adb Mobile Banking vs GCB Mobile App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
adb Mobile Banking
Access your retail and corporate accounts 24/7 from your mobile device. Perform fund transfers, check balances, pay bills, and manage your accounts securely from anywhere.
- 24/7 account access
- Fund transfers
- Bill payments
- Transaction tracking
- Loan and deposit balance viewing
- Cheque confirmation
- Forex rates
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adb Mobile Banking app ADB Mobile banking service provides you with a safe and secured 24/7 access to your retail and corporate accounts via your mobile phones anywhere and at any time. Transfer funds, view loans and deposit balances, confirm cheques, track transactions, order cheque books, bill payments and access forex rates while saving time and cost. ADB…truly Agric and More. GETTING STARTED: For existing adb Customers without a Mobile Banking Account, you will need one of the following to enable you activate the adb Mobile App: Valid Retail or corporate account with Agricultural development bank. Visit the nearest adb branch for activation on the mobile banking App or request via your (RM) To complete your app activation, you will receive an SMS with your username and password on your mobile number used for registration. Please follow below steps to setup your App: 1. Download the App from the App store & Install it on your device. 2. The Mobile Banking Platform will send an alpha numeric Activation Code with your username to the Mobile Number you provided 2. Enter your Username and password into the App. 4. This will load your account details on the Mobile App Landing Page, and you can start enjoying Mobile Banking Services ADB…truly Agric and More. What you can do: • View recent transactions and check your balances • Pay someone new or someone you’ve paid before • Transfer money between own accounts • Perform instant payment to other banks • View term deposit • View loan balances • Reset forgotten password • Pay bills online • Air time top-up • Account statements • Forex Rates • Find your nearest branch or cash machine • Answers to frequently asked questions [FAQ]
GCB Mobile App
Manage your finances entirely from your smartphone. Open accounts, invest, pay bills, and secure your profile with biometric authentication. Enjoy a user-friendly interface with customizable themes and real-time transaction alerts.
- Biometric profile security
- Bill payments (including ECG)
- Invest in Term Deposits
- Open Instant accounts
- Self-service options
- Card requests
- Customizable themes
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"GCB Mobile App is your choicest banking app in Ghana. It offers you a complete financial solution that lets you do everything from opening an account to investing in Term Deposits, all from your smartphone or tablet without visiting any branch. With GCB Mobile App, you can: • Secure your profile with your fingerprint or face ID • Pay your ECG bills conveniently using our ground-breaking solution for prepaid meters • Pay for various services to over a 100 billers • Customize your app with dark and light mode themes • Receive real-time receipts and alerts for every transaction • Invest and manage Term Deposits with high interest rates • Open an Instant account and start sending and receiving money from anywhere anytime. • Use a wide range of self service options including password reset, card transaction limits adjustment, PIN change and more. • Request debit, prepaid and virtual cards with ease. • Navigate the app easily with a user-friendly interface for varying user groups. GCB Mobile App is safe, secure and easy to use. Download it today and enjoy the experience."
Screenshots
Verdict
The clearest difference is rating: GCB Mobile App at 3.4 against adb Mobile Banking's 2.6. GCB Mobile App also leads on ratings volume (373 vs 7). adb Mobile Banking's advantage is review sentiment (25% vs 9%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GCB Mobile App holds the better App Store score, 3.4 against 2.6. That said, the two scores are not equally well evidenced: GCB Mobile App has 373 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 25% of adb Mobile Banking's written reviews are positive against 9% of GCB Mobile App's, so the app with the better star average is not the one people write more warmly about.
Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 24, 2026 and October 30, 2026 respectively.
| Parameter | adb Mobile Banking | GCB Mobile App |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (7 ratings) | 3.4 (373 ratings) — better |
| Positive reviews | 25.0% of reviews — better | 8.6% of reviews |
| Number of ratings | 7 | 373 — better |
| Update frequency | Every 2 months | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.2 — better |
| Further details — not scored | ||
| Size | 59 MB | 59 MB |
| Age rating | 17+ | 4+ |
| Developer | Agricultural Development Bank | GCB Bank PLC |
Customer experience
adb Mobile Banking
GCB Mobile App
Bugs and requests
adb Mobile Banking
Not enough reviews yet to summarise bugs or requests.
GCB Mobile App
Reported bugs
32 issues- Photo upload fails during registration
- Mobile money transactions not going through
- App doesn't allow linking of account
- Standing order feature crashes when hitting frequency tab
- Messages sent to customer support go unanswered for weeks
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- Deposits from mobile money to bank account do not reflect, but money is debited
- Virtual cards lost after update, and requesting new ones doesn't work
- Email validation errors during registration
- OTP not received via SMS or email
- Money deposited does not reflect in the app
- Cannot receive billing address for online payment
- ATM card blocking is not functional
- Withdrawal to Ghana Pay wallet deducts money but doesn't reflect in wallet
- Online transactions don't go through, requiring a bank visit
- Deposited money is taken without crediting the bank wallet
- Mistakenly transferred money to virtual card cannot be reversed without bank visit
- Error when trying to create an account with readycash card
- App does not open after a new update
- App not showing on home screen after download
- Connection could not be established error
- Money transferred on Friday not reflected by Monday
- Payment fails and money is deducted, support is unhelpful
- Registration process stuck after selfie, no details to review, invalid account number error
- App crashes all the time
- Cannot proceed with account creation without Ghana number, needs email verification option
- Mobile money to account transfer deducted but not received, customer support unable to help
- Deposits hang for over two weeks
- App crashes during registration
- Investment section not working well
- App doesn't work
- Scan app gives errors and excuses
- Sending money results in 'try again later' error
Requested features
3 requests- Allow personal record updates (contacts, address) without visiting the bank
- Allow email verification for account creation
- Bring back the old version or fix the new one
In-app purchases
adb Mobile Banking
No in-app purchases
GCB Mobile App
No in-app purchases
Questions
Is adb Mobile Banking free?
Is GCB Mobile App free?
Which has better reviews, adb Mobile Banking or GCB Mobile App?
Do adb Mobile Banking or GCB Mobile App have ads?
Which is updated more often, adb Mobile Banking or GCB Mobile App?
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