Comparison

PSECU Mobile vs PSCCU Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PSECU Mobile

Manage your finances with a digital-first credit union app. Easily move money, control your cards, and access free financial tools like credit score monitoring and bill pay. Enjoy banking focused on your needs.

Highlights
  • Instant money transfers between accounts
  • External account transfers
  • Send money with Zelle®
  • Mobile check deposit
  • Card locking and replacement
  • Travel plan notifications
  • Free credit score monitoring
Features
Read full description

As a digital-first credit union, we use the latest (and most secure!) technology available to meet your banking needs on your terms. The PSECU Mobile app provides everyday convenience, real-time access, and top-notch features for our members. Get Your Money Where It Needs to Go - Instantly move money between PSECU shares and loans. - Bring money into your PSECU account with our external account transfer service. - Send money to people you know and trust, typically in minutes between enrolled users, with Zelle®. - Snap and go! Use mobile deposit to easily deposit checks and save a trip to an ATM or branch. Control Your Cards with Just a Few Taps - Misplaced your card? Lock it the moment you notice it's missing. You can also order a new one! - Planning a trip? Enter travel plans to avoid interruptions in service. - Making a large purchase? Temporarily increase your daily limit for ATM withdrawals or purchases. - Transfer high-interest debt to a PSECU credit card to save on interest with our Visa® Balance Transfer rates. Members Can Take Advantage of Free Services - Enroll in our free credit score service* to receive monthly updates on your score. - Sign up for free account alerts to stay on top of account activity. - Automate bill payments using our free bill payer service. - Find surcharge-free ATMs near you. Add Additional Savings Products - Take advantage of our competitive savings rates and add a certificate or other savings share to your PSECU account. Enjoy Banking That’s Focused on YOU - As a not-for-profit credit union, we exist to serve our members. That means listening to your feedback and ensuring you have the best banking experience possible. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license. * PSECU is not a credit reporting agency. Members must have PSECU checking or a PSECU loan to be eligible for this service. Joint owners are not eligible. Insured by NCUA.

About

PSCCU Mobile

Manage your credit union accounts conveniently and securely from your mobile device. Access account balances, view transaction history, transfer funds, and deposit checks on the go. Make loan payments and locate branches or ATMs with ease.

Highlights
  • Check account balances
  • View transaction history
  • Transfer funds
  • Deposit checks
  • Make loan payments
  • Find branches and ATMs
Features
Read full description

As a Puget Sound Cooperative Credit Union member, you have 24-hour access to your accounts through our Mobile Banking where you can quickly, easily, and safely manage all of your accounts right from your cell phone. Puget Sound Cooperative Credit Union is wherever you are! o Check your balances o View transaction history o Transfer funds o Deposit checks o View available balances o Make loan payments o Find a branch or ATM Visit Puget Sound Cooperative Credit Union - Home for complete details and our Online Banking disclosure.

Screenshots

PSECU Mobile4 screens
PSCCU Mobile4 screens

Verdict

The call

The clearest difference is rating: PSECU Mobile at 4.8 against PSCCU Mobile's 3.7. PSECU Mobile also leads on review sentiment (61% vs 30%) and ratings volume (32K vs 85). PSCCU Mobile's advantage is device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PSECU Mobile holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: PSECU Mobile has 32K ratings behind it against 85, so its average is the more settled of the two. Written reviews point the same way: 61% of PSECU Mobile's written reviews are positive against 30% of PSCCU Mobile's.

UpkeepUpdate frequency

PSECU Mobile ships an update every 3 weeks, PSCCU Mobile every 3 months. The most recent releases landed on October 17, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
PSECU Mobile versus PSCCU Mobile: the parameters behind the verdict, then further details
ParameterPSECU MobilePSCCU Mobile
PriceFreeFree
Rating4.8 (32K ratings) — better3.7 (85 ratings)
Positive reviews60.8% of reviews — better30.0% of reviews
Number of ratings32K — better85
Update frequencyEvery 3 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod, Apple Watch — better
Requires iOS15.014.0 — better
Further details — not scored
Size196 MB80 MB
Age rating4+4+
DeveloperPennsylvania State Employees Credit UnionPuget Sound Cooperative Credit Union

Customer experience

PSECU Mobile

All ratings32,280 ratings
Positive96.9%
Neutral1.1%
Negative2.0%
Written reviews176 reviews
Positive60.8%
Neutral6.8%
Negative32.4%

PSCCU Mobile

All ratings78 ratings
Positive64.1%
Neutral7.7%
Negative28.2%
Written reviews20 reviews
Positive30.0%
Neutral15.0%
Negative55.0%

Bugs and requests

PSECU Mobile

Reported bugs

3 issues
  • Login screen freezes and account lockouts
  • Inability to complete mobile check deposits
  • Inconsistent app performance across devices

Requested features

4 requests
  • Ability to quickly switch between accounts
  • Detailed transaction history and balance information
  • Dark mode option for better visibility
  • Improved widget functionality

PSCCU Mobile

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

PSECU Mobile

No in-app purchases

None

PSCCU Mobile

No in-app purchases

Questions

Is PSECU Mobile free?
PSECU Mobile is free to download, with no in-app purchases.
Is PSCCU Mobile free?
PSCCU Mobile is free to download, with no in-app purchases.
Which has better reviews, PSECU Mobile or PSCCU Mobile?
PSECU Mobile is rated higher. PSECU Mobile averages 4.8 out of 5 from 32K ratings, while PSCCU Mobile averages 3.7 from 85 ratings.
Do PSECU Mobile or PSCCU Mobile have ads?
Neither PSECU Mobile nor PSCCU Mobile shows ads.
Which is updated more often, PSECU Mobile or PSCCU Mobile?
PSECU Mobile ships an update every 3 weeks, and PSCCU Mobile every 3 months. Most recently, PSECU Mobile was updated on October 17, 2026 and PSCCU Mobile on October 1, 2026.

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