BigPay vs Spnding

With the power to manage your money anywhere, BigPay has one purpose, - to empower you with essential financial services to level up your lives, one transaction at a time. With the flexibility of a mobile app and physical card, we give you the flexibility to improve your spending habits in one place. Benefits include: 1. SIMPLE and EASY EXPENSE TRACKING right in the app 2. SAVE EVERY TIME YOU SPEND with Stashes 3. Pay with PHYSICAL AND VIRTUAL VISA CARD or even make DUITNOW QR PAYMENTS in Malaysia, Singapore, Thailand, and Indonesia 4. FAST, SECURE, AND AFFORDABLE international remittance 5. SEAMLESS bill payments and prepaid mobile top ups in just a few clicks 6. INSTANT money transfers to friends on BigPay, or other local banks via DuitNow 5 Minute Sign Up Download the app, verify your identity, add money to your account and voila your account is set up! So many ways to pay anywhere you go With instant transfers via DuitNow QR, international transfers give you the ability to spend in Malaysia, Singapore, Thailand, and Indonesia. With our physical and virtual Visa cards, the options are limitless – spend and save with BigPay across the globe. You spend it, we track it BigPay automatically categorizes your spending across all your transactions so you always know where your money is going. Track your spending on a monthly and yearly basis and keep tabs of your budget. Send money overseas faster, cheaper and safer Transfer money to friends and family across the globe for little fees and competitive exchange rates. Fast, hassle-free and no hidden fees Everything you need for your everyday payments Use BigPay for all your money needs in one app. Pay your home utility bills such as electricity, water, internet, and more; plus mobile top ups and even lifestyle insurances to give you peace of mind in your daily life. Save when you spend with Stashes! Save a little (or a lot) whenever you spend with Stashes. Create multiple Stashes for all your financial goals Earn points and travel deals Score points for every transaction you make and turn them into travel deals with airasia rewards! Empowering YOU and your money It's our mission to make sure that you have everything you need to be in control of your finances. We give you the power to spend, track, and even start saving. Watch out as we continue building products and services that make managing your money as easy can be.

Spnding makes it easy to track personal and shared expenses in one place. Scan receipts with AI, capture Apple Pay purchases, organize spending by group, split costs with friends or guests, and keep track of who owes what without messy notes or manual calculations. ---- KEY FEATURES ------ • Scan Receipts with AI Take a photo, upload a receipt, or import a supported document and let AI extract details such as merchant, items, prices, date, total, currency, and receipt number. • Smarter Expense Categorization Automatically categorize scanned receipts and Apple Pay expenses. You can also create your own custom categories, and Spnding can use them when categorizing expenses. • Track Apple Pay Purchases Use Apple Pay automation on iPhone to quickly capture purchases and add them to Spnding with less manual entry. • Track Shared & Personal Expenses Create groups for trips, meals, sports, housemates, monthly spending, personal expenses, or anything else you want to organize. • Split Expenses with Friends or Guests Split costs between group members or add guests who do not have a Spnding account. • Know Who Owes What Spnding automatically calculates balances so you can easily see who paid, who owes whom, and how much is outstanding. • Support for Currencies Around the World Track expenses in different currencies while keeping totals consistent with your group’s base currency. Recently used currencies are also easier to access. • Powerful Expense Search & Filters Find expenses quickly using merchant names, amounts, receipt or invoice numbers, dates, payers, and more. Sort and filter your expense list to find exactly what you need. • Keep Receipts & Invoices with Your Expenses Attach receipts or invoices to manually created or existing expenses for your records. You can replace attachments or rescan supported receipts with AI whenever needed. • Export Expenses to CSV Export your expenses to CSV and receive the file by email for reporting, tracking, or personal records. • Clear Spending Insights View spending summaries by category and better understand where your money goes. • Multiple Groups for Different Needs Keep expenses separated by trip, event, month, activity, household, or group of friends. • In-App Support Have a problem, question, or idea? Report bugs, request features, ask questions, or send feedback directly from the Support section in Spnding. Whether you are splitting dinner, tracking a holiday, managing housemate expenses, keeping receipts for your records, or simply understanding your own spending, Spnding helps keep everything organized and easy to manage. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Spnding App Terms of Service & Privacy Policy: https://www.spnding.app/terms-and-privacy