S PAY GLOBAL vs TEKUNPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
S PAY GLOBAL
This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.
- Scan & Pay using QR Codes
- Split bills
- Peer to peer fund transfers
- Loyalty Rewards discounts
- Bill subscription and payment
- Transaction history
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SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle! It’s FREE! Need assistance? Email us at customerservice@spayglobal.my Like and follow our Facebook page at @S PAY GLOBAL.
TEKUNPay
This app allows TEKUN loan borrowers to make loan repayments online easily and quickly. Users can check past repayment records, outstanding balances, and remaining loan amounts at any time, from anywhere. It requires an internet banking account with a participating bank for payments.
- Online loan repayments
- Check past repayment records
- View outstanding loan balances
- Check remaining loan amounts
- Supports multiple banks for payment
- Requires internet banking registration
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- Aplikasi Bayaran TEKUN merupakan salah satu kaedah bayaran balik secara atas talian (online) menggunakan sistem applikasi bayaran yang disediakan kepada semua peminjam TEKUN dengan lebih mudah, cepat dan boleh dilaksanakan pada bila-bila masa dan di mana sahaja. - Antara kemudahan yang disediakan melalui Aplikasi Bayaran TEKUN: • Membuat bayaran balik pembiayaan TEKUN • Membuat semakan rekod bayaran balik yang terdahulu • Membuat semakan jumlah tunggakan bayaran pembiayaan TEKUN • Membuat semakan baki pembiayaan yang perlu dijelaskan kepada TEKUN Nasional. - Bagi tujuan pembayaran balik pembiayaan TEKUN, peminjam boleh memilih senarai bank yang disediakan – peminjam perlu memiliki akaun bank yang telah didaftar dengan perbankan internet. - Peminjam TEKUN perlu memuat turun aplikasi bayaran ini ke dalam telefon dan mendaftar sebagai pengguna di dalam Aplikasi Bayaran TEKUN ini.
Screenshots
Verdict
The clearest difference is update cadence: S PAY GLOBAL at every 5 weeks against TEKUNPay's every 6 months. S PAY GLOBAL also leads on review sentiment (23% vs 12%) and iOS requirement (12.0 vs 15.6). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
S PAY GLOBAL ships an update every 5 weeks, TEKUNPay every 6 months. The most recent releases landed on October 20, 2026 and October 21, 2026 respectively.
| Parameter | S PAY GLOBAL | TEKUNPay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.9 (9 ratings) — better | — |
| Positive reviews | 23.2% of reviews — better | 11.5% of reviews |
| Number of ratings | 9 — better | — |
| Update frequency | Every 5 weeks — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 50 MB | 19 MB |
| Age rating | 4+ | 4+ |
| Developer | Sarawak State Government | Yayasan Tekun Nasional |
Customer experience
S PAY GLOBAL
TEKUNPay
In-app purchases
S PAY GLOBAL
No in-app purchases
TEKUNPay
No in-app purchases
