R.Bank vs Insperity 401k
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
R.Bank
Manage your finances on the go with this mobile banking application. Access account balances, view transaction history, transfer funds, and deposit checks remotely. It also helps you find nearby branches and ATMs, and receive important account alerts.
- View account balances
- View account activity
- Transfer money between accounts
- Deposit checks remotely
- Locate branches and ATMs
- Receive account alerts
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With R Bank mobile banking app, you can access your accounts anytime, anywhere from your mobile device(s). To use the mobile app, you must be enrolled in Online Banking at r.bank. Once enrolled, you will use the same username and password to access this mobile app. R Bank's mobile app allows quick and secure access to: • View your account balance • View account activity and deposit history • Transfer money between accounts • Deposit checks by snapping a picture of each check • Locate a Branch or ATM • Receive alert messages about your account* • Contact our Customer Service Dept. Security is our top priority! Rest assured that your personal information is kept safe and secure. If you have any questions about R Bank's banking app, please contact us at 1-844-722-6589; or stop by one of our branches located.
Insperity 401k
Access your 401(k) account details and plan information on the go. View balances, contributions, rates of return, and loan information. Stay informed about plan news and alerts with secure access.
- View account balances
- Check current rate of return
- Monitor contribution rates
- Review loan balances
- Access plan news and alerts
- Secure mobile access
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The Insperity Retirement App is a read-only app that lets you view your 401(k) account and current plan information any time from your iPhone®, iPad® or iPod touch®. For online transactions, visit the Retirement Service Center. VIEW YOUR 401(k) ACCOUNT •Account balances and recent contributions •Current rate of return •Contribution rates •Loan balances STAY UP-TO-DATE ON CHANGES •Check plan news and alerts GET SECURE ACCESS Your account’s security is important to us. That’s why we ask that you do two things before using the Insperity Retirement App: 1.Make sure that you have created a unique user ID and password for the Insperity Retirement Service CenterSM before you log in using your mobile device. You can do this by logging in to the Retirement Service Center and changing your user ID and password under the Security tab of the My Information page. 2.The first time you log in using your mobile device, you will be asked to register your device through the Retirement Service Center. Once you have registered your device, you can begin using the app to check your 401(k) account at any time. If you have trouble logging in, contact the Insperity 401(k) Contact Center at 888-401-5273 or click Insperity Retirement Support (link provided) to access the mobile app user`s guide. There is no charge from Insperity Retirement Services to download the Insperity Retirement App. However, rates from your wireless carrier may apply.
Screenshots
Verdict
The clearest difference is review sentiment: R.Bank at 78% against Insperity 401k's 14%. R.Bank also leads on rating (4.5 vs 1.5) and update cadence (every 2 months vs every 11 months). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
R.Bank holds the better App Store score, 4.5 against 1.5. That said, the two scores are not equally well evidenced: R.Bank has 296 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 78% of R.Bank's written reviews are positive against 14% of Insperity 401k's.
R.Bank ships an update every 2 months, Insperity 401k every 11 months. The most recent releases landed on September 22, 2026 and September 13, 2026 respectively.
| Parameter | R.Bank | Insperity 401k |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (296 ratings) — better | 1.5 (14 ratings) |
| Positive reviews | 78.5% of reviews — better | 14.3% of reviews |
| Number of ratings | 296 — better | 14 |
| Update frequency | Every 2 months — better | Every 11 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, Apple Watch — better | iPhone, iPad |
| Requires iOS | 16.0 — better | 16.6 |
| Further details — not scored | ||
| Size | 50 MB | 28 MB |
| Age rating | 4+ | 17+ |
| Developer | R Bank | Insperity, Inc. |
Customer experience
R.Bank
Insperity 401k
Bugs and requests
R.Bank
Reported bugs
8 issues- Face ID disappears after 6-7 uses, requires password entry
- Account balance shows incorrect information when bank is closed
- Transaction data not updating until next business day
- Password changes required after enabling Face ID
- Bill pay showing hidden payees
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- Bill pay paying from wrong account
- App crashes and freezing issues
- Balance check feature stops working intermittently
Requested features
6 requests- Check deposit image preview when viewing transaction history
- Improved check deposit process
- More modern and intuitive user interface
- Better Face ID implementation and reliability
- Real-time interest accrual display
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- Option to disable review prompts
Insperity 401k
Not enough reviews yet to summarise bugs or requests.
In-app purchases
R.Bank
No in-app purchases
Insperity 401k
No in-app purchases
Questions
Is R.Bank free?
Is Insperity 401k free?
Which has better reviews, R.Bank or Insperity 401k?
Do R.Bank or Insperity 401k have ads?
Which is updated more often, R.Bank or Insperity 401k?
Other comparisons
