Ardshinbank vs Telcell Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Ardshinbank
Manage your finances securely and conveniently from anywhere. This app allows you to check balances, transfer funds, pay bills, and apply for loans with ease. Stay in control of your accounts through real-time notifications and efficient card management.
- Check account balances
- Transfer money
- Pay bills
- Apply for loans
- Real-time notifications
- Card management
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Ardshinbank brings secure, convenient banking to your fingertips. With the official mobile app, you can manage your finances quickly and confidently, wherever you are. Check balances, transfer money, pay bills, and apply for loans, all in just a few taps. Designed for simplicity and security, the app helps you stay in control of your accounts with real-time notifications, easy card management, and fast transactions. Whether you’re handling everyday payments or planning bigger financial steps, Ardshinbank makes managing your money smooth, reliable, and effortless.
Telcell Wallet
This app provides a secure and convenient digital wallet for making online payments, transferring money, and managing various financial services. It allows users to pay bills, purchase goods with QR codes, and track expenses.
- Online payments
- Money transfers
- Bill payments
- QR code purchases
- Virtual card creation
- Expense tracking
- Loyalty program
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Telcell Wallet - an app, a wallet and convenient solutions for purchases. But that’s not all… FAST, SIMPLE, SECURE You’ll get an application that will allow you to easily make and receive transfers, get quick access to card and banking services and make secure online payments any time. YOU’RE JUST 2 STEPS AWAY Download Telcell Wallet Identify yourself Discover the world of convenient solutions… PAYMENT FOR SERVICES - Mobile connection - Bank transfers - Utility payments - Public services - Internet and TV - Credit - Betting - Taxi - Games - Insurance - Many more PURCHASES Pay for products and services with a QR code at 2000+ sales points of our partners MONEY TRANSFERS AND TRANSACTIONS - To Telcell Wallet of friends, partners and relatives, wherever they are - To any Armenian bank card - To any bank account - To foreign e-wallets TELCELL WALLET REPLENISHMENT - From attached cards - Via banking cards - Via money transfers - From bookmaker account - Request from another Telcell Wallet - Via loan - Through 4500+ Telcell terminals across the country IN ADDITION, YOU CAN Create Visa Digital virtual card Buy transport tickets Buy tickets for concerts and events from your wallet Attach a bank card to your wallet and make card payments Use a financial analysis tool that helps you keep track of your expenses and manage your budget Attach car data and receive fine notifications Request and receive loans Receive instant notifications of all transactions, transfers and invoices Receive a monthly statement to your email Create favorite and group payments, thereby simplifying the use of your most loved and necessary services BON by Telcell LOYALTY PROGRAM We love our users and that’s why our team has developed a loyalty program. By making a payment through Telcell Wallet, you get bonus points. They can be exchanged for different products and services in BON, right in your wallet. We are waiting for you! Download the app and discover new possibilities… If you already use Telcell Wallet and have something to share, leave feedback here or send it to the e-mail address support@telcell.am. Your suggestions will help us make the app even better!
Screenshots
Verdict
The clearest difference is rating: Ardshinbank at 3.2 against Telcell Wallet's 2.8. Ardshinbank also leads on iOS requirement (13.0 vs 15.0). Telcell Wallet's advantage is review sentiment (24% vs 11%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Ardshinbank holds the better App Store score, 3.2 against 2.8. Both are backed by a comparable volume of ratings — 45 and 94 respectively. Written reviews complicate that: 11% of Ardshinbank's written reviews are positive against 24% of Telcell Wallet's, so the app with the better star average is not the one people write more warmly about.
Ardshinbank ships an update monthly, Telcell Wallet every 3 weeks. The most recent releases landed on September 22, 2026 and September 26, 2026 respectively.
| Parameter | Ardshinbank | Telcell Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 3.2 (45 ratings) — better | 2.8 (94 ratings) |
| Positive reviews | 10.8% of reviews | 23.7% of reviews — better |
| Number of ratings | 45 | 94 — better |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 78 MB | 252 MB |
| Age rating | 4+ | 4+ |
| Developer | Ardshinbank CJSC | Telcell CJSC |
Customer experience
Ardshinbank
Telcell Wallet
In-app purchases
Ardshinbank
No in-app purchases
Telcell Wallet
No in-app purchases









