Comparison

CFC Mobile Access vs First Digital Card Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CFC Mobile Access

Manage your credit card account on the go with this app. Securely check balances, make payments, and pay bills. It also allows you to report lost or stolen cards, access statements early, and manage account details.

Highlights
  • Check account balance
  • Make payments
  • Pay bills
  • Report lost/stolen card
  • Access monthly statements early
  • View Cardholder Agreement
  • Add authorized user
Features
Read full description

CFC Mobile Access is a free service offered to cardholders of: · The Verve® Mastercard® · The Reflex® Mastercard® · The Surge® Mastercard® · The FIT™ Mastercard® · The Matrix® Mastercard® · The Cerulean® Mastercard® · The Build® Mastercard® · The Revel® Mastercard® · The Today® Mastercard® CFC Mobile Access gives you secure access to your account anytime, anywhere, so you can check your balance, make a payment, and pay bills on the go. Additional features include: · Report your card as Lost or Stolen, · Access your monthly statement up to five days earlier, · Access your Cardholder Agreement, or · Add an authorized user to your account. Manage your finances straight from your smartphone or tablet on your schedule. Download the CFC Mobile Access App to get started. ©2024 Continental Finance Company, LLC. All rights reserved. Build®, Cerulean®, FIT™, Verve®, Matrix®, Today® and Revel® are issued by The Bank of Missouri, pursuant to a license from Mastercard International. Reflex® and Surge® are issued by Celtic Bank, pursuant to a license from Mastercard International. Continental Finance provides services for your Account but is not a bank. The bank issuing your card will be identified on the back of your Mastercard® and in your Cardholder Agreement, which governs your use of the Account. All trademarks not belonging to Continental Finance are the property of their respective owners.

About

First Digital Card Mobile App

Manage your credit card account and rewards program with ease. This app provides a convenient way for cardholders to access and control their financial information.

Highlights
  • Manage credit card account
  • Track First Digital Rewards
  • Easy access to financial information
Features
Read full description

The First Digital Card App is the easiest way for First Digital cardholders to manage their credit card account and First Digital Rewards.

Screenshots

CFC Mobile Access4 screens
First Digital Card Mobile App4 screens

Verdict

The call

The clearest difference is rating: CFC Mobile Access at 4.3 against First Digital Card Mobile App's 2.0. CFC Mobile Access also leads on ratings volume (9.1K vs 104) and review sentiment (18% vs 4%). First Digital Card Mobile App's advantage is iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

CFC Mobile Access holds the better App Store score, 4.3 against 2.0. That said, the two scores are not equally well evidenced: CFC Mobile Access has 9.1K ratings behind it against 104, so its average is the more settled of the two. Written reviews point the same way: 18% of CFC Mobile Access's written reviews are positive against 4% of First Digital Card Mobile App's.

UpkeepUpdate frequency

CFC Mobile Access ships an update every 3 weeks, First Digital Card Mobile App monthly. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

Scorecard4 real differences · 6 level
CFC Mobile Access versus First Digital Card Mobile App: the parameters behind the verdict, then further details
ParameterCFC Mobile AccessFirst Digital Card Mobile App
PriceFreeFree
Rating4.3 (9.1K ratings) — better2.0 (104 ratings)
Positive reviews18.0% of reviews — better3.5% of reviews
Number of ratings9.1K — better104
Update frequencyEvery 3 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size39 MB227 MB
Age rating4+4+
DeveloperContinental Finance Company, LLCVervent, Inc

Customer experience

CFC Mobile Access

All ratings9,047 ratings
Positive84.8%
Neutral4.9%
Negative10.2%
Written reviews189 reviews
Positive18.0%
Neutral9.0%
Negative73.0%

First Digital Card Mobile App

All ratings103 ratings
Positive22.3%
Neutral4.9%
Negative72.8%
Written reviews57 reviews
Positive3.5%
Neutral10.5%
Negative86.0%

Bugs and requests

CFC Mobile Access

Reported bugs

4 issues
  • App crashes on login
  • Payment dates not showing up correctly
  • Credit balance not updating after payments
  • Inability to access account information

Requested features

5 requests
  • Add option to pay with debit card
  • Implement Touch ID/Face ID login
  • Save payment information for easier future payments
  • Provide more transparency around payment posting and credit limit updates
  • Improve app design and user experience

First Digital Card Mobile App

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

CFC Mobile Access

No in-app purchases

None

First Digital Card Mobile App

No in-app purchases

Questions

Is CFC Mobile Access free?
CFC Mobile Access is free to download, with no in-app purchases.
Is First Digital Card Mobile App free?
First Digital Card Mobile App is free to download, with no in-app purchases.
Which has better reviews, CFC Mobile Access or First Digital Card Mobile App?
CFC Mobile Access is rated higher. CFC Mobile Access averages 4.3 out of 5 from 9.1K ratings, while First Digital Card Mobile App averages 2.0 from 104 ratings.
Do CFC Mobile Access or First Digital Card Mobile App have ads?
Neither CFC Mobile Access nor First Digital Card Mobile App shows ads.
Which is updated more often, CFC Mobile Access or First Digital Card Mobile App?
CFC Mobile Access ships an update every 3 weeks, and First Digital Card Mobile App monthly. Most recently, CFC Mobile Access was updated on October 26, 2026 and First Digital Card Mobile App on October 25, 2026.

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