subject to KKP Bank's announcement. US Stocks Invest in your favorite US stock, starting at 50 THB. No exchange fees. No transfer fees. No W-8BEN filing expenses. Save your trading cost with our new Dime! Fan package, starting at 39 THB - no commission for five trades of each month. Thai Stocks New trading experience for both beginners and professionals. No need to transfer funds between accounts as your savings account is now your payment account. Simple. Smooth. Seamless. Mutual Funds Achieve your investment goals with more than 1,700 mutual funds from 20 asset management companies. Get your money from selling mutual funds back faster. Gold Invest in premium-grade 99.99% gold with Dime! trusted partners, starting at 100 THB or 2.50 USD. Trade anytime from 07:00 AM to 03:00 AM with real-time global market prices. No fees charged. Corporate Bonds Invest in our quality bonds carefully selected and offered by Kiatnakin Phatra Securities. Smooth and simple experience, even for beginners. Investment Tools Keep up with the latest investment trends and popular stocks or mutual funds with our Trending Lists. Digest your portfolio overview, performance, and diversification at a glance with Dime! Analytics.

Screenshots

YouTrip4 screens
Dime! เงินฝาก หุ้น กองทุน ทอง4 screens

Verdict

The call

The clearest difference is rating: YouTrip at 4.6 against Dime! เงินฝาก หุ้น กองทุน ทอง's 3.2. YouTrip also leads on ratings volume (409 vs 11) and update cadence (every 9 days vs every 3 weeks). Dime! เงินฝาก หุ้น กองทุน ทอง's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

YouTrip holds the better App Store score, 4.6 against 3.2. That said, the two scores are not equally well evidenced: YouTrip has 409 ratings behind it against 11, so its average is the more settled of the two. Written reviews complicate that: 42% of YouTrip's written reviews are positive against 50% of Dime! เงินฝาก หุ้น กองทุน ทอง's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

YouTrip ships an update every 9 days, Dime! เงินฝาก หุ้น กองทุน ทอง every 3 weeks. The most recent releases landed on October 19, 2026 and October 10, 2026 respectively.

Scorecard5 real differences · 5 level
YouTrip versus Dime! เงินฝาก หุ้น กองทุน ทอง: the parameters behind the verdict, then further details
ParameterYouTripDime! เงินฝาก หุ้น กองทุน ทอง
PriceFreeFree
Rating4.6 (409 ratings) — better3.2 (11 ratings)
Positive reviews42.1% of reviews50.0% of reviews — better
Number of ratings409 — better11
Update frequencyEvery 9 days — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size240 MB241 MB
Age rating4+4+
DeveloperYou Technologies GroupKKP DIME

Customer experience

YouTrip

All ratings409 ratings
Positive89.7%
Neutral2.9%
Negative7.3%
Written reviews76 reviews
Positive42.1%
Neutral0.0%
Negative57.9%

Dime! เงินฝาก หุ้น กองทุน ทอง

All ratings11 ratings
Positive45.5%
Neutral18.2%
Negative36.4%
Written reviews6 reviews
Positive50.0%
Neutral16.7%
Negative33.3%

Bugs and requests

YouTrip

Reported bugs

21 issues
  • App freezes
  • App is unstable in the UK
  • Cannot load transactions
  • Money transferred is pending for many hours
  • Debit card fails
Show 16 more
  • Card rejected by merchants due to malfunctions
  • App keeps getting stuck on a purple loading screen
  • App keeps lagging when opening
  • Bug in the app, cannot access every 2-3 days
  • App frequently hangs
  • App keeps hanging on opening
  • Unable to retrieve card details after maintenance
  • App is buggy and unable to load after updating to iOS
  • Face ID issue: automatically brings to first user interface after logout
  • App assumes user is not existing after update/re-download
  • Email login service does not function on weekends if logged out
  • App not kept up with iOS 13
  • Application keeps having error when overseas
  • Top ups pending for 8+ hours
  • Missing wallet transactions
  • App refuses to load properly

Requested features

13 requests
  • Support for iPad
  • Option to turn off advert notifications
  • Ability to transfer money between cards (international currency)
  • Price rate notifications
  • Dark mode
Show 8 more
  • More features to make it compelling
  • Call center for instant assistance
  • Web version
  • Option for existing users to log in with password
  • Allow money transfer out of the app
  • Improve Face ID functionality
  • Real-time payment approval notifications
  • Ability to use for AXS payments

Dime! เงินฝาก หุ้น กองทุน ทอง

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

YouTrip

No in-app purchases

None

Dime! เงินฝาก หุ้น กองทุน ทอง

No in-app purchases

Questions

Is YouTrip free?
YouTrip is free to download, with no in-app purchases.
Is Dime! เงินฝาก หุ้น กองทุน ทอง free?
Dime! เงินฝาก หุ้น กองทุน ทอง is free to download, with no in-app purchases.
Which has better reviews, YouTrip or Dime! เงินฝาก หุ้น กองทุน ทอง?
YouTrip is rated higher. YouTrip averages 4.6 out of 5 from 409 ratings, while Dime! เงินฝาก หุ้น กองทุน ทอง averages 3.2 from 11 ratings.
Do YouTrip or Dime! เงินฝาก หุ้น กองทุน ทอง have ads?
Neither YouTrip nor Dime! เงินฝาก หุ้น กองทุน ทอง shows ads.
Which is updated more often, YouTrip or Dime! เงินฝาก หุ้น กองทุน ทอง?
YouTrip ships an update every 9 days, and Dime! เงินฝาก หุ้น กองทุน ทอง every 3 weeks. Most recently, YouTrip was updated on October 19, 2026 and Dime! เงินฝาก หุ้น กองทุน ทอง on October 10, 2026.

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