Comparison

OnPoint Mobile vs Wauna CU

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OnPoint Mobile

Manage your finances securely on the go. Check balances, transfer funds, pay bills, and deposit checks remotely. Business members can also manage users and generate ACH payments.

Highlights
  • Secure sign-in with biometrics
  • Bill management and payments
  • Send money to contacts
  • Account fund transfers
  • Card management (travel notifications, freeze)
  • Mobile check deposit
  • Transaction search and eStatements
Features
Read full description

One app for all members - Securely and safely check balances, transfer funds, view transactions and more anywhere, anytime. With OnPoint Mobile you can: • Sign in securely with Touch ID and Face ID (on supported devices). • Manage your bills and pay almost anyone, schedule recurring bill payments and receive eBills. • Send money to anyone in the U.S. with a phone number or email address. • Transfer funds between your OnPoint accounts and your accounts at other financial institutions. • Set travel notifications for your OnPoint debit or credit cards. • Freeze your OnPoint debit or credit card (for peace of mind or if lost or misplaced). • Deposit checks without the need to visit a branch or ATM. • View cleared check images and mobile deposit check images. • Customize account nicknames, preferences, and alerts. • Search transactions to quickly and easily find a specific transaction without endless scrolling. • View eStatements. Additionally, business members can: • Add entitled users and set and control their access rights and limits. • Generate ACH payments, such as payroll. (ACH Agreement required prior to using ACH payment services.)

About

Wauna CU

Manage your bank accounts, pay bills, and deposit checks conveniently from your mobile device. Access your finances 24/7, find nearby branches and ATMs, and securely send messages to the credit union.

Highlights
  • Manage accounts
  • Check balances and history
  • Deposit checks
  • Pay bills and credit cards
  • Transfer money
  • Find ATMs and branches
  • Send messages
Read full description

Wauna Credit Union’s Mobile App makes it easy for you to bank on the go. Do your banking right from your iOS phone or tablet! You can manage your accounts, pay bills, find ATMs and more! Bank with confidence - Wauna Credit Union’s Mobile App allows you to manage accounts from your mobile device...anytime, anywhere. Now it’s easy to do banking 24/7, right from your iOS phone or tablet. It’s fast, secure and free. With Wauna Credit Union Mobile, you can: • Check available balances & transaction history • Deposit Checks • Pay bills and credit cards • Transfer money between Wauna Credit Union accounts • Find the nearest Wauna Credit Union branches and ATMs • Send us a message To use Wauna Credit Union Mobile, you must be a Wauna Credit Union member and enrolled in our online banking service. To sign up, visit https://waunafcu.org/.

Screenshots

OnPoint Mobile4 screens
Wauna CU4 screens

Verdict

The call

The clearest difference is ads: OnPoint Mobile at none against Wauna CU's shown. OnPoint Mobile also leads on ratings volume (25K vs 609) and review sentiment (89% vs 71%). Wauna CU's advantage is monetization model (free vs free with in-app purchases). On price, rating, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for OnPoint Mobile against 4.7 for Wauna CU. That said, the two scores are not equally well evidenced: OnPoint Mobile has 25K ratings behind it against 609, so its average is the more settled of the two. Written reviews are what separate them: 89% of OnPoint Mobile's written reviews are positive against 71% of Wauna CU's.

UpkeepUpdate frequency

OnPoint Mobile ships an update every 2 months, Wauna CU every 4 months. The most recent releases landed on October 25, 2026 and October 22, 2026 respectively.

Scorecard5 real differences · 5 level
OnPoint Mobile versus Wauna CU: the parameters behind the verdict, then further details
ParameterOnPoint MobileWauna CU
PriceFreeFree
Rating4.6 (25K ratings)4.7 (609 ratings) — better
Positive reviews88.6% of reviews — better71.4% of reviews
Number of ratings25K — better609
Update frequencyEvery 2 months — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple WatchiPhone, iPad, Apple Watch
Requires iOS16.0 — better17.0
Further details — not scored
Size133 MB113 MB
Age rating4+4+
DeveloperOnPoint Community Credit UnionWAUNA FEDERAL CREDIT UNION

Customer experience

OnPoint Mobile

All ratings23,563 ratings
Positive91.6%
Neutral3.0%
Negative5.5%
Written reviews1,899 reviews
Positive88.6%
Neutral3.7%
Negative7.6%

Wauna CU

All ratings610 ratings
Positive92.5%
Neutral3.4%
Negative4.1%
Written reviews21 reviews
Positive71.4%
Neutral4.8%
Negative23.8%

User reviews

OnPoint Mobile

From 25K App Store ratings

What we love

  • 👍 User-friendly app
  • 🚀 Convenient mobile banking features
  • 🔒 Robust security with biometric login
  • 💡 Helpful customer service

Room to improve

  • 🐛 Buggy mobile deposit feature
  • ⏱️ Slow transaction updates
  • 🔀 Confusing account management
  • 🤔 Lack of customization options

Wauna CU

From 609 App Store ratings

What we love

  • 👍 User-friendly interface and easy navigation
  • 🚀 Fast mobile check deposits
  • 💡 Fingerprint login capability
  • 📊 Consolidated account view in one place
  • 💳 Bill pay functionality

Room to improve

  • 😞 Loss of personal teller service and hometown feel
  • ⏱️ Slow customer service response for account closures
  • 📱 Check deposit functionality inferior to previous app
  • 🔌 Lack of Zelle transfer option

Bugs and requests

OnPoint Mobile

Reported bugs

4 issues
  • Mobile app crashes and freezes
  • Inconsistent behavior when switching between app and website
  • Transactions disappearing from account history
  • Unreliable mobile deposit process

Requested features

4 requests
  • Add option to change default mobile deposit category
  • Improve bill pay functionality with better scheduling and tracking
  • Allow users to rearrange account order and hide unused accounts
  • Implement real-time transaction updates and pending indicators

Wauna CU

Reported bugs

3 issues
  • App won't allow login and locks accounts
  • Check deposit feature not functioning properly
  • Account visibility issues (resolved with support)

Requested features

2 requests
  • Zelle payment integration
  • Improved check deposit functionality

In-app purchases

None

OnPoint Mobile

No in-app purchases

None

Wauna CU

No in-app purchases

Questions

Is OnPoint Mobile free?
OnPoint Mobile is free to download, with no in-app purchases.
Is Wauna CU free?
Wauna CU is free to download, with no in-app purchases.
Which has better reviews, OnPoint Mobile or Wauna CU?
Wauna CU is rated higher. OnPoint Mobile averages 4.6 out of 5 from 25K ratings, while Wauna CU averages 4.7 from 609 ratings.
Do OnPoint Mobile or Wauna CU have ads?
Wauna CU shows ads; OnPoint Mobile does not.
Which is updated more often, OnPoint Mobile or Wauna CU?
OnPoint Mobile ships an update every 2 months, and Wauna CU every 4 months. Most recently, OnPoint Mobile was updated on October 25, 2026 and Wauna CU on October 22, 2026.

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