First Digital Card Mobile App Reviews: Is It Legit?

Customer Experience

Positive experience3.5% of reviews
Neutral10.5% of reviews
Negative experience86.0% of reviews

~ Based on 57 written reviews from the US App Store.

Is First Digital Card Mobile App Safe?

First Digital Card Mobile App does not appear safe based on available data. AppsHunter Safety Score for First Digital Card Mobile App is 45/100.

This assessment is based on 98 user ratings, with an App Store average of 2/5.

Safety Analysis

23.5% of ratings point to a safe experience
5.1% of ratings suggest some concerns
71.4% of ratings point to a risky experience

~ Based on 98 App Store ratings for First Digital Card Mobile App.

Is First Digital Card Mobile App Legit?

First Digital Card Mobile App appears to be a legitimate app. AppsHunter Legitimacy Score for First Digital Card Mobile App is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Just avoid this credit card all together

You will have nothing but fees and headaches and half the time you won't even have access to your credit. Serisoiyl avoid these guys, total visa, first access, and Revvi. Just don't even get a credit card if this is your only option you just have to trust me on this and look up the names I dropped on the BBB website and consumer
Complaints with the FDIC save yourself the trouble please. Unless you intends to just rip
Them off and never pay them then by all means please
So it and chargebacks as well all the time. If you read this and decide to continue with any of those cards I told you do and you'll
Now exactly what I meant and when you're regretful, just rip em off and forget about it change your number and NEVER give them another number to add to your account when you call about one of the several problems you will 100% have with the st any given time and given day
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Response from developer

Sorry to hear you where not happy with your account. All the Terms and Conditions of all credit cards are provided during the applications process so there are no surprises. If at anytime there is a question please contact us using the number provided on the application website. We are here to assist with all questions. Thank you.

Horrible customer care

They froze my account for making multiple payments in the same billing cycle and refused to do anything for me unless I jumped through hoops to prove my checking accounts actually mine just apply for something else inconvenient inconsiderate

Response from developer

Sorry to hear you are not happy with your account. We do review accounts and account activity and will block accounts to prevent fraud activity. Once requested information is received the account can be reviewed. Thank you.

Fleecing at its finest!

I already have one high interest rate card. They solicit me for a second card. I get approved but instead of just increasing my credit limit they want 143 dollars to give me 200 dollars in “extra” credit. The interest rates are ridiculous and they would rather you have 5 different cards with 5 different payments than have it on one and be manageable.
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Response from developer

All Terms and Conditions of setting up the account are clearly disclosed during the application process.

I Messed up

I should've looked at the reviews before running my credit and paying the fee First Digital but I guess they meant you have to pay First and then receive the card to make it Digital. Smh out $95 now the kids are going to have to wait a month for groceries.

Response from developer

All Terms and Conditions of setting up the account are clearly disclosed during the application process.

No chip

No Apple Pay no chip no safety any thing

Intentionally trying to screw people

This app always force logs me out after missing a payment due date for a few days, then makes it near impossible to log back in. STAY AWAY IF YOU CAN

This Right Here

App always has issues with logging in and you have to wait a few days to get current amount available

Response from developer

Sorry to hear the app is not working for you. Please contact our Customer Service team at 1-844-358-0074 if this continues so we can take a closer look.

Login

Can't log in. I have changed the password multiple times. I have confirmed information multiple times. Junk. Fix your app

App won’t log me in

This app blows. Tried logging in using my correct information and it says it does not recognize the username/password. But if I go to the site on my computer and type in the same information,I get access no problem. They should just get rid of this stupid app altogether.

Response from developer

Sorry to hear the app is not working for you. Please contact our Customer Service team at 1-844-358-0074 if this continues so we can take a closer look.

I should close my account

I can't log into the app or the website. I've tried to call but you guys disconnect my call every time before I get to anyone. There's randomly $25 that is missing from my account. You won't let me reset my security answer even though I've put all the cars I've had,colors. Fix this now please. I was able to get into it last week and now I can’t.
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Response from developer

Sorry to hear the app is not working for you. Please contact our Customer Service team at 1-844-358-0074 if this continues so we can take a closer look.

Downloading

Has taken 10 min to download the app!! Already feels like a huge mistake getting this dumb card.

App failed

The app has worked fine til the past three days it says there is an unknown error try later well I’m going on 4 days now not able to log into my account. Let’s get this fixed customer support is no help?

Horrible app

The app is horrible. NEVER remembers my username or password. You will ALWAYS have to reset it, about every 60 days. Worst credit card and app to use. Stay away from this app and credit card. I’m canceling it today.

Constantly Crashes

This app is GARBAGE so is their website. Updated the app 12/01/25 continues to crash when attempting to make a payment. The authentication codes take RIDICULOUSLY long to arrive in my text. Do better.

Logging into my account

I have tried several different times to pay for my monthly payment and I haven’t been able to login to my account to pay for my monthly payments. I am not very happy about this

Horrible app, horrible customer service

Had trouble getting card, finally got it after almost 2 months. Customer service was horrible during all this. Now they updated the app and it always says your credentials are bad so you have to enter your card number every time to log in.

Response from developer

Sorry to hear the app is not working for you. Please contact our Customer Service team at 1-844-358-0074 if this continues so we can take a closer look.

App stopped recognizing me

Sure, it’s a subprime card, that’s not the issue. This app completely forgot me and won’t accept correct login info. I can still do my business over the phone, though. Interesting that the functionally identical Revvi app still works fine.

Response from developer

Sorry to hear the app is not working for you. Please contact our Customer Service team at 1-844-358-0074 if this continues so we can take a closer look.

Biometric Login

Every 2 weeks or so the app “forgets” my biometric data (Face ID on iPhone 14 Plus). I’m then forced to enable biometric login again which involves entering my login data 2 times in addition to actually selecting “enable biometric login.”

The purposely block payments

They’ll block your payment to charge you interest and fees. Have tried with three different bank debit cards. Just for them to say it’s a credit card. It’s not. Also you customer service is a joke. Get a call center in America and not over seas where they’re useless to comprehend how Americans speak and use their money.
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Response from developer

Sorry to hear you are having issues making your payments. Our systems are set up to identify what type of payment is being used to ensure only a debit card is. The Customer Service team is able to assist with any questions or concerns you have on your account.

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