Comparison

S PAY GLOBAL vs AGRONet Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

S PAY GLOBAL

This e-wallet app facilitates secure digital payments for bills and purchases at participating merchants. Users can easily top up their balance and enjoy a cashless lifestyle with features like QR code payments, bill splitting, and peer-to-peer transfers.

Highlights
  • Scan & Pay using QR Codes
  • Split bills
  • Peer to peer fund transfers
  • Loyalty Rewards discounts
  • Bill subscription and payment
  • Transaction history
Features
Read full description

SPayGlobal (also known as Sarawak Pay) is the Sarawak Government Fintech mobile app platform that provides a convenient and secured e-wallet functionality. Users can make digital payment for bills and purchases at participating merchants. Users can top up their e-wallet through internet banking and credit cards and enjoy the convenience of cashless payments. SPayGlobal allows users to: - Scan & Pay using QR Codes - Split bills amongst SPayGlobal users - Perform peer to peer fund transfers - Enjoy discounts vouchers within Loyalty Rewards - Purchase and renew insurance, pay study loans, order food, make donations, pay for street parking, etc. - Subscribe, manage and pay your bills - Check transaction history conveniently - Search or view merchant listing - Register and operate an Individual Merchant Account SPayGlobal is operated by SiliconNet Technologies Sdn Bhd (SNT), on behalf of the Sarawak Government. SNT holds an eWallet license from Bank Negara Malaysia. This App is available in English. Download Now to begin your cashless lifestyle!
 It’s FREE! Need assistance? Email us at customerservice@spayglobal.my 
Like and follow our Facebook page at @S PAY GLOBAL.

About

AGRONet Mobile

Manage your bank accounts with a new, streamlined mobile banking experience. Perform quick logins, pay bills, transfer funds, and make instant payments via QR code.

Highlights
  • Quick login with PIN or biometrics
  • Bill payments and prepaid reloads
  • Simplified fund transfers
  • DuitNow QR payments
  • Account management
Features
Read full description

Introducing the New Agrobank Mobile Banking App We’re excited to introduce the next evolution of mobile banking for all Agrobank customers! Introducing our new AGRONet Mobile application. We have designed the way our customers carry out mobile banking and your banking is now made fast, simple, and easy with improved user experience and suite functionalities to manage your accounts. Quick Login via Pin or Biometric Authentication Log in to AGRONet Mobile safely and conveniently with your PIN number, fingerprint, or face recognition. Bill Payments / Prepaid Reload Experience a more convenient way to make payments to your favourite billers or top up your mobile. Simplified Fund Transfers Transfer funds to your family and friends and share the receipt conveniently. DuitNow QR Scan and make payments from your preferred account instantly. We continue to improve and bring you our best possible mobile banking experience and enjoy the new AGRONet Mobile application.

Screenshots

S PAY GLOBAL4 screens
AGRONet Mobile4 screens

Verdict

The call

The clearest difference is rating: AGRONet Mobile at 3.7 against S PAY GLOBAL's 1.9. S PAY GLOBAL's advantage is ratings volume (9 vs 3) and iOS requirement (12.0 vs 15.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

AGRONet Mobile holds the better App Store score, 3.7 against 1.9. Both are backed by a comparable volume of ratings — 9 and 3 respectively.

UpkeepUpdate frequency

S PAY GLOBAL ships an update every 5 weeks, AGRONet Mobile every 6 weeks. The most recent releases landed on October 20, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
S PAY GLOBAL versus AGRONet Mobile: the parameters behind the verdict, then further details
ParameterS PAY GLOBALAGRONet Mobile
PriceFreeFree
Rating1.9 (9 ratings)3.7 (3 ratings) — better
Positive reviews23.2% of reviews—
Number of ratings9 — better3
Update frequencyEvery 5 weeks — betterEvery 6 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size50 MB40 MB
Age rating4+4+
DeveloperSarawak State GovernmentBank Pertanian Malaysia Berhad

Customer experience

S PAY GLOBAL

All ratings9 ratings
Positive22.2%
Neutral0.0%
Negative77.8%
Written reviews69 reviews
Positive23.2%
Neutral15.9%
Negative60.9%

AGRONet Mobile

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%

In-app purchases

None

S PAY GLOBAL

No in-app purchases

None

AGRONet Mobile

No in-app purchases

Questions

Is S PAY GLOBAL free?
S PAY GLOBAL is free to download, with no in-app purchases.
Is AGRONet Mobile free?
AGRONet Mobile is free to download, with no in-app purchases.
Which has better reviews, S PAY GLOBAL or AGRONet Mobile?
AGRONet Mobile is rated higher. S PAY GLOBAL averages 1.9 out of 5 from 9 ratings, while AGRONet Mobile averages 3.7 from 3 ratings.
Do S PAY GLOBAL or AGRONet Mobile have ads?
Neither S PAY GLOBAL nor AGRONet Mobile shows ads.
Which is updated more often, S PAY GLOBAL or AGRONet Mobile?
S PAY GLOBAL ships an update every 5 weeks, and AGRONet Mobile every 6 weeks. Most recently, S PAY GLOBAL was updated on October 20, 2026 and AGRONet Mobile on October 24, 2026.

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