PayPal vs Telcell Wallet
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayPal
Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.
- Send and receive money globally
- Earn cash back offers
- Request a debit card
- Buy, sell, and hold cryptocurrency
- High-yield savings accounts
- Track packages
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PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more. SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure. BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457). Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants. MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131
Telcell Wallet
This app provides a secure and convenient digital wallet for making online payments, transferring money, and managing various financial services. It allows users to pay bills, purchase goods with QR codes, and track expenses.
- Online payments
- Money transfers
- Bill payments
- QR code purchases
- Virtual card creation
- Expense tracking
- Loyalty program
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Telcell Wallet - an app, a wallet and convenient solutions for purchases. But that’s not all… FAST, SIMPLE, SECURE You’ll get an application that will allow you to easily make and receive transfers, get quick access to card and banking services and make secure online payments any time. YOU’RE JUST 2 STEPS AWAY Download Telcell Wallet Identify yourself Discover the world of convenient solutions… PAYMENT FOR SERVICES - Mobile connection - Bank transfers - Utility payments - Public services - Internet and TV - Credit - Betting - Taxi - Games - Insurance - Many more PURCHASES Pay for products and services with a QR code at 2000+ sales points of our partners MONEY TRANSFERS AND TRANSACTIONS - To Telcell Wallet of friends, partners and relatives, wherever they are - To any Armenian bank card - To any bank account - To foreign e-wallets TELCELL WALLET REPLENISHMENT - From attached cards - Via banking cards - Via money transfers - From bookmaker account - Request from another Telcell Wallet - Via loan - Through 4500+ Telcell terminals across the country IN ADDITION, YOU CAN Create Visa Digital virtual card Buy transport tickets Buy tickets for concerts and events from your wallet Attach a bank card to your wallet and make card payments Use a financial analysis tool that helps you keep track of your expenses and manage your budget Attach car data and receive fine notifications Request and receive loans Receive instant notifications of all transactions, transfers and invoices Receive a monthly statement to your email Create favorite and group payments, thereby simplifying the use of your most loved and necessary services BON by Telcell LOYALTY PROGRAM We love our users and that’s why our team has developed a loyalty program. By making a payment through Telcell Wallet, you get bonus points. They can be exchanged for different products and services in BON, right in your wallet. We are waiting for you! Download the app and discover new possibilities… If you already use Telcell Wallet and have something to share, leave feedback here or send it to the e-mail address support@telcell.am. Your suggestions will help us make the app even better!
Screenshots
Verdict
The clearest difference is rating: PayPal at 4.8 against Telcell Wallet's 2.8. PayPal also leads on ratings volume (6.3M vs 94) and update cadence (weekly vs every 3 weeks). Telcell Wallet's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayPal holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: PayPal has 6.3M ratings behind it against 94, so its average is the more settled of the two. Written reviews complicate that: 21% of PayPal's written reviews are positive against 24% of Telcell Wallet's, so the app with the better star average is not the one people write more warmly about.
PayPal ships an update weekly, Telcell Wallet every 3 weeks. Both last shipped on September 26, 2026.
| Parameter | PayPal | Telcell Wallet |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (6.3M ratings) — better | 2.8 (94 ratings) |
| Positive reviews | 21.4% of reviews | 23.7% of reviews — better |
| Number of ratings | 6.3M — better | 94 |
| Update frequency | Weekly — better | Every 3 weeks |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #6 — better | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.4 | 15.0 — better |
| Further details — not scored | ||
| Size | 767 MB | 252 MB |
| Age rating | 4+ | 4+ |
| Developer | PayPal, Inc. | Telcell CJSC |
Customer experience
PayPal
Telcell Wallet
Bugs and requests
PayPal
Reported bugs
3 issues- Account limitations and freezes with unclear reasons
- Issues linking bank accounts and cards
- Problems with refunds and chargebacks
Requested features
4 requests- Faster money transfers
- More transparent policies and fees
- Improved dispute resolution process
- Better customer service accessibility
Telcell Wallet
Not enough reviews yet to summarise bugs or requests.
In-app purchases
PayPal
No in-app purchases
Telcell Wallet
No in-app purchases









