Comparison

Chango vs MoMo App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Chango

This app allows users to easily create groups and manage contributions within them. It simplifies the process of collecting and organizing funds for shared purposes.

Highlights
  • Create groups
  • Manage contributions
  • Organize funds
  • Simplified financial tracking
Features
Read full description

The app provides consumers the ability to create groups and make contributions.

About

MoMo App

Manage all your finances in one place with this comprehensive financial app. It offers secure login, money transfers, bill payments, loans, and virtual cards for convenient transactions and online shopping.

Highlights
  • All financial needs in one place
  • Secure biometric login
  • Send and receive money
  • Instant bill payments
  • Access loans and advances
  • Virtual card for online shopping
  • Scan and pay with QR codes
Features
Currently charting
Read full description

Send and receive money locally and internationally effortlessly with MoMo. Features: • Send and receive money locally and internationally • Pay bills quickly and securely • Deposit and CashOut with ease • Scan and pay with QR codes • Shop online safely with a virtual card • Access loans and advances when you need them • Grow your money with savings and investment options • Buy airtime and data instantly • Buy tickets for events and services • Secure biometric login for fast access App Availability: Available in Benin, Cameroon, Congo-Brazzaville, Côte d'Ivoire, Ghana, Uganda, and Zambia. South Africa and Nigeria users can download their dedicated local MoMo apps.

Screenshots

Chango4 screens
MoMo App4 screens

Verdict

The call

The clearest difference is review sentiment: Chango at 100% against MoMo App's 23%. Chango also leads on rating (4.7 vs 3.5) and iOS requirement (9.0 vs 16.0). MoMo App's advantage is ratings volume (1.3K vs 3) and chart position (#169 vs unranked). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Chango holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: MoMo App has 1.3K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 100% of Chango's written reviews are positive against 23% of MoMo App's.

UpkeepUpdate frequency

Chango ships an update every 3 weeks, MoMo App monthly. The most recent releases landed on September 26, 2026 and October 16, 2026 respectively.

Scorecard5 real differences · 6 level
Chango versus MoMo App: the parameters behind the verdict, then further details
ParameterChangoMoMo App
PriceFreeFree
Rating4.7 (3 ratings) — better3.5 (1.3K ratings)
Positive reviews100.0% of reviews — better23.3% of reviews
Number of ratings31.3K — better
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
Best chart rank—#169 — better
DevicesiPhone, iPod — betteriPhone
Requires iOS9.0 — better16.0
Further details — not scored
Size68 MB90 MB
Age rating4+17+
DeveloperIT ConsortiumMTN FINTECH(PTY) LTD

Customer experience

Chango

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

MoMo App

All ratings1,300 ratings
Positive58.3%
Neutral11.1%
Negative30.6%
Written reviews215 reviews
Positive23.3%
Neutral11.2%
Negative65.6%

Bugs and requests

Chango

Not enough reviews yet to summarise bugs or requests.

MoMo App

Reported bugs

5 issues
  • OTP generation failure
  • Verification link issues
  • Inability to log in
  • Unresponsive app features
  • Incompatibility with eSIM

Requested features

5 requests
  • Add YelloSave feature
  • Improve verification process
  • Integrate more services
  • Allow profile picture customization
  • Optimize app performance

In-app purchases

None

Chango

No in-app purchases

None

MoMo App

No in-app purchases

Questions

Is Chango free?
Chango is free to download, with no in-app purchases.
Is MoMo App free?
MoMo App is free to download, with no in-app purchases.
Which has better reviews, Chango or MoMo App?
Chango is rated higher. Chango averages 4.7 out of 5 from 3 ratings, while MoMo App averages 3.5 from 1.3K ratings.
Do Chango or MoMo App have ads?
Neither Chango nor MoMo App shows ads.
Which is updated more often, Chango or MoMo App?
Chango ships an update every 3 weeks, and MoMo App monthly. Most recently, Chango was updated on September 26, 2026 and MoMo App on October 16, 2026.

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