FPL vs Kemper Co
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FPL
Manage your electricity account securely with biometric login. Report outages, track restoration, and receive bill notifications. Monitor energy usage and view projected costs.
- Biometric account access
- Report and track power outages
- Real-time bill notifications
- Projected monthly bill amounts
- Energy usage tracking
- View and download bills
- Account profile management
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Get more with just a tap of our app. Your fingerprint or FaceID will give you instant, secure access to your account so you can easily manage your power in the palm of your hand – report an outage and receive updates, get real-time bill notifications and reminders, find out about your next month’s projected bill amount and more! Features include: ALERTS AND REMINDERS -If you’re not already receiving your bill by email, you will be automatically switched to monthly email bills (and mobile app reminders) to quickly view, download and pay your bill – no more paper! Terms and conditions are available at fpl.com/ebillterms -Receive alerts and reminders when a new bill is ready to view and when it is due -Receive appointment reminders for scheduled appointments OUTAGE INFORMATION -Report a power outage -Check outage status and track restoration progress -Receive updates via push notifications ENERGY USE INFORMATION -View your projected monthly bill amount -Track your current, daily, weekly and monthly energy use -View your daily energy cost average and quickly see how your bill compares to the previous month ACCOUNT MANAGEMENT -Fingerprint login to view your real-time account balance, payment due date, balance details -View and download your bill (PDF) -Enroll in Pay Online and make a payment -Manage your saved payment methods -Schedule a future payment (if qualified) -Update your account profile – email address, phone number, and mailing address *FPL app use requires an active FPL account that is registered online at FPL.com
Kemper Co
This app encourages safe driving habits by monitoring speed, braking, and phone usage. New policyholders can earn discounts and rewards for demonstrating safe driving patterns, helping to reduce accident risk.
- Auto insurance discount
- Safe driving streaks
- Risk reduction tips
- Rewards for milestones
- Driving behavior leaderboard
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The Kemper Co-Pilot app gives new policyholders a discount and the opportunity to earn rewards by demonstrating safe habits related to speed, braking, and phone usage, among other factors. The app monitors driving behaviors to encourage safe driving patterns, to help reduce the risk of road accidents. Users must have an applicable policy issued by one of the companies under the Kemper Auto brand and register for Kemper Co-Pilot at the time of purchase. App Features: • A discount on auto insurance • Safe driving streaks • Tips on how to reduce driving risk • Rewards for achieving safe driving milestones • Leaderboard to compare your driving behavior against others Availability limited to certain states. Features, functions and rewards are not available in all states or in all underwriting companies. Contact your agent/broker to learn more about how displaying safe driving can earn you rewards with the Kemper Co-Pilot today! https://www.kemper.com/copilot
Screenshots
Verdict
The clearest difference is update cadence: FPL at every 6 weeks against Kemper Co's every 14 months. FPL also leads on ratings volume (24K vs 99). Kemper Co's advantage is iOS requirement (13.0 vs 16.6). On price, rating, review sentiment and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.5 for FPL against 4.5 for Kemper Co. That said, the two scores are not equally well evidenced: FPL has 24K ratings behind it against 99, so its average is the more settled of the two. Written reviews are what separate them: 41% of FPL's written reviews are positive against 33% of Kemper Co's.
FPL ships an update every 6 weeks, Kemper Co every 14 months. The most recent releases landed on October 26, 2026 and October 22, 2026 respectively.
| Parameter | FPL | Kemper Co |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (24K ratings) | 4.5 (99 ratings) — better |
| Positive reviews | 40.9% of reviews — better | 33.3% of reviews |
| Number of ratings | 24K — better | 99 |
| Update frequency | Every 6 weeks — better | Every 14 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.6 | 13.0 — better |
| Further details — not scored | ||
| Size | 96 MB | 63 MB |
| Age rating | 4+ | 12+ |
| Developer | NextEra Energy, Inc | Kemper Corporation |
Customer experience
FPL
Kemper Co
Bugs and requests
FPL
Reported bugs
3 issues- Login issues and account management problems
- Unreliable app performance and stability
- Inaccurate or missing data in usage and billing sections
Requested features
4 requests- Allow more customization and personalization options
- Improve outage reporting and restoration updates
- Provide more detailed usage history and forecasting
- Offer better support and communication channels
Kemper Co
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FPL
No in-app purchases
Kemper Co
No in-app purchases
